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Destroying the Dollar For Something Logically Impossible
Original article at Real Clear Markets
By Jeffrey Snider
August 19, 2011
The politics of economics has again risen in the wake of the stock markets recent haircut. Economists and experts from both the right and the left are now falling all over themselves to do something. Why the stock market is the universal signal, the hunters bugle call to action, is not yet known. After all, the economic and financial problems of August 2011 have been largely unchanged since August 2007, and indications of these unresolved imbalances have been, and continue to be, numerous.
What is troubling is this bipartisan political urge to do something. In the space of a few days we have seen Paul Krugman on the left openly pine for an all-out effort by the Federal Reserve to get the economy moving, with the deliberate goal of generating higher inflation to help alleviate debt problems, in addition to his idea of faking an alien invasion. On the right, Ramesh Ponnuru, senior editor at the conservative magazine National Review, similarly argues for loose monetary policies.
Writing in Bloomberg, Ponnuru supposes that monetary policy has been effectively tight, not loose. To this end, he advocates, like Krugman, a concerted monetary accommodation far above current efforts, openly conceding that inflation will come with it. The pay off for both Krugman and Ponnuru is believed to be beneficial economic activity that accompanies this new inflation.
These ideas are exactly the same as what has passed for monetary policy to date, but it seems now we are simply left to debate the size of intervention. Indeed, this line of thinking has been circulating for some time in the form of a kind of fiscal stimulus admission and regret. It would have worked had it been bigger.
Setting aside, for now, the potentially disastrous tax that would be on the most vulnerable segment of current society, which as food stamp usage and labor force shrinkage indicate is a sizeable and still growing proportion, and whether it is appropriate to treat individual humans as if they were mathematical automatons by enforcing spending mandates through monetary machinations, there is just no possibility for this to operationally succeed. Why destroy the dollar and unleash inflation for something that is logistically impossible?
Neither Krugman nor Ponnuru seem to acknowledge the realities of the current banking environment. Even if the Federal Reserve created another 10 trillion dollars in bank reserves, on top of the 1.65 trillion dollars already there, there is no way to transmit that money to anyone outside the primary dealer network. Loan activity is not predicated on how much cash is available in a vault or on the Feds books, it is entirely a function of individual bank balance sheet capacity and the wholesale funding market.
Unless an individual bank went directly to one of the emergency programs created during the last crisis, the banking equivalent of suicide, then there is no way for any bank outside the primary dealer network to directly connect to the monetary spigot. Instead, banks are left to fend for themselves in the interbank money markets. That means borrowing overnight or short-term through unsecured loans domestically at the Fed funds rate, or tapping the eurodollar market denoted by LIBOR rates. The only other alternative is going the secured route via repo, posting high quality" liquid collateral net of a scheduled haircut.
I suppose it makes sense that these experts are unaware of the current turmoil engulfing the interbank money markets these days, especially since their own sense of urgency is dictated only by whether distress in these vital credit markets finally penetrates the narrow consciousness of stock investors. There is significant stress steadily progressing into a credit crunch that is currently wreaking havoc in the unsecured markets, in both the Fed funds and the eurodollar markets.
While the current crisis is centered on PIIGS exposure, this old game of guess-which-bank-is-actually-healthy creates a feedback loop where smaller banks are shut out simply because the primary dealer network, the banks with all the cash, has become universally risk averse. As is usual with Fed liquidity actions, such as both iterations of quantitative easing, QE, they can create liquidity but they can never guarantee its uniform availability. True systemic liquidity is dependent on how those primary dealer gatekeepers view their less-connected brethren.
So as more and more banks get shut out of the unsecured money markets they are herded into the secured markets via repos. The problem here is again QE itself. During both QE programs, the Federal Reserve created all that cash and pushed it to the primary dealers by purchasing bonds in their inventory, pulling out over 1 trillion dollars in U.S. government debt securities from the wider marketplace, in addition to 1.25 trillion dollars in mortgage securities. In the repo market, however, U.S. treasury securities are the one true interbank currency.
To obtain repo financing in U.S. dollars without huge haircuts or significant hits to bank capital reserves requires the use of a U.S. treasury security, particularly shorter-term bills. As the unsecured markets have fallen off, in addition to the mass migration away from European sovereigns as repo collateral, the demand for treasuries as repo alternatives has proportionally risen. The supply of those securities was artificially and severely diminished by QE. As hard as it is to believe in this age of massive government borrowing, U.S. treasuries, especially the bills, are in desperately short supply. That is why we have seen negative nominal rates in t-bills and other indications, including general collateral and special collateral rates.
As long as this imbalance remains, creating new cash is actually extremely harmful to the interbank system in its present state. If the Fed were to follow Krugmans advice, for instance, and roll out a massive QE 3.0, it would be disastrous for the interbank markets. T-bill rates would drop significantly, deepening the negative nominal rates and beginning a large cascade of voluntary capital destruction. Banks outside the primary dealer network would be forced to lose money on a short-term treasury bill just to maintain operational liquidity.
At that point, these operational liquidity demands would give rise to asset selling across the board. Banking institutions would not be able to persist with voluntary capital destruction, so they would seek to purge liquid assets, say global stock futures and high-yield credit from early to mid-August, to raise a sufficient enough cash cushion to avoid the unfavorable interbank conditions, a credit freeze akin to 2008. This might be counterintuitive, but a new liquidity program by the Fed would actually lead to greater banking system illiquidity. All that intervention and intentional instability has again left us in the same exact place as we started.
As ridiculous as this sounds, we have arrived at the point in time where cash actually creates a liquidity crisis. As much as economists love to theorize about policies and their efficacies, they never seem to fully grasp the mechanical finance involved, the classroom exercise of theory vs. the practice of making those theories fit and work within the real world. The Federal Reserve knows this and has already taken baby steps to alleviate the treasury security shortage. Beginning Monday, August 15, the Fed began a program of reverse repos, where they take cash out of the banking system and replace it with treasury bonds and, more likely, bills. While this program is advertised as small in comparison to the overall level of bank reserves, that could still be a large number.
Indeed, examining the Feds balance sheet we see that the normal level of reverse repos has been stepped up only very recently. From March 31 through July 29 this year, the aggregate level of outstanding reverse repos held steady at about 65 billion dollars. Through the first two weeks of August, through August 11, the exact time the liquidity crisis and the treasury security shortage hit, the Fed increased reverse repo aggregates by 14 percent to 74 billion dollars, and that was before the latest program announcement. Cash is now a problem, not a solution.
As long as instability reigns in the interbank markets, and ongoing turmoil in Europe will make sure that it does, there is no operational method for turning Federal Reserve cash into monetary flow outside of primary dealers. As much as these reverse repos will alleviate some of the repo market-treasury collateral strain, it will not be enough should the tempo of the crisis change unexpectedly, economists models, including those at the Fed, only forecast in straight lines. The other constant about the Fed is its propensity to underestimate crises while responding very slowly to them. After all, their record of prediction will not suddenly improve since they have the same theoretical flaws imbedded in the same models they started with in 2007.
As much as Mssrs. Krugman and Ponnuru form the basis for a bipartisan program of taxing the American public further into the inflationary abyss, their hoped for revival of economic activity is stuck in the realities of the 21st century banking system, of which they seem completely unaware. Essentially, another program of monetary easing would have exactly the same effects as the first two, destroying the dollar further, driving the prices of necessities even higher, while creating exactly zero beneficial economic flow. Worse yet, the new cash would open up a cycle of voluntary capital destruction that would, and is, reverse the asset price increases that were engineered to pioneer the original, and also completely ineffective, intentions of a wealth effect.
Even if central banks could somehow solve these persistent banking uncertainties plaguing the interbank money markets, there is still the lack of balance sheet capacity. The banking system is not constrained by a lack of liquidity in making loans, it is constrained, according to Basel rules, by its capital ratios. In other words, the upper limit of loan capacity is dictated by the amount of equity capital each bank has on its books, a level completely and totally unrelated to the amount of cash in existence.
This double-edged sword allowed banks to accumulate massive leverage through the use of AAA-rated securities since those securities were intentionally assigned a much lower risk weighting. That meant banks were afforded the opportunity to add far more mortgage bonds per unit of equity capital. Once the mortgage bond risk weightings proved desperately inadequate, balance sheet capacity became dangerously constrained. So TARP was created and then changed into a systemic bank investment program, rebuilding equity capital ratios throughout the system.
Unfortunately, the new balance sheet capacity created by TARP was quickly absorbed by all the old loans made during the housing bubble. Whether it was ongoing losses, income statement losses erode bank capital by reducing retained earnings, or FAS 166 & 167, accounting changes proposed in 2009 that forced banks to repatriate securitization structures in 2010, including nearly every outstanding master credit card trust, balance sheet capacity has been continuously strained by the legacy of the old regime. A sizable expansion of new loans to the public, i.e., higher risk-weighted obligors, is impossible in this environment.
Instead, banks are forced to rebuild their Tier 1 capital through earnings harvested from exclusively investing in sovereign debt. Sovereign obligors are risk-weighted to zero, meaning there is no equity capital reserve requirement. The reason banks have loaded up on government debts, especially PIIGS, is because that is the only option for their limited balance sheet capacity.
No matter how much cash the Fed or ECB creates, it will not flow to private borrowers without more systemic bank equity. I seriously doubt another TARP is even remotely possible. And in this uncertain stock environment, especially for bank stocks, it is hard to see them going to market now with massive equity offerings. That means banks will only be lending to governments for the still foreseeable future.
The problem of credit flow is the banking system itself, and that includes the Federal Reserve and other central banks. The amount of leverage and illusory risk weightings has proven to be too much of a burden to systemic capacity. Now, four full years after the crisis erupted, we are still dealing with the banking legacy of the housing bubble. It is still being systemically weakened by loans made more than a half decade ago, including losses that have yet to be charged off. Since that battle is not yet finished, there is no way for the banking system to embark on another sustained period of new credit expansion.
So much of this uncertainty locking up the interbank market today is the direct descendant of central bank policies designed to save the banking system and get credit flowing. In its rush to save each and every financial firm, the Fed and the ECB both allowed losses to remain hidden, fomenting this persistent mistrust. At the same time they, especially the Federal Reserve, mistakenly believed a system awash in cash would remain insulated from another panic. Unfortunately, market interventions, especially the massive distortions that central banks applied in response to 2008, create all manner of unintended consequences that are often just as harmful as the original problem.
There is a definite quality of absurdity to all this intervention. Besides the fact that every method of intervention or monetary solution guarantees ongoing crisis and instability, what else has to be said about a condition where increasing cash for the banking system actually creates a liquidity crisis. Whatever rabbit hole exists for central banks and economic experts, they have widened and deepened it, inviting the rest of the world to follow them down it.
Until the banking system is actually cleared of hidden losses, not just PIIGS but also commercial real estate, uncertainty will remain, the Japanification of the system. That means there will not be any direct credit flow from the Fed or ECB to the wider economy, outside of corporate bonds. That is one area that Mssrs. Krugman and Ponnuru seem to ignore, that credit to large, especially multinational, corporations is very robust. Corporate bond issuance has been at record levels, yet all that new money has not led to the robust hiring which continues that monetary flow to households. At least that beneficial flow has not happened domestically.
Instead, as I have referenced so many times before, corporations flush with debt-financed cash invest in overseas operations, thank you dollar destruction, and repurchase their own stock, thank you short-term investment incentives. Rather than focus on creating more money and intentionally creating more instability and dollar devaluation, perhaps experts should contemplate the issue of broken economic flow here, as empirically shown by large American corporate businesses. More money does not equal more flow.
As much as it can never succeed with a broken banking system, the corporate cash issue conclusively demonstrates that the quantity of money is not the solution. It is the problem. Perhaps policies that enhance dollar stability and favor long-term domestic investment would be far more productive than shoveling more money at a banking system broken by constant monetary remedies. Clear the regulatory path, remove these costly and absurd interventions, and give companies a reason to invest CAPITAL domestically, and they will.
Jeffrey Snider is President and Chief Investment Officer of Atlantic Capital Management, a registered investment advisor.
Work at home is the solution for an individuals financial issues. Working at home to take advantage of your alternative and a great choice for your financial stability. Work at home is the best option. Be proactive on your financial future, especially in times of economic uncertainity. There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
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Obamas Jobs Plan. Saving His Own
Original article at The Daily Beast
Aug 19, 2011
The White House will unveil a plan to create jobs and stimulate the economy, but it is aimed at boosting the presidents reelection. What we need for long-term economic health is investment, says Zachary Karabell.
Yet another day in the yo-yo chronicles. The markets tanked once again, reverting to their extreme behavior of last week, European banks groaned under the presumed weight of unresolved debt burdens, and American economic data, ranging from the Philadelphia Feds manufacturing survey to jobless claims, suggested that, yes, Virginia, there may be a Santa Claus, but his bag this year is shaping up as decidedly thin.
Not surprisingly, the net effect of these pressures has been to pummel public confidence and send both Congress and President Obamas approval ratings on the economy plummeting to the teens and 20s, according to the most recent Gallup poll, released yesterday. And not surprisingly, the net effect of those pressures has been to spur the White House to prepare a major new initiative to stimulate economic activity.
According to multiple reports, the White House is readying a postLabor Day speech to unveil a broad-gauge initiative aimed at job creation and economic growth. The electoral logic is clear. Stuck with high unemployment that he now owns, Obama must be seen as doing something, and indeed, something must be done. What America needs is spending that lays the foundation for long-term prosperity. What politicians need is spending that paves the way for reelection in November 2012.
Not to be cynical, but these time frames are not compatible. The details of the proposed plan that have been leaked include tax incentives for companies to hire workers, corporate write-offs for capital expenditures, an extension of the payroll-tax breaks that began this year, an infrastructure bank, and some incentives to prevent teacher layoffs.
Some of these were part of the initial stimulus proposal in 2009 and never made it through Congressnamely the infrastructure bank and capital-spending incentives. And those both made sense then and make sense now: what is most needed for long-term economic health are investments, especially when capital is about as cheap as it has ever been. Note to Standard and Poors, downgrading U.S. debt decimated global equity markets and then sent yields on U.S. Treasuries to their lowest point since World War II. Oops. Some of the stimulus more than two years ago was also longer term, such as 16 billion dollars of investment grants for innovative new energy technologies, and while vital, those will take years to reap rewards.
The challenge today is magnified by the Tea Party opposition to new spending of any sort, as well as a political culture that perceives penury in the midst of the lowest funding costs for government debt in generations. Team Obama is squarely focused on reelection, and no one goes to the polls because the Department of Energy awarded a 500 million dollar grant to new forms of bio-algae technology. The result is that any stimulus in the face of anemic economic data and market panic is bound to be stimulus that aims to juice consumption, assuage voters with the illusion of more money, and prop up markets.
Unfortunately, we are at or near the point of substantially diminishing returns for this sort of stimulus. It may come as a surprise, given the news flow, but consumption in the United States is not a particularly weak spot. Mega-chains such as Walmart and Target report that consumers are spending quite well, and national parks like Yellowstone are seeing booming business. Incomes are stagnant, but so, for the most part, are priceswith 2 percent inflation hardly high by any recent standard.
So juicing consumption is beside the point, economically. It is not beside the point electorally. Obama was elected on the promise of difference, and yet when push comes to shove, it is not difference but numbing similarity that is in evidence. Prime the pump, make voters feel better.
None of that will aid the national economy per se. Infrastructure, investment, innovation, all will be the source of future growthif there is a source. Todays Silicon Valley of social media may seem perplexing in its ultimate contribution to productivity, but so too did the search engines and dotcoms of the 1990s, and we now know just how much those enhanced efficiency and led to new industries and ways of commercial interaction.
It would take someone like the Obama of the 2008 campaign to make the compelling, passionate case for that potential and the need to invest in it, but that is not, it would seem, the Obama of August 2011. It certainly is not the Republicans and the Tea Party, who plead bankruptcy of public finances and are wedded to a Luddite dream that less is more and that the only thing standing in the way of job creation is bad politics rather than changing global economies and technology.
Meanwhile, markets swoon as investors try to price in worst-case scenarios. And that may be the only positive here. Markets have been searching for a price based on the complete and abject failure of any political class in the Western world to respond constructively. That is a wise assumption, and markets are likely overestimating the harm that political sclerosis just now is causing. Politics are not sclerotic in the parts of the world that are booming, though Brazil and India are hardly models for efficiency, Indonesia a questionable model for development, and China no ones idea of an open society. Still, as Ollanta Humala, the recent left-wing winner of the Peruvian election, attests, Brazil is now a better model for his countrys growth than the United States, and for that we may be thankful.
So as the country turns to a new round of stimulus, even the left should take a hard look at what is proposed. Block grants to states, payroll-tax holidays, and consumption spending should be questioned. They will not stabilize financial markets, and they will not generate a new era of competitiveness. Infrastructure, direct hiring, real jobs for the unemployed provided by government in lieu of unemployment benefits, long-term investment, and incentives for companies to focus on the United States. That will matter.
Global financial markets are skittish and panicked because investors are deeply confused, and trading algorithms feed the downside and, yes, upside as well. Europe has as much to do with this as the United States just now. Markets send amorphous signals to policymakers, pacifying them is difficult at best, and trying to do so should probably be avoided. They will settle and reflect the companies that are booming when there is a sense that the long-term path is stable and clear.
Obama has a small window of opportunity to steer between the Scylla of placating an electorate that may not be placatable, and the Charybdis of doing nothing. If he designs a stimulus for the short term, the effects will dissipate before he can reap the rewards, and he likely will not get credit for them, anyway. If he thinks for the longer term, he may not get the initial pop from pollsters, but he stands a better chance come next November, and, more important, we all stand a better chance for the coming years.
Zachary Karabell is president of River Twice Research and River Twice Capital. A regular commentator on CNBC and acontributing
editor for Newsweek, the Daily Beast, he is the coauthor of Sustainable Excellence, The Future of Business in a Fast-Changing World and Superfusion, How China and America Became One Economy and Why the Worlds Prosperity Depends on It.
Work at home is the solution for an individuals financial issues. Working at home to take advantage of your alternative and a great choice for your financial stability. Work at home is the best option. Be proactive on your financial future, especially in times of economic uncertainity. There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
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Life After Debt
Original article at Foreign Policy
BY JAMES MACDONALD
AUGUST 18, 2011
In this months market upheavals in the United States and Europe, we are witnessing the end of a seven-decade economic experiment. But does anyone have any clue what comes next?
Over the past few weeks, the worlds public debt crisis, simmering for months, has come to the boil. When the problems were confined to small countries such as Greece and Ireland, it was assumed that any fallout could be contained. Now, however, the crisis has threatened to engulf nearly everyone. The high-wire confrontation over the debt ceiling in the U.S. Congress raised the prospect of a default by the worlds biggest borrower. At the same time, the markets turned their attention to Italy, the eurozones third-largest economy and the worlds fourth-biggest debtor, threatening to raise its borrowing costs to unaffordable levels, or even to cut off its access to funds. The two crises differed in many ways -- not least in that Americas borrowing costs fell while Italy's rose -- but the outcomes were similar in one respect: both countries have enacted plans to sharply cut their budget deficits.
How different it seems from two years ago. In the wake of the 2008 financial crisis, the ideas of John Maynard Keynes, the early 20th century British economist who came to fame during the Great Depression, reigned supreme. It was almost universally accepted that his prescription of massive doses of deficit spending constituted the only possible cure for the global economic collapse. But although large-scale government stimulus programs averted economic catastrophe, apparently justifying Keyness theories, it now seems that the Keynesian plan to rescue the global economy is being left half-baked. His ideas are being abandoned even though unemployment remains far above pre-crisis levels and the economic recovery is stalling. Keynesian economists and politicians may describe their austerity-minded opponents as turkeys voting for Christmas, but they appear to be losing the battle.
Is this just a moment of collective folly, a wilful blindness to the lessons of the past? To Keynesians, after all, the historical record is clear. Misguided attempts to balance the budget in the wake of the 1929 crash turned a nasty recession into the Great Depression. It was only when the government started to run a substantial deficit from 1932 onwards that the slump abated and the economy recovered, aided by President Franklin D. Roosevelts devaluation of the dollar in 1933. But the recovery was aborted while unemployment was still high, as a result of the premature withdrawal of fiscal and monetary stimulus in 1937. A sharp and unnecessary second recession followed in 1938, and full employment was only restored by the massive additional stimulus provided by war spending, after which Keynesian economic doctrines produced a period of almost uninterrupted growth that lasted until the 1970s.
The recession of 1938 is a pivotal event in this historical narrative, because it seems to parallel so closely the present situation. By attempting to balance the budget before the economic recovery is fully established, the West risks a double-dip recession, just as occurred in the 1930s.
Yet this story is not quite as simple as Keynesians would like to think -- and the events of 1938 are not the only historical example that can be brought to bear on current events. If Keynesians can point to the impact of wartime spending on the economy, austerity advocates can point to the retreat from it, after both world wars. In 1918 and 1945, both the United States and Britain found themselves with very high public debts and economies that had been artificially boosted during the war as a result of deficit spending and loose monetary policies. Their average budget deficit in the last year of war was 25 percent of gross domestic product, GDP. Yet within two years after the end of the wars, both countries had returned not just to sustainable levels of deficit, but to surplus. This was a far greater level of fiscal tightening than anything contemplated nowadays, and it was achieved exclusively through spending reductions.
The outcomes of these post-war retrenchments are instructive. In three out of the four cases of British and American post-war adjustment, the economies initially shrunk, but then started a period of strong and sustained growth with low unemployment. The exception is Britain after World War I, which entered a decade-long economic depression in many ways as severe as Americas in the 1930s. The difference here is in monetary policy. While the United States countered post-war inflation with interest rate hikes that brought prices back to 1919 levels but no lower, Britain made a concerted attempt to deflate prices to pre-war levels so as to get back onto the gold standard at the old parity. In other words, it attempted an internal devaluation like the one now being prescribed for the uncompetitive peripheral countries of the eurozone, and the result was disastrous.
The post-war experience appears to offer some comfort for America and Britain, if not for the eurozone. It seems that even extreme fiscal contractions can be pursued without long-term harm as long as monetary policy is left easy and deflation is avoided. After the wars there was an inevitable period of difficult adjustment as the economy underwent a change in focus, reducing its dependence on military spending. But once that adjustment was endured, economies rebounded rapidly. This was all the more remarkable because between them, the Allies comprised close to half of the worlds GDP, so there was no hope of exporting to some consumer of last resort.
But there are two big reasons to think austerity will not work in 2011 the way it did in 1919 and 1945. The first is political. In the aftermath of the world wars there was a near universal acceptance of the need to dismantle the wartime economy, even if it involved short-term costs. After 1945, military spending was replaced as the largest drain on public resources by welfare spending. Unlike the warfare state, the welfare state has established deep roots and myriad stakeholders. There is little consensus about whether, let alone how, to cut it back.
The second reason is economic. The worlds debt portfolio today looks almost nothing like it did then. Public debt may have risen dramatically during both wars, but at the same time private sector debt shrank, not least because private borrowers were excluded from the capital markets for the duration of the war. The effect was most pronounced in World War II, during which private-sector debt shrank from 130 percent of GDP in 1940 to a 20th-century low of 65 percent in 1945. That decline completely offset the rise of public debt from 60 percent to 125 percent of GDP over the same period. With such a low level of private debt, it was scarcely surprising that the post-war economy was primed for a recovery, as pent-up demand for consumer goods provided a ready market for industries retooling from war production.
But private-sector debt is so immense today that it is almost inconceivable that such a benign economic outcome will unfold in the face of fiscal austerity. By 2007, private debt in the United States had reached an astonishing 300 percent of GDP, two to three times what it was before the Great Depression and from the 1950s to the 1980s.
The Keynesian prescription for the current economic crisis entails the government keeping the economy afloat until the painful process of deleveraging is accomplished, and consumers, their debt obligations reduced, can once again take their place as the engine of growth. If this means that government debt rises, that is fine, as long as the rise is offset by a comparable fall in private sector debt. So far, this has occurred in the current crisis much as it did during the world wars. Public sector debt has risen by 30 percent of GDP since the end of 2007, while private sector debt has fallen by a similar amount.
This process should be allowed to continue. After all, the federal debt held by the public is currently 65 percent of GDP, far lower than 1945 levels. But is such an escalation of public debt safe, or even possible? Private sector debt still stands at a near record 270 percent of GDP. How far does it need to fall to be considered stable? No one knows. We have been living through, and are now probably witnessing the end of, an era with no historical parallels, what might be described as the great debt experiment.
There have been three ingredients in this experiment. The first was the introduction of Keynesian economics itself. Before that time, there were only two accepted reasons for public borrowing, financing wars and, starting in the 19th century, financing infrastructure projects, in particular railways. These kinds of deficit spending could be variously justified as a necessary response to a national emergency or as a good investment. Keynesian economics not only increased the amount of public debt over time, but also introduced a completely new rationale for running deficits that eroded the traditional disapproval of borrowing to finance pure consumption. In the new jargon, public deficits were not really borrowing at all, but merely an internal accounting procedure to boost purchasing power.
The heyday of Keynesian economics came to an end in the stagflation of the 1970s. But curiously, budget deficits actually grew after Keynesianism fell from favor, not only in the United States, but throughout the Western world. The explanation lies partly in a covert acceptance of deficit spending even by governments nominally hostile to Keynesian doctrine, but also in part in the increasing pressures on public spending created by the second ingredient in the great debt experiment, unfunded long-term financial promises to voters.
The post-war era witnessed not only the triumph of Keynesian economics, but also the establishment of public pensions throughout the Western world. Almost all these pension plans were set up on a pay-as-you-go basis that provided high rates of return to the first generation of pensioners, which, perhaps not coincidentally, was the generation that voted them into existence at the cost of an unfunded commitment to later generations. Public pension plans are the biggest element in the off-balance-sheet obligations of states, which also include unfunded health-insurance liabilities and the 2008 guarantees to the banking system. In most countries these implicit public debts dwarf their traditional obligations traded in the bond market. In the United States, the total long-term commitments for Social Security, public sector pensions, and Medicare have been estimated at over 300 percent of GDP on the basis of current policies.
The third ingredient in this intoxicating debt brew has been the extraordinary rise in private-sector borrowing since the 1980s. This growth was made possible by the interaction of a number of widely held beliefs. The first was the notion that everyone should have access to credit, partly in the interests of social justice and partly in the interests of general economic prosperity. Such credit could be made available because of the belief that, properly structured, the debts of traditionally uncreditworthy borrowers were as sound as anyone elses. This idea was part of a broader conviction that advances in financial technique were increasing the amount of debt that the economy could sustain with safety. A new generation of mathematically trained bankers, quants, was dreaming up instruments such as structured credit vehicles and complex derivatives that contained and dispersed risk. And a new generation of wise central bankers had learned the lessons of the deflationary 1930s and the inflationary 1970s and were now able to guide the economy into the great moderation of low and stable inflation and interest rates.
By the early 2000s, it seemed that the solution for almost every problem in the Western world, personal as well as macroeconomic, was to borrow. Not anymore. The message received from both markets and voters Europe and in America is that the era of ever-higher debt is over.
Indeed, one of the most striking aspects of the eurozone crisis is that bond markets have not discriminated between causes of excessive debt. Greece was denied credit and had to go begging to Brussels for a bailout, not because it had taken part in the real estate bubble but because it had abused entry to the eurozone to enjoy a public borrowing spree. Ireland was denied credit because, even though its public finances were in solid shape, it had allowed its banks to overwhelm them. Italy is perhaps the most remarkable case of all. It is now threatened with loss of credit, not because of any post-euro borrowing, nor because of its current budget deficit, which is not much higher than Germanys. Rather, it is being punished for sins committed in the 1980s and early 1990s when it built up its public debt to levels that the markets have suddenly decided are unsustainable. What we are seeing, in other words, is a wholesale revision of the rules about debt that have held true for decades.
The markets have highlighted a fundamental shortcoming in Keyness ideas. He assumed that governments would always be able to borrow. If they cannot, then Keynesian economics is dead in the water. In the European periphery, the markets have preempted the austerity debate by refusing to lend. But even where markets have not forced the issue, voters have been taking matters into their own hands. Germany may have enacted stimulus measures in 2008, but it followed that by adopting a stringent deficit reduction program in 2009, including a balanced budget amendment to the constitution. Britains Conservatives, who had been wandering in the political wilderness for more than a decade, seemed out of the mainstream when they proposed cutting the deficit in 2009. The following year, the party was voted into power amid a debate that changed the political climate so dramatically that all parties were soon proposing relatively similar austerity programs. The United States, the last holdout of fulsome deficit spending under President Barack Obama, lurched sharply rightward in the 2010 congressional election. Now, as in Britain, what originally seemed like a minority opinion in favor of fiscal austerity has become accepted policy, with congressional Republicans bent on slashing the budget at any cost and the White Houses Keynesian voices now drowned out by the administration's chorus of deficit hawks.
It is not clear that the bond markets or voters who have called an end to Keynesianism have a clear vision of what lies ahead. The former know only that they are no longer willing to lend, the latter that they are no longer willing to borrow. The great debt experiment has left the Western world with a problem that has no easy solution. The outcome is hard to predict, but in the end it is likely to involve the reduction of both private and public debts to levels that the markets consider sustainable, whether by debt write-offs or through inflation. One thing seems clear, for the first time in decades, borrowing will not form part of the solution.
Work at home is the solution for an individuals financial issues. Working at home to take advantage of your alternative and a great choice for your financial stability. Work at home is the best option. Be proactive on your financial future, especially in times of economic uncertainity. There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Work at Home
Work at Home
Obamas Jobs Policies Will Reduce Job Opportunities
Original article at Real Clear Markets
By Diana Furchtgott-Roth
August 18, 2011
The White House announced that President Obama will deliver a major address on job creation early in September. Mr. Obama could address proposed Labor Department regulations that would hobble employers with paperwork, reducing hiring.
These regulations include affirmative action rules for minorities and women at on-site construction jobs for federally-funded projects, requirements for federal contractors to keep records of the race, sex, and earnings of employees, rules governing dust levels in coal mines, and rules to expand preferences for veterans in the workplace.
Such regulations are even more extraordinary in light of Mr. Obamas avowed pursuit of regulatory simplicity and reform. He has issued executive orders to cabinet agencies and to independent agencies to evaluate costs and benefits of regulations.
The presidents regulatory agenda, available at www.reginfo.gov, lists 4257 proposed rules now pending, up from 4225 in the fall, and 3943 a year ago. On one hand, Mr. Obama asks for simplification. On the other, his agencies spew out more rules, more paperwork requirements.
Space does not permit detailed discussion of all these rules.
Consider just one, the proposed Labor Department rule from the Office of Federal Contract Compliance Programs entitled Affirmative Action and Nondiscrimination Obligations of Contractors and Subcontractors
Regarding Protected Veterans. It takes up 67 single-spaced pages in the Federal Register. The comment period closed on July 11, and the Department is reviewing comments in order to publish a final rule notice by December.
About 26 million workers are employed by federal contractors, according to the Labor Departments Web site, almost one-fifth of the economys 139 million employed workers. The more time and money an employer must devote to regulatory compliance, the less likely the employer is to hire new hands. Like it or not, thats a fact of life.
The new rule would require procedures for federal contractors and subcontractors that would be time-consuming and costly.
Contractors would have to list job openings for veterans with an appropriate employment service delivery system. This means that the Office of Federal Contract Compliance has to approve of the employment agencies where job vacancies are posted.
Contractors would have to maintain annual records of referrals of all job candidates, referrals of veterans, and the ratio of veteran referrals to all referrals. This would be substantial paperwork burden. If employers did not get enough veteran referrals, they could get dropped as federal contractors.
Employers would have to print notices of employee rights and contractor obligations in Braille and large print for workers who are visually impaired. If they are visually impaired, additional accommodations would have to be made.
Contractors affirmative action programs for veterans would have to be reviewed and updated annually, as well as mental and physical requirements for job descriptions.
Contractors would have to engage in outreach and recruitment efforts in order to make sure that veterans hear about the openings and apply.
Employers would have to conduct mandatory all-employee and management meetings to discuss their affirmative action policies and make sure everyone understands them. Currently, such notices must be posted on employee bulletin boards in full view, often in cafeterias or outside human resources offices.
Laws requiring affirmative action for veterans have been in place since 1974. The Labor Department writes that the proposed regulations would strengthen these affirmative action provisions, detailing specific actions a contractor must take to satisfy its obligations.
Do veterans need yet more regulation meant to discourage discrimination against them in hiring? Is such discrimination common? The July unemployment rate for veterans, at 8.6 percent, is lower than the overall unemployment rate of 9.1 percent, as calculated by the Labor Department.
The requirements for posting job openings apply to all employers who hold a federal contract of at least 100,000 dollars to all employees and all hiring, not just the workers employed on that federal contract. New rules for the written affirmative action plan apply to employers with at least 50 total employees across all parts of the company.
The Department estimated that the new rule would cost 61 million dollars per year. But the estimates understated costs by more than ten-fold, according to the Equal Employment Advisory Council, a group of businesses that submitted comments. The Council believes that costs will be 825 million dollars in the first year, and 727 million dollars each year thereafter.
The Council reported that the Department underestimated numbers of workers subject to the rule. Plus, Department estimates did not account for costs of lost work due to mandated annual all-employee meetings to inform workers of the rule. Other costs, such as reading and understanding the rule, forming partnerships with groups that promote veterans hiring, and developing benchmarks to measure increases in veterans hiring, were also underestimated.
Even the 727 million dollars annual cost is likely low, in my opinion. When the government tells you who you have to hire, hiring is no longer a competitive practice, and business is no longer efficient or competitive. Turning approximately 20 percent of the workforce into a job placement service for the federal government will cost more than 727 million dollars, a small fraction of a percent of GDP.
Even the American Legion, a congressionally-chartered organization to help veterans, thought some requirements too burdensome. In published comments, the Legion wrote, The American Legion believes that job listing regulations could place an undue burden on contractors, including many veteran-owned small businesses and service-disabled-veteran-owned small businesses. Rather than placing such an undue burden on these contractors, the government should make it as easy as possible for companies to post their job listings with any employment service.
Some businesses, especially small ones, simply cannot survive with these rules. Those that can survive will have higher costs and be less inclined to hire employees. The ironic result, in the name of helping veterans, the Labor Departments policies will mean fewer jobs for everyone, including veterans.
Diana Furchtgott-Roth is a contributing editor of RealClearMarkets, an adjunct fellow at the Manhattan Institute, and a columnist for the Examiner.
Work at home, and do not get caught up in Obamas blame game. Working at home to take advantage of your alternative and a great choice for your financial stability. Work at home is the best option. Be proactive on your financial future, especially in times of economic uncertainity. There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Maniac Marketers' Conference
You are cordially invited to Maniac Marketers' Business Presentation
Discussion of Vision as the Indispensable Quality of Leadership in a Work at Home Business -- Part 1.
Presenter: Terry Allison, Sr
Maniac Marketer's Conference Room
Thursday, August 18, 2011
9 p.m. (Eastern); 8 p.m. (Central); 7 p.m. (Mountain); 6 p.m. (Pacific)
Password: prophet
Work At Home
Work at Home
Editorial. Did Bo, Obamas Dog, Eat The Recovery?
Original article at Investors.com
Posted 08/16/2011
Blame Game. In his inaugural address 2 and a half years ago, President Obama called for a new era of responsibility. Yet lately, his main goal in life seems to be escaping any responsibility for the lousy economy.
It is getting so you have to keep a list of everyone and everything Obama wants to blame for the anemic economic recovery.
So far, it includes
President Bush. Obama continues to blame Bush for the mess he inherited, despite the fact that the recession had pretty much bottomed out by the time Obama took office and was officially over a mere four months after he was sworn in.
ATMs. In June, Obama blamed automated teller machines and airport check-in kiosks for the lack of jobs, saying that businesses have learned to become much more efficient, with a lot fewer workers.
Republicans. On Monday, Obama said that because some in Congress would rather see their opponents lose than America win, we ended up creating more uncertainty and more damage to an economy that was already weak, a thinly veiled attempt to blame the GOP for the economic malaise.
Gridlock. Obama goes after partisan impasses. What he is really complaining about is that lawmakers have not enacted his latest stimulus plan, spending hikes, gimmicky tax breaks and a massive tax hike, that has already been tried and failed.
The media. In July, Obama said the splintered press was in part to blame for Washingtons failure to boost the economy. If you never even have to hear another argument, he said, then over time you start getting more dug in into your positions.
Businesses. Obama has often blamed companies needlessly sitting on massive piles of cash. In May, he insisted that firms should step up and start hiring.
Misfortune. Over the last six months, we have had a string of bad luck, he said at a town hall on Monday, citing the Arab Spring, the Japanese tsunami and Europes debt crisis. So there were a bunch of things taking place over the last six months that were not within our control.
Just to be clear, Obamas policies alone are to blame for the current sorry state of the economy.
In his first two years, Obama had free rein to get his economic agenda through a heavily Democratic Congress, an 830 billion dollar stimulus, billions more in auto bailouts, mortgage bailouts and cash for clunkers, ObamaCare and Dodd-Frank.
None of those packages worked. They produced the worst recovery since the Great Depression. That was true before the Arab Spring, the tsunami, Europes debt crisis and before Republicans won back the House.
At a press conference this summer, Obama said, I am not interested in finger-pointing.
But that is all he has been doing for months.
Would not it be nice if Obama instead were to live up to his inaugural credo and start his own era of responsibility by admitting his role in the countrys economic slump?
Work at home, and do not get caught up in Obamas blame game. Working at home to take advantage of your alternative and a great choice for your financial stability. Work at home is the best option. Be proactive on your financial future, especially in times of economic uncertainity. There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Work At Home
Work at Home
It Is Wise to Ignore Buffetts Tax Rants
Original article at Real Clear Markets
By Investors Business Daily
August 16, 2011
Fiscal Policy. Warren Buffett may have hoped his call for a tax increase on the rich would make him look selfless. Instead, it just made him look like an uninformed hypocrite.
In a New York Times op-ed on Monday, Buffett complained that he and his super-rich friends have been coddled long enough by a billionaire-friendly Congress and should have their taxes raised immediately in the name of shared sacrifice.
In making his case, Buffett noted that the richest 400 taxpayers saw their average tax rate drop from 29.2 percent to 21.5 percent since 1992, and that he paid only 17.4 percent of his income in federal taxes last year.
But if Buffett really thinks that he and his rich friends can and should pay more in taxes, why does he not just write a fat check to the government? Indeed, if Buffett really believes he is under-taxed, does not he have an obligation to pay more? Not just for last year, but for all the years he has coughed up less than 29.2 percent?
And should not he be cajoling his rich friends to do the same? After all, Congress can take forever to act, but the need for more tax dollars is oh so urgent.
Somehow, we doubt Buffett or any of the other rich liberals claiming they are not taxed enough will actually have the courage of their convictions.
Not that it would make any meaningful difference. Even if you doubled the taxes paid by every millionaire in America, you would still make only a dent in the deficit. Millionaires and billionaires are not that plentiful. And that assumes they would actually pay the higher rates, something history shows will not happen.
The simple fact is that the rich have a tremendous amount of flexibility as to where, when and how they make money. Raise rates too much, and they will just get their army of accountants to find ways to avoid them.
The taxes paid by the richest 400 in 1994 were almost identical to the amount they paid in 1992, despite the intervening Clinton tax hike. And by 2000, just 123 of these 400 paid 25 percent or more in taxes, down from 305 before Clintons tax hikes went into effect, IRS data show.
In contrast, capital gains taxes paid by these super rich exploded each time the capital gains rate was cut, as they were more willing to realize gains at the lower rates. Indeed, realized capital gains climbed 28 percent after the rate cut in 1997, and 21 percent after the 2003 cut, according to the IRS.
Nor is it true, as Buffett claims, that the rich have been coddled. Indeed, the top 0.1 percent of income earners, the millionaires and billionaires Buffett says have made out like bandits, paid a third more in federal income taxes in 2008 than they did in 2001.
The richest 400 paid almost two-thirds more. And the share of federal income taxes paid by the rich climbed after the Bush tax cuts went into effect.
If Buffett were as smart about tax policy as he is about investing, he would be calling for tax reform that cuts rates and eliminates loopholes, instead of playing up the class warfare rhetoric.
Until then, we would all be well advised to ignore Buffetts tax rants.
Working at Home to Take Advantage of Your Alternative and a Great Choice for your financial stability. Work at Home.
Be proactive on your financial future, especially in times of economic uncertainity. There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Work At Home
Work at Home
The Fix Is In
Original article at Real Clear Markets
By Peter Schiff
August 13, 2011
This weeks wild actions on Wall Street should serve as a stark reminder that few investors have any clue as to what is really going on beneath the surface of Americas troubled economy. But this week did bring startling clarity on at least one front. In its August policy statement the Federal Reserve took the highly unusual step of putting a specific time frame for the continuation of its near zero interest rate policy.
Moving past the previously uncertain pronouncements that they would keep interest rates low for an extended period, the Fed now tells us that rates will not budge from rock bottom for at least two years. Although the markets rallied on the news, at least for a few minutes, in reality the policy will inflict untold harm on the U.S. economy. The move was so dangerous and misguided that three members of the Feds Open Market Committee actually voted against it. This level of dissent within the Fed has not been seen for years.
Many economists have short-sightedly concluded that ultra low interest rates are a sure fire way to spur economic growth. The easier and cheaper it is to borrow, they argue, the more likely business and consumers are to spend. And because spending spurs growth, in their calculation, low rates are always good. But, as is typical, they have it backwards.
I believe that ultra-low interest rates are among the biggest impediments currently preventing genuine economic growth in the US economy. By committing to keep them near zero for the next two years, the Fed has actually lengthened the time Americans will now have to wait before a real recovery begins. Low rates are the root cause of the misallocation of resources that define the modern American economy. As a direct result, Americans borrow, consume, and speculate too much, while we save, produce, and invest too little.
It may come as a shock to some, but just like everything else in a free market, interest rate levels are best determined by the freely interacting forces of supply and demand. In the case of interest rates, the determinative factors should be the supply of savings available to lend and the demand for money by people and business who want to borrow. Many of the beneficial elements of market determined rates are explained in my book How an Economy Grows and Why it Crashes. But allowing the government to determine interest rates as a matter of policy creates a number of distortions.
It was bad enough that the Fed held rates far too low, but at least a fig leaf of uncertainty kept the most brazen speculators in partial paralysis. But by specifically telegraphing policy, the Fed has now given cover to the most parasitic elements of the financial sector to undertake transactions that offer no economic benefit to the nation. Specifically, it will simply encourage banks to borrow money at zero percent from the Fed, and then use significant leverage to buy low yielding treasuries at 2 to 4 percent. The result is a bankers dream, guaranteed low risk profit. In other words it will encourage banks to lend to the government, which already borrows too much, and not lend to private borrowers, whose activity could actually benefit the economy.
This reckless policy, designed to facilitate government spending and appease Wall Street financiers, will continue to starve Main Street of the capital it needs to make real productivity-enhancing investments. American investment capital will continue to flow abroad, denying local business the means to expand and hire. It also destroys interest rates paid to holders of bank savings deposits which traditionally had been a financial pillar of retirees. In addition, such an inflationary policy drives real wages lower, robbing Americans of their purchasing power. The consequence is a dollar in free-fall, dragging down with it the standard of living of average Americans.
Until interest rates are allowed to rise to appropriate levels, more resources will be misallocated, additional jobs will be lost, government spending and deficits will continue to grow, the dollar will keep falling, consumer prices will keep rising, and the government will keep blaming our problems on external factors beyond its control. As the old adage goes, insanity is doing the same thing over and over again and expecting different results.
Peter Schiff is the CEO of Euro Pacific Capital.
Working at Home to Take Advantage of Your Alternative and a Great Choice for your financial stability. Work at Home.
Be proactive on your financial future, especially in times of economic uncertainity. There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
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More Jackson Hole Shock-and-Awe From Ben?
Original article at Real Clear Markets
By Larry Kudlow
August 11, 2011
Ben Bernankes shocking FOMC announcement on Tuesday, that its zero-interest-rate target would be extended for two more years through the middle of 2013, drove Dow stocks up over 400 points. But this new policy had no stock market carry-over on Wednesday, when the Dow plunged over 500 points.
But we have not heard the last from Ben Bernanke, not by a long shot.
Buried in the last paragraph of this weeks surprise FOMC announcement was this huge statement. The Committee discussed the range of policy tools available to promote a stronger economic recovery in a context of price stability.
This is a brand-new statement. And in all likelihood it was purposefully open-ended. A Fed source suggests that this sort of stuff is usually left out of sight and buried in Fed committee minutes, released well after the FOMC meeting, and not put boldly in the actual policy statement. So clearly, it is very important.
What might it mean?
When Bernanke speaks at the Feds Jackson Hole, Wyoming, meeting on August 26, he could conceivably launch a real shock-and-awe stimulus program. If you go back a year, when Bernanke first announced QE2 at Jackson Hole, sources tell me that the original debate over the quantity of bond purchases had a 2 trillion dollars balance-sheet expansion on the table. Inflation hawks beat that number back to 600 billion dollars. But now the rest of that 2 trillion dollars, or 1.4 trillion dollars, could conceivably be on the table for a new QE3 announcement by the Fed.
A new round of Fed bond purchases would likely be aimed at pinning long-term interest rates down as much as possible. In other words, the Fed will be buying 10-year paper and maybe even 30-year paper to get those yields down even more, 10-years are currently around 2 percent. The idea would be to reduce the attractiveness of government bonds and get investors into riskier assets like stocks, or perhaps even new-business and venture-capital start-ups where potential yields look even more attractive. There may even be some job-creation in all this.
Plus, the Feds potential Jackson Hole shock-and-awe program could include the removal of the 25-basis-point Fed payment on the 1.6 trillion dollars excess bank reserve now on deposit at the central bank. If the banks no longer earn a safe 25 basis points, they might conceivably lend more.
And if long-term rates come down as per Bernankes target bond purchases, mortgage rates might come down even more to the benefit of future and current homeowners.
Politically, inside the Fed, three regional bank presidents dissented from the unprecedented Fed decision to keep its target rate down for two more years. But the inner circle of Fed power, Ben Bernanke, Janet Yellen, and William Dudley, has enough votes from other Fed board governors and reserve-bank presidents to jam through almost any shock-an-awe it wants. All this could be announced formally at the next Fed meeting on September 20, but Bernanke himself is likely to let the cat out of the bag in Jackson Hole toward the end of this month.
The trouble with all this is that it did not work the last time with QE2, and it will have no permanent effect on the slumping economy. Targeting bond yields and printing more money simply distorts asset prices throughout the financial markets. We have seen this movie before. And it did not play well. The Feds shock-and-awe risks another round of dollar depreciation. It is part of the message of skyrocketing gold prices right now.
Unleashing dormant animal spirits in this economy can only come from the fiscal side, with low-tax and regulatory reforms to provide new economic-growth incentives and lower the cost of doing business. A pro-growth package from Washington is what we really need. It should be part of the next round of budget cuts, included in the work of the super committee during phase two of the debt deal.
Without those new incentives for growth, the Fed can print all the new money in the world and the federal government can spend itself into oblivion, and none of it will resurrect the economy.
Lawrence Kudlow is host of CNBCs The Kudlow Report and co-host of The Call. He is also a former Reagan economic advisor and a syndicated columnist. Visit his blog, Kudlows Money Politics.
Working at Home to Take Advantage of Your Alternative and a Great Choice for your financial stability. Work at Home.
Be proactive on your financial future, especially in times of economic uncertainity. There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
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Missing Jobs and How We Can Find Them
Original article at Real Clear Markets
By Aparna Mathur
August 10, 2011
According to the National Bureau of Economic Research, NBER, business cycle dating committee, the trough of the Great Recession occurred in June 2009, 18 months after the recession began in December 2007, making it the longest of any recession since World War II. Given the official end of the recession in 2009, the economy should have been in recovery for the past two years. If only we were so lucky. For many Americans the recession is far from over.
Let us look at the broadest indicator of economic activity, the real GDP growth rate. While the Federal Reserve has been predicting annualized rates of growth of approximately 2.7 percent to 3.3 percent for 2011, the latest data from the Bureau of Economic Analysis shows that in the second quarter of 2011, real GDP grew at an annual rate of 1.3 percent. Disturbingly, first quarter growth was revised down to 0.4 percent from an earlier estimate of 1.9 percent.
Manufacturing activity also hit a bump in July, falling to a much slower rate of growth than in the previous month, according to the Institute of Supply Management. Market participants are worried that this could indicate a slump in global manufacturing and a wider economic downturn. Construction activity and the housing sector have not yet gained steam.
It is not surprising that these lackluster results have translated into an employment recession, if not an economic recession. Consumer sentiment, as seen in the University of Michigans index fell to more than a two-year low in mid-July, the lowest point since the first quarter of 2009 when the economy was in a recession.
Consumers are unwilling to spend, and the lack of domestic demand combined with the uncertainty over the economy has further curtailed business investment and hiring by American corporations. While GDP growth rates have been sustained somewhat by continued increases in exports and federal government spending, this has not translated into sustained jobs growth. The chart accompanying this piece, shows month-on-month employment growth rates from the start of the recession in December 2007 to the current period. The GDP growth rates over this period are included as a point of comparison.
While the economic recession, dated by the NBER, officially ended in June 2009, the red line, the employment recession has continued. Employment growth remained negative between June 2009 and the first quarter of 2010. Excluding a couple of months in the summer of 2010, employment growth has been negative or close to zero for all other months. The July numbers seem to offer a glimmer of hope. But given the U.S. debt downgrade by S and P and the recent turmoil in global and U.S. stock markets, it is likely to be little less than an aberrant blip. While employment typically lags an economic recovery, as happened following the 2001 recession, it is troubling that even two years after the end of the recession, the labor market is still struggling to find a footing.
Tackling the jobs situation has to be the biggest priority for the government right now. Yet, while the debt ceiling deal may go some way towards reducing the uncertainties about the economy for businesses, there is little clarity about the details.
Firms are still unsure about the type of tax reform and the areas reserved for spending cuts that may be negotiated as part of the deal. Investors remain worried about the impact of the U.S. credit downgrade and the possibility of further downgrades despite the debt ceiling being raised. The Administration has also imposed enormous costs on the economy through a series of new regulations, such as the Dodd-Frank bill which affects financial firms and the Patient Protection and Affordable Care Act, best known as Obamacare.
Clearly, the Administration needs to do a better job of reducing uncertainties facing businesses and consumers by providing more clarity in policies going forward. Based on research done with colleagues at the American Enterprise Institute, AEI, it is my belief that lowering the corporate tax rate might yield double dividends at this time.
Today, the U.S. has one of the highest corporate tax rates in the developed world, and yet collects some of the lowest corporate tax revenues, as a share of GDP. A reduction in the corporate tax rate would cause an increase in capital flows and investment in the U.S., as well as higher worker productivity and higher wages for workers, resulting in higher corporate tax revenues which in turn would benefit the economy.
In addition, higher incomes in the hands of workers could act to increase domestic spending and help firms expand and hire more. This would start a true cycle of economic recovery.
President Obama congratulated his Administration on having taken the right steps early on when the recession officially ended in 2009. But two years on, his cheers ring hollow. Only through the reform of the U.S.s corporate tax system, the reduction of onerous regulations and of the uncertainties facing businesses, will the U.S. have a sustained GDP and employment growth to make that proclamation become true.
Economist Aparna Mathur is a resident scholar at the American Enterprise Institute.
Working at Home to Take Advantage of Your Alternative and a Great Choice for your financial stability. Work at Home.
Be proactive on your financial future, especially in times of economic uncertainity. There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Maniac Marketers' Conference
You are cordially invited to Maniac Marketers' Business Presentation
Discussion of Developing People, Your Most Appreciable Asset in a Work at Home Business -- Part 4.
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Maniac Marketer's Conference Room
Thursday, August 11, 2011
9 p.m. (Eastern); 8 p.m. (Central); 7 p.m. (Mountain); 6 p.m. (Pacific)
Password: prophet
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Why Taxing the Rich Does Not Work
Original article at Real Clear Markets
By Louis Woodhill
August 9, 2011
President Obama has said that he wants to spread the wealth. He proposes to raise taxes on the rich to get more money for stimulus spending, such as longer unemployment benefits. Let us look at how this spread the wealth thing would actually work.
Joe Lunchbox works in a factory owned by Reginald Bigbucks III, a billionaire. Obama stops at the factory during a Jobs bus tour through the Midwest. Joe and his coworkers assemble in the lunchroom to hear Obama speak.
Good news, the president tells the workers. We are going to be spreading the wealth. We are raising taxes on millionaires and billionaires-like Reginald Bigbucks III, and we are going to spend the money to benefit the middle class, people like you."
Joe raises his hand. What do you mean? he asks. I mean, like, what is actually going to happen?
Obama explains, To pay my new taxes, Mr. Bigbucks is handing this factory over to the federal government. We are going to tear it down and sell it for scrap. Then we are going to use the money to extend unemployment benefits for another 99 weeks.
Oh, Joe sighs. Well, then, I guess that I am going to be needing those unemployment benefits.
If the above example strikes you as fanciful, consider the following. To tax is to take away something from someone and give it to the government. The rich are rich because they own a lot of assets. So, what it means to tax the rich is to take assets away from rich people and transfer them to the government.
So, what are the assets that the rich own? The rich do not have money bins full of cash, like Scrooge McDuck. Rather, they own things like factories, office buildings, and oil wells, either directly, or indirectly via stocks and bonds.
In other words, the rich own most of the nonresidential fixed assets of the nation. These assets certainly count as wealth, but what they are physically are the tools that workers use to produce Americas GDP.
The government does not want factories, office buildings, or oil wells. It wants cash. So, taxing the rich forces them to liquidate assets. This liquidation is accomplished financially, rather than by actually tearing down factories and selling them for scrap.
At the concrete level, what happens is that money that would otherwise have gone to create new nonresidential fixed assets is redirected to buy some of the rich taxpayers existing assets. The rich person then hands this money over to the government. The end result of this process is that government has more money, and the rich person, and the economy as a whole, has less nonresidential fixed assets.
The relationship between nonresidential fixed assets and GDP has been essentially constant for the past 60 years. One dollar of nonresidential fixed assets yields about 50 cents of GDP. Real GDP per worker has risen over the years as real nonresidential fixed assets per worker have increased. In 2009, according to BEA data, the average job was underpinned by about 200,000 dollars in nonresidential fixed assets.
So, if you tax away 200,000 dollars from the rich, GDP goes down by about 100,000 dollars per year, federal revenues go down by about 18,000 dollars per year, and total employment goes down by one job. This is how spreading the wealth actually works. This may account for why taxing the rich is, inexplicably for Progressives, not popular with voters.
Now, 200,000 dollars is more than 18,000 dollars, so does not taxing the rich at least leave the federal government better off? No, it does not. This is because to get the 200,000 dollars, the federal government has to give up 18,000 dollars per year in tax revenue from then on. The present value of 18,000 dollars per year is about 620,000 dollars. So, when the federal government taxes 200,000 dollars away from the rich, it makes itself worse off by 420,000 dollars, the country as a whole becomes poorer by 3.4 million dollars, and Joe Lunchbox loses his job.
Wait! the Progressives might cry. We do not tax assets, we tax income!
Well, the death tax, which Progressives love, is a pure tax on assets. It often forces the immediate, direct, and inefficient liquidation of assets to pay the tax. This is why the death tax is so economically destructive, and probably why it is opposed by a vast majority of the public. However, let us look at the income tax, which is the Progressives favored vehicle for taxing the rich.
In 2008, John Paulson earned more than a billion dollars. How much of the last say 100 million dollars of income did he consume, rather than save and invest? Zero. It is not physically possible for one man to consume what a billion dollars will buy. No matter how rich you are, you can only live in one house at a time, you can only drive one car at a time, and you can not eat any more than a middle class person or you will get fat.
The richest of the rich save and invest 100 percent of their incremental income. So, taxing the income of this small group reduces nonresidential fixed assets essentially dollar for dollar. This is the inherent problem with an income tax. When the government taxes away a dollar that would otherwise have been saved and invested, everybody loses. It does not matter whether that dollar is taken away from Joe Lunchbox or Reginald Bigbucks III.
On a present value basis, taxing a dollar away from someone who would otherwise save or invest that dollar costs the economy as a whole 17.20 dollars, and produces a net loss to the federal treasury of 2.10 dollars. Accordingly, taxing away a dollar of income from anyone who saves and invests more than 32 percent of his earnings on the margin is a net loser, even if all you consider is Federal finances.
Progressives are bewildered that the FairTax, which would replace almost all existing federal taxes with a national sales tax, is so popular with the public. Progressives denounce the FairTax as regressive.
What voters understand, and Progressives seemingly do not, is that the middle class gets almost all of its income via employment. Both the number of jobs and the wages that those jobs pay depend directly upon the nations stock of nonresidential fixed assets. Because the FairTax taxes only consumption and has very low compliance costs, the FairTax would maximize savings and investment. This, in turn, would cause nonresidential fixed assets, GDP, employment, and wages to rise at the fastest possible rate. The FairTax would even maximize the present value of federal revenues.
Right now, the middle class needs more jobs and higher wages much more than it needs lower taxes. The federal government needs higher tax revenues, not higher tax rates. This is why taxing the rich is an electoral loser and the FairTax is an electoral winner. Let us hope that the Republican presidential hopefuls figure this one out.
Louis Woodhill, louis@woodhill.com, an engineer and software entrepreneur, is on the Leadership Council of the Club for Growth.
Working at Home to Take Advantage of Your Alternative and a Great Choice for your financial stability. Work at Home.
Be proactive on your financial future, especially in times of economic uncertainity. There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
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Unemployment Data Tell Different Stories
Original article at Real Clear Markets
By Alfred Tella
August 8, 2011
Payroll jobs rose last month by a modest 117,000 after seasonal adjustment, just enough to push above the line of statistical significance, though not enough to absorb normal population additions to the labor force. The July increase followed two successive months of job changes that again failed statistical significance despite their upward revisions.
The 9.1 percent unemployment rate in July was not statistically different from the 9.2 percent rate in June, though it was widely hailed as an improvement. The rate has varied little since April.
Total civilian employment collected by the household survey is more comprehensive than payroll employment, and is sister to the official unemployment data which come from the same household survey. Civilian employment failed to show any improvement in July, and allowing for population growth, the unemployment rate would have been expected to tick up. The only reason it did not was a 0.2 point drop in the labor force participation rate, the percentage of the working-age population that is in the labor force, as more frustrated jobless gave up active job search and retreated to the sidelines.
Corrected for last months labor force disappearance, the 9.1 percent July unemployment rate increases to 9.3 percent.
The labor force participation rate last month fell to 63.9 percent, its lowest level since May 1983. The employment-population rate, a measure of labor utilization, also hit its lowest level in 28 years, 58.1 percent last month.
Contributing to the uptrend in hidden unemployment are growing numbers of jobseekers who have completed their allowed time on extended unemployment compensation and so have given up on job search, which is not costless. Many of those sidelined will apply for disability, another last resort escape hatch for the desperate.
In the last two months the labor force participation rate fell by 0.3 point. Had the participation rate held steady, the unemployment rate would have increased from 9.1 percent in May to 9.5 percent in July.
The results are even more dramatic if the comparison is extended back to the business cycle trough in June 2009. Although the economy has since been in recovery, the employment-population rate tells us that the labor market has been in recession since late 2007. A level participation rate since mid-2009 would have resulted in the addition of 4.2 million unemployed to the official count, raising the unemployment rate from 9.5 percent 25 months ago to 11.5 percent last month.
Since the 2009 business cycle trough payroll employment has risen by only 697,000 or an average 28,000 a month - a pathetic showing. Total civilian employment has done even worse, showing no increase at all.
Question. Has the employment, unemployment relation shifted? A comparison of periods of labor market weakness since 1990 shows that for a given loss in employment, a smaller share has been going into officially recorded unemployment since late 2007 than previously, with a greater share going into uncounted hidden unemployment.
This suggests that the official unemployment rate may have become biased by not picking up as much unemployment in the recent period of labor market weakness as it did in the past. If so, the reason could be that the greater severity of the latest period of employment weakness has had a stronger discouraging effect on the jobless, possibly worsened by a growing structural mismatch between their work skills and the skills in demand. This is a subject that needs further investigation.
At least one number in the latest employment report was positive, the 10 cent increase in the average hourly earnings of private nonfarm workers in July. But even so, the year-over-year increase in consumer prices has been picking up in recent months, resulting in a decline in inflation-adjusted hourly earnings.
While the modest rise in payrolls last month is a hopeful sign of more jobs to come, the household data paint a bleaker picture. Economists are toning down their forecasts for the second half of this year and for 2012. An economic growth rate of 2.5 percent is beginning to look optimistic. But the combination of productivity and population growth could easily eat up that amount of GDP growth, leaving little or nothing to help employment.
It is looking more and more as if the unemployment rate will be in the 8 or 9 percent range come election day next year. That is something the president may not be able to survive.
Alfred Tella is a former Georgetown University research professor of economics.
Working at Home to Take Advantage of Your Alternative and a Great Choice for your financial stability. Work at Home.
Be proactive on your financial future, especially in times of economic uncertainity. There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
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Stocks Know More Spending Will Not Work
Original article at Real Clear Markets
By Larry Kudlow
August 6, 2011
There he goes again. Out on the campaign trail, President Obama is proposing more federal spending as his answer to sluggish growth and jobs. That will not do it, Mr. President.
He wants more infrastructure spending, undoubtedly in the form of an infrastructure bank. That is a terrible idea. It is borrowed from Latin America, where bloated and corrupt bureaucratic construction agencies have helped bankrupt any number of countries in the past.
He wants to lengthen 99-week unemployment insurance, although numerous studies have shown that continuous unemployment benefits are associated with higher unemployment.
And he wants to extend the temporary payroll tax credit, which is not a permanent reduction in marginal tax rates, has no incentive effect, has not worked so far, and is really a form of federal spending, not real tax relief.
Earlier this week, when he signed the debt-ceiling bill, the president ranted on about the need to raise tax rates on successful earners, investors, and small businesses. He is trying to bring back tax hikes as part of the phase-two special committee seeking additional deficit reduction, even though his own party rebuffed him on this in the late stages of the debt talks. All this is a prescription to grow government, not the economy.
What the economy needs, Mr. President, is a strong dose of new incentives, with pro-growth tax reform that flattens marginal rates and broadens the base for individuals and businesses. This includes moving to territorial taxation that ends the double tax on foreign earnings of U.S. companies. Plus, we desperately need a complete moratorium on federal regulations. As Senator Barrasso recently noted, the government put out 379 new rules on business in July alone, amounting to 9.5 billion dollars in additional costs.
None of these pro-growth reforms are in sight. So the stock market is going through a nasty 10 percent correction over fears of another recession, and European debt default.
But at least we got some good news on jobs. The July jobs report came in stronger than expected. It is not great. But at least nonfarm payrolls increased 117,000, as the prior two months were revised upward by 56,000, while private payrolls gained 154,000.
That is definitely not a recession reading. But neither is it a strong performance. If the economy were really rebounding, we would be creating 300,000 new jobs a month.
In the report, the unemployment rate slipped to 9.1 percent from 9.2 percent. But that is mostly because nearly 200,000 workers left the civilian labor force. Another negative is the household employment survey, which fell 38,000 in July after dropping nearly half a million in June. That survey measures job creation among small owner-operated businesses or the lack thereof.
Yet when looking at the new jobs report, along with reasonable gains in chain-store sales and car sales, plus the ISM Purchasing Managers reports, which stayed above the 50 percent line, I repeat my thought that we are not headed for a double-dip recession.
Over two years of so-called economic recovery, growth has averaged about 2.5 percent. It fell to less than 1 percent in the first half of this year, largely from a commodity-price shock that included oil, gasoline, and food-price spikes. That price shock resulted mainly from the Feds QE2 depreciation of the dollar, a big mistake. It eroded real consumer incomes and spending.
Lately, the dollar has stabilized and energy prices have come down quite a bit. That will reduce inflation and support better consumer spending. Businesses are already highly profitable and cash-rich. They are investing some of that, but not nearly enough to create sufficient new jobs. Who would, with all these Washington policies?
Finally, the Fed remains ultra-easy with excess liquidity and a zero interest rate.
So it looks to me like we will return to the sub-par 2.5 percent growth trend rather than dip back into recession. However, at this pace, unemployment may hover around 9 percent right up to election time next year.
More spending will not do it Mr. President. Tax and regulatory incentives will.
Lawrence Kudlow is host of CNBCs The Kudlow Report and co-host of The Call. He is also a former Reagan economic advisor and a syndicated columnist. Visit his blog, Kudlow's Money Politics.
Working at Home to Take Advantage of Your Alternative and a Great Choice. Work at Home.
Be proactive on your financial future, especially in times of economic uncertainity. There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Work At Home
Work at Home
Analysis, Shaky economy has companies wary of spending
By Scott Malone and Mike Tarsala
BOSTON-NEW YORK, Thursday Aug 4, 2011
Original article at Reuters
Reuters. Weakening demand in the United States and Europe has spooked some in corporate America, prompting big companies to throttle back their spending just as U.S. government looks for ways to cut its own outlays.
That new wave of fears is threatening to choke off a fledgling resurgence in capital investment by big companies, one of the few areas where economic activity was growing.
Chief executives and investors have been bombarded by a wave of bad economic news over the past few days, including a report that U.S. gross domestic product grew at a weaker than expected rate in the first half of the year and word on Wednesday that the rate of layoffs had picked up in July.
We are looking at slower growth, said David Farr, CEO of U.S. manufacturer Emerson Electric Co, which recently warned that its order rates slowed in the past two months. I can not tell you right now what the second half will be, I can not tell you what 2012s going to be, so do not bother to ask.
Still, that uncertainty is not stopping the blunt-talking executive from acting. He is already looking for ways to limit the St. Louis-based companys spending, rather than planning to boost its budget by 5 percent next year, Farr now aims to increase outlays by just 3 to 4 percent.
He is not the only one sounding a cautious tone.
Sergio Marchionne, CEO of Chrysler and Fiat SpA, said the uncertain recovery in consumer demand for cars, also cited by General Motors Company, is making automakers wary.
People are still very reluctant to make long-term commitments to Research and Development and capital because of the uncertainty, he told reporters at an industry conference on Wednesday.
Corporate spending is no better. Earlier this week SPX Corp, a maker of industrial components, surprised investors with a far weaker than expected third-quarter profit forecast, saying it was counting on a robust fourth quarter to hit its full-year target. That followed word last week from Juniper Networks Inc that the private sector and U.S. government are delaying purchases of network equipment.
RESURGENCE AT RISK?
The nervousness could dampen what had been a recent resurgence in corporate investment. Companies boosted their capital spending by about 21 percent in the first quarter and kept up a similar pace in the second quarter, putting them on a track for their biggest-spending year since 2006, according to a Reuters study of 3,153 U.S. companies.
That growth, however, lags the increase in money spent on stock buybacks and takeovers, which both rose more than 60 percent in the first half of 2011.
Engineering company Foster Wheeler AG also said its U.S. clients are holding off on committing to big construction projects, over worries about the economy.
The delays are due to client concerns about the macro environment, specifically the political and economic uncertainties, said interim CEO Umberto della Sala.
The 2.1 trillion dollars deficit-reduction plan reached in Washington this week spared the United States from defaulting on its 14.3 trillion dollars debt, but raised questions on what spending would be cut, which in turn weighed on shares of companies that do everything from running nursing homes to building fighter planes.
Where is the growth going to come from? said Michael Goodman, director of economic and public policy research at the University of Massachusetts at Dartmouth. It is not going to come from the private side and it does not appear like it is going to come from the public side. That does appear like a recipe for sluggish growth at best.
Sluggish growth is just what the United States has seen this year, with GDP up 0.4 percent in the first quarter and 1.3 percent in the second.
SHIFTING SPENDING ABROAD
Even companies that are spending are not necessarily making their investments in the United States.
Our capex is increasingly shifting toward international markets and fast-growing developing economies in particular, said David Meline, chief financial officer at 3M Co.
The company expects its total capital spending to rise this year by about 27 percent, to a range of 1.3 billion dollars to 1.5 billion dollars, and plans to continue to raise that budget next year, in line with revenue growth.
Corporate caution will only represent a further weight on the economy, which has seen consumer spending depressed by a stubbornly high unemployment rate that has held near or above 9 percent for most of the past two years.
Companies have become increasingly unwilling to part with their cash over the past year, building up 1.9 trillion dollars in cash and short-term instruments at the end of the first quarter, according to Federal Reserve data.
You will see firms hanging on to their cash even more than they already are, said Lee Pinkowitz, associate professor of finance in Georgetown Universitys McDonough School of Business. Companies may start rushing to issue debt, to lock in, not because they have projects but because they are going to hold that cash.
The new caution raises worry in some economists minds that the United States could slip back into recession.
"I am not sure we are going to head back down into recession, but I would say the probability is higher now than it was a few months back, said Robert Murphy, a professor of economics at Boston College, who served as a White House adviser on the economy during the Clinton administration.
If the nation does slip back into recession, it could be some time before investors know, Murphy said. The United States was a full year into the last recession, which ran from December 2007 through June 2009, before the National Bureau of Economic Research officially declared its beginning.
The good news for the president is we probably will not know until after the election, the way these things often get called, Murphy said.
(Reporting by Scott Malone and Mike Tarsala, additional reporting by Deepa Seetharaman in Traverse City, Mich., Nick Zieminski in New York, Braden Reddall in San Francisco and Manik Narula in Bangalore, editing by Matthew Lewis)
Working at Home to Take Advantage of Your Alternative and a Great Choice. Work at Home.
Be proactive on your financial future, especially in times of economic uncertainity. There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Work At Home
Work at Home
Heading For a Double-Dip Recession?
Original article at Real Clear Markets
By Investors Business Daily
August 3, 2011
Recession. A day after purchasing managers reported an unexpected slump in manufacturing, another surprise report shows consumer spending falling for the first time in nearly two years. Double dip, anyone?
Despite the largest Keynesian spending splurge in the history of the planet, the economy continues to founder.
The last two years stimulus, meant to get consumers and businesses humming again, was in excess of 10 percent of GDP, an unheard of economic intervention, exceeding even FDRs during the Depression.
Tragically, the result has been the same, failure. Indeed, if anything, trillions of dollars of federal stimulus seems to have damaged hopes for a rebound.
With joblessness at 9.2 percent, the manufacturing sector showing signs of decline and consumers on the ropes, it is time to consider that we might be lapsing into recession again, a little over two years after we emerged from the last one.
Just weeks ago, many economists were convinced the second half of 2011 would be bullishly strong, with higher auto output, a bottoming in home sales and prices, and perhaps even a modest pickup in jobs. Today that scenario does not look so likely.
Just last week the Commerce Department reported that GDP in the first half posted a less than 1 percent growth rate, really a rounding error from zero. Worse, revisions showed the decline during the first recession was far deeper than thought, 5.1 percent rather than the 4.1 percent first reported. So current weakness looks even worse.
Now comes more bad news. On Tuesday the government reported consumer spending slowed 0.2 percent in June, at a time in our two-year-old recovery when it should be growing strongly. Adjusting for inflation, spending was flat, after falling two months in a row.
On net, then, it appears consumer spending was in the red in the second quarter. There is a powerful correlation between economic growth and consumer spending, so this is the strongest sign yet we are heading back into recession.
Those hoping the new debt-ceiling deal will help are kidding themselves. We will still add 7 trillion dollars or more to our national debt over the next 10 years, an amount that will be a drag on the economy for decades to come.
Virtually all economists now agree. Business investment and job creation hold the key to a sound, rapidly growing economy. But businesses have been vocal about what they see as the problem, uncertainty.
They do not know if U.S. government debt will be downgraded from AAA, setting off a spike in rates across the economy. They do not know what their tax rates will be next year. They see hundreds if not thousands of new regulations coming down the pipeline. And they hear politicians on the left, from Obama to Reid and Pelosi, routinely demonizing them.
Who invests and creates jobs in such an environment?
If the economy stumbles and falls, it is the Democrats recession. After three years, their policies have met with nothing but failure, a fact that report after economic report now seems to bear out.
Working at Home to Take Advantage of Your Alternative and a Great Choice. Work at Home.
There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Maniac Marketers' Conference
You are cordially invited to Maniac Marketers' Business Presentation
Discussion of Developing People, Your Most Appreciable Asset in a Work at Home Business -- Part 3.
Presenter: Terry Allison, Sr
Maniac Marketer's Conference Room
Thursday, August 4, 2011
9 p.m. (Eastern); 8 p.m. (Central); 7 p.m. (Mountain); 6 p.m. (Pacific)
Password: prophet
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Long Battle on Debt Ending as Senate Set for Final Vote
Origingal article at The New York Times
WASHINGTON. After months of partisan impasse, the House on Monday approved a budget agreement intended to head off a potential government default, pushing Congress a big step closer to the conclusion of a bitter fight that has left both parties bruised and exhausted.
Despite the tension and uncertainty that has surrounded efforts to raise the debt ceiling, the vote of 269 to 161 was relatively strong in support of the plan, which would cut more than 2.1 trillion dollars in government spending over 10 years while extending the borrowing authority of the Treasury Department. It would also create a powerful new joint Congressional committee to recommend broad changes in spending, and possibly in tax policy, to reduce the deficit.
Scores of Democrats initially held back from voting, to force Republicans to register their positions first. Then, as the time for voting wound down, Representative Gabrielle Giffords, Democrat of Arizona, returned to the floor for the first time since being shot in January and voted for the bill to jubilant applause and embraces from her colleagues. It provided an unexpected, unifying ending to a fierce standoff in the House.
The Senate, where approval is considered likely, is scheduled to vote at noon on Tuesday and then send the measure to Mr. Obama less than 12 hours before the time when the Treasury Department has said it could become unable to meet all of its financial obligations.
The deal sets in motion a substantial shift in fiscal policy at a moment when the economic recovery appears especially fragile. Although the actual spending cuts in the next year or two would be relatively modest in the context of a 3.7 trillion dollars federal budget, they would represent the beginning of a new era of restraint at a time when unemployment remains above 9 percent, growth is slowing and there are few good policy options for giving the economy a stimulative kick.
The precise impact on the economy is a matter of debate. Proponents of spending restraint say that the economy will benefit in the long run from getting the deficit and the accumulated national debt under control, and that failure to act now would risk long-term decline in the nations economic might. Others say that by foreclosing the option of using government spending to counteract economic weakness, the country is increasing the risk of persistently high unemployment and even another recession.
The negotiations exposed deep fissures within both parties. In the end, 174 Republicans and 95 Democrats backed the deal, and 66 Republicans and 95 Democrats voted against it. But Republicans and Democrats alike made clear they were not happy swallowing the agreement, which was struck late Sunday between the bipartisan leadership of Congress and President Obama.
Top lawmakers characterized the bill as a must-pass measure needed to prevent a potentially crippling blow to the struggling economy.
The default of the United States is not an option, said Representative Steny H. Hoyer of Maryland, the number 2 Democrat.
Mr. Hoyer urged lawmakers to vote not as members of either party, but as Americans concerned about the fiscal posture of their country, about the confidence that people around the world have in the American dollar.
Republicans, while expressing dissatisfaction that the measure did not provide more savings, said it was a modest but useful first step in reversing the governments spending course and claimed they had prevailed by keeping the agreement free of new revenue and offsetting the increase in the debt limit with spending cuts.
I would like to say this bill solves our problems, said Representative Jeb Hensarling of Texas, a prominent fiscal hawk in the Republican leadership. It does not. It is a solid first step.
Worried about defections by conservatives and liberals alike, leaders of both parties gathered their members for briefings to explain the proposal. Speaker John A. Boehner met specially with Republicans on the House Armed Services Committee, an important voting bloc whose members were raising alarms about potential spending cuts for the Pentagon.
Democrats, many disgruntled over what they saw as a White House-negotiated giveaway to Republicans, heard from Vice President Joseph R. Biden Jr., who told House and Senate members in separate meetings that the administration had to cut the deal with uncompromising Republicans to avoid a default.
Mr. Biden spent hours behind closed doors in the Capitol. According to participants in the meetings, he mixed listening and gentle persuasion, urging Democrats to back the plan.
Administration officials fanned out to make a case that the deals structure, with a trigger that could force deep cuts in military spending as well as in domestic programs if the two parties cannot agree on how to reduce the deficit further, provided Democrats with more leverage to push for higher tax revenue as part of the solution rather than relying totally on spending cuts.
But many Democrats said they saw it as a deal negotiated on the backs of poor and working-class Americans, with no sacrifice by the rich in the form of tax increases.
I would not call it anger, but we are perplexed that it has turned out like it has, said Representative G. K. Butterfield, Democrat of North Carolina, grimacing as he left the Biden meeting. But we have run out of options and we know the consequences. I have heard horror stories from the Great Depression. I do not want my fingerprints on that.
In the Senate, some Democrats attacked the plan and joined their House colleagues in complaining that the White House had bent to the will of an ideologically rigid majority in the House.
This is capitulation to a radical fringe of the Republican Party that will not bend until they break this economy or get their own way, said Senator Robert Menendez, Democrat of New Jersey. This deal is not fair, and I will not support it.
Senator Harry Reid, the majority leader, acknowledged the unrest as the Senate prepared to follow the House in voting.
Neither side got what they wanted, but it is the essence of compromise, said Mr. Reid, who said most senators realize the situation we are in and the alternative.
House and Senate Republicans, too, raised objections, saying the proposal fell short of what was needed and invested too much power in a new special joint committee that would be charged with finding 1.5 trillion dollars or more in future cuts by Thanksgiving after a first round of 1 trillion dollars called for in the legislation.
This agreement falls short of addressing our historic economic challenges and does not alleviate the threat of a crippling downgrade in Americas credit rating, said Representative Steve Southerland, a freshman Republican from Florida.
But Mr. Boehner, who negotiated the deal with the White House along with Senator Mitch McConnell, the minority leader, received two standing ovations in the private party meeting, and the House Republicans rallied around him in the final vote that he said represented a culture change in the nations capital.
We are cutting spending, Mr. Boehner told reporters. We are spending less money next year in discretionary spending than we spent last year. You have not heard that kind of a statement before around this town.
Several senators said they were struggling with what they would do, but suggested that if it became a matter of their yes vote or default, they would back the measure.
Senator Joseph I. Lieberman, an independent from Connecticut, said that because Republicans would not budge on new revenue and Democrats sought to protect entitlement programs, federal agencies would bear the brunt of the Congressional drive for deficit reduction.
They are getting whacked, Mr. Lieberman said.
He said he remained worried about the impact on the military if the new committee failed to produce deficit-reduction legislation later this year, triggering an across-the-board slice of more than 1 trillion dollars. Half of those savings would come from security-related spending.
Despite such misgivings, members of both parties welcomed the end of the debt-limit clash after months of intrigue, partisan rancor and stop-and-go negotiations that ultimately left Congress voting just hours before a deadline to avoid default.
On to the next fight, said Senator John Cornyn, Republican of Texas.
Lawmakers and aides were already speculating about who might be picked or passed over for the 12-member Joint Select Committee on Deficit Reduction and were arguing over whether the panel truly had the ability to seek new tax revenue.
But given the energy that had been expended in the fight, most members of Congress simply seemed ready to head home for the summer. The House dispatched lawmakers until September 7. Senators were eager to follow.
I have a home in Nevada that I have not seen in months, Mr. Reid said wistfully on the floor. My pomegranate trees are, Im told, blossoming.
Jeff Zeleny and Jennifer Steinhauer contributed reporting.
Working at Home to Take Advantage of Your Alternative and a Great Choice. Work at Home.
There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Work At Home
Work at Home
How to Cut Taxes, Boost Revenue
Original article at Real Clear Markets
By Diana Furchtgott-Roth
July 28, 2011
WASHINGTON. A resolution of the debt ceiling stalemate may be in sight. On Wednesday, the Congressional Budget Office announced that House Speaker John Boehners Budget Control Act, as amended, would reduce the budget deficit by 915 billion dollars over the next decade. This opens the way for the bill to be considered on the House floor today, Thursday. A version approved by the Democratic and Republican leadership could go to the Senate over the weekend and to President Obama early next week.
At the heart of the painful negotiations over deficit reduction has been the tension between eliminating tax expenditures, namely tax breaks for individuals and businesses, and cutting tax rates. That, in turn, is an argument over raising revenue, an argument between conservatives, mostly Republicans, and liberals, mostly Democrats, about whether raising new revenue is a desirable way, combined with spending cuts, to shrink future deficits. And that is an argument about the size of government, which, generally speaking, Republicans want to reduce more than do Democrats.
Tax expenditures are the money saved by taxpayers when they avail themselves of provisions in the tax code, such as deductions for mortgage interest, state and local income and property taxes, charitable contributions, large medical expenses, casualty losses and contributions to tax-favored education and retirement accounts. Tax credits, dollar-for-dollar reductions in taxes owed, for example for electric cars or solar energy, are another form of tax expenditure.
For business, tax expenditures include accelerated depreciation schedules for machinery, expensing for business equipment, rapid write-offs for solar and wind power.
Tax expenditures exceeded 1 trillion dollars in the governments 2010 fiscal year, which ended September 30. Some say that curtailing tax expenditures is the same as cutting spending, and that there is not much difference between getting rid of one or another. Others disagree.
Democrats tend to say that getting rid of tax breaks should not be counted as raising taxes. Republicans take the view that any limitation on tax breaks should be paired with offsetting declines in tax rates, so as to keep revenue collections by Uncle Sam unchanged, at least in the early years. Eventually, if history is a guide, a more efficient tax system will bring in more revenue to the Treasury, as lower rates foster economic activity.
Advocates of curtailing or eliminating tax expenditures say that they are not raising taxes, because the tax rates remain the same, or fall. In my opinion, this is disingenuous if the result is that revenue collections rise. Legislated increases in revenues, whether from higher rates or reduced tax expenditures, discourage economic growth. With lower rates, economic recovery and higher employment eventually would raise the ratio of revenue to gross national product, reducing the deficit.
Consider the recommendation of Martin Feldstein, the distinguished Harvard economist and president emeritus of the National Bureau of Economic Research. Mr. Feldstein has suggested capping the benefits that taxpayers receive from tax expenditures at a particular level, perhaps two percent of adjusted gross income. Mr. Feldstein has written that limiting tax expenditures would reduce the deficit by hundreds of billions of dollars annually without raising tax rates, and so would not affect the incentive to work, to save or to expand businesses.
Mr. Feldstein says that the government can raise revenues by trillions of dollars without affecting incentives to work or invest. This makes no sense to me. In my view, the heart of the matter is this, if the government takes in more revenue, that is less for the private sector. And it is the private sector that drives economic growth.
Support for lowering rates in tandem with curtailing tax expenditures comes from many sources, including one version of the Boehner plan under discussion last week.
The Committee for a Responsible Federal Budget, a bipartisan group that includes all former Congressional Budget Office directors, said that tax expenditures are more similar to spending than tax cuts, etc. Reducing these tax earmarks is a critical first step in fundamental tax reform since it would broaden the base and permit lower rates.
But make no mistake. Tax expenditures and government spending are different. With tax expenditures, individuals keep and control more of their money, and most Americans believe that they can make better use of it than does the government. Economists spill much ink discussing dead-weight loss, the loss of utility of a dollar transferred from taxpayers pockets to the Treasury.
Rather than increase tax revenues, Congress should cut spending more deeply. Eliminate proposed high-speed rail, raise gradually the Social Security retirement age and eligibility age for Medicare, repeal the new health care law, leave the slots of retiring federal workers unfilled, expand competitive bidding to all Defense Department contracts.
Higher tax bills, whether they result from curtailing tax expenditures or from higher rates, may mean that a family that can just afford to meet expenses today may not be able to afford them tomorrow. That would be bad news for the tens of millions of Americans who are struggling to work their way out of the recession.
The stakes are high, and Congress needs within days to send Mr. Obama a bill that cuts spending, shrinks further deficits, and raises the debt ceiling.
In this process, cuts in tax expenditures, both individual and corporate, need to be balanced with lower rates so that tax reform is initially revenue neutral and not a tax increase in disguise. Then a more efficient tax system will eventually generate higher tax revenues, a lower deficit, and stronger economic growth, our ultimate goal.
Diana Furchtgott-Roth is a contributing editor of RealClearMarkets, an adjunct fellow at the Manhattan Institute, and a columnist for the Examiner.
Take Advantage of Your Alternative and a Great Choice. Work at Home.
There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Work At Home
Work at Home
Heading off a Securities Market Panic
Original article at Real Clear Markets
By Peter Morici
July 25, 2011
As Congressional negotiators and the President struggle to obtain a deal to raise the federal debt ceiling, securities markets may soon panic at the prospect of those negotiations failing.
Be clear, the United States does not have to default on its bonds. After August 2, it still will collect taxes and other revenues exceeding 180 billion dollars per month, and interest payments on the national debt eat up less than 30 billion dollars. If the Treasury prioritizes expenditures, as the state of Minnesota did during its recent shutdown, it could pay interest on bonds, roll over bonds coming due, and pay Social Security recipients and many other obligations, but it would be late to many vendors until the debt ceiling was raised or new sources of cash were found.
The United States would not be insolvent but rather in a political crisis.
If Greece or another troubled Euro Zone nations is late paying creditors, be they bondholders or vendors, investors are justified to believe it will not be able to make good on all its debts without a restructuring, a partial default. The United States, absolutely and without doubt, has the economic resources to pay its debts once the political crisis is resolved, especially since this crisis is precipitated by an elected majority in the House of Representatives, the political body designated by the Constitution to initiate taxing decisions-seeking to improve the integrity of federal finances.
The Republicans are holding out for a trajectory of future budget deficits that makes the United States more not less able to pay its debts. The impasse can only be broken by a deal that improves the fiscal outlook of the United States.
With or without the help of Standard and Poors and other bond rating agencies downgrading U.S. bonds for actual or prospective late payment to some federal contractors stock and bond markets may panic.
Policymakers need not worry too much about equity markets, those dive and rebound on the hiccups of computer traders and will recover once the bond market stabilizes.
Of greatest concern, on or before August 2, SWAP rates on U.S. bonds may start rising precipitously and bond holders may start dumping bonds, lowering their market value and raising their yields and market interest rates. That would raise the cost of capital throughout the global economy, because so many rates around the world move up and down with Treasury yields.
Enter Fireman Bernanke.
As the Fed did during QE2, the Fed can buy up U.S. Treasuries to push interest rates lower, but do not be afraid of inflation for the moment. Investors that trade bonds for cash will likely hold that cash as they did the bonds or dump it into stocks.
Consider money market and other investment funds, foreign central banks, and traders that use bonds to post collateral in SWAPS contracts in commodity trades. Instead of holding portraits of George Washington that pay interest, they will hold a likeness of the founding father that does not pay interest.
Investors could use those dollars to purchase stocks but that would be a positive, because rising stock prices would dampen the herd instinct to panic, essentially help restore normalcy to equity markets.
Other bond investments are not attractive or available in sufficient quantity. Euro denominated sovereign debt issued by AAA rated France and Germany are burdened by continuing fears about their banks vulnerability to real and potential defaults of Greece, Ireland, Portugal and Spain. Canadian, UK and Japanese bonds simply are not available in sufficient quantities to substitute for the dollar-denominated securities.
Essentially QE3 could materialize and save the day-that is the most sensible short-term strategy for Federal Reserve Chairman Ben Bernanke and Treasury Secretary Timothy Geithner.
Greenbacks held by investors simply do not fuel inflation the way the Treasury printing money to pay the governments bills could. Money printed and sold to investors for bonds does not get spent at Wal-Mart or the Exxon station and drive up prices.
The Treasury could print money to pay bills and fully finance the government with the potential to drive up consumer prices. Even that could be benign, and if handled properly, be the most sensible strategy if the impasse lasts more than a week or so beyond August 2.
Simply, during QE3, the Fed purchased bonds equal to more than 80 percent of the new bonds sold by the Treasury, it essentially monetarized the new debt from November 2010 through June.
The Treasury printed bonds and the Fed printed money to purchase that debt, and it now holds 1.6 trillion dollars in Treasury securities. Those already count against the debt ceiling and could be sold to the public without violating the statutory cap.
Now, the Treasury could print money to pay its bills, and the Fed could soak up the excess liquidity by selling its Treasury holdings. Between the Feds holdings of Treasurys, and Fannie Mae and Freddie Mac bonds and other securities held by the Fed. This drill could keep the government going and all creditors paid for another 18 months.
In the end, the Federal Reserve and Treasury have potent options at their disposal to head off an immediate bond rout and keep the government going until Republicans and Democrats agree on a combination of tax and spending reforms to strengthen federal finances.
Peter Morici is a professor at the University of Maryland School of Business and former Chief Economist at the U.S. International Trade Commission.
Protect Yourself with Another Alternative and a Better Choice. Work at Home.
There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Work At Home
Work at Home
Louisiana Monks Strike a Blow Against Economic Idiocy
Real Clear Markets
By Bill Frezza
July 25, 2011
You might think that discouraging innovation, stomping on competition, reducing consumer choice, and strangling economic growth is the last thing a state government would want to do in these challenging times. But perhaps you have not been to Louisiana.
What is even more fascinating, it took a bunch of communal Benedictine monks to drag the state into U.S. District Court to make lawmakers say Uncle. To top it off, in order to prevail these monks had to defeat the pernicious rational basis test, a New-Deal inspired get-out-of-jail-free card that deems a law constitutional regardless of what fundamental rights it tramples as long as the government can concoct nearly any conceivable justification.
The fact that they could not says there may be hope for this country yet.
The trouble all started, as it did for much of Louisiana, when Hurricane Katrina blew through. Until then the monks of Saint Joseph Abbey supported themselves harvesting lumber from abbey lands. Applying some old fashioned Yankee ingenuity along with a couple of hundred thousand dollars in risk capital they built a professional woodworking shop and started turning those downed trees into simple caskets. Next thing you know they were being threatened with jail time.
Anyone that has ever shopped for a casket in the midst of grieving for a loved one knows how horrific the process is. There stands the dour undertaker displaying his 8,000 dollar pieces of exotic furniture, many marked up four times wholesale. Behind the undertaker stands an industry cartel supported by a State Board of Embalmers and Funeral Directors dominated by owners and executives of said funeral homes whose mission is to protect those margins. And behind this board stands a law originally passed to prevent the spread of contagious diseases that has metastasized into a regulatory monstrosity requiring a year of embalming apprenticeship, a layout parlor that can seat 30 people, a display room for half a dozen caskets, and a host of embalming equipment as a precondition to being allowed to sell caskets.
Our national economy may be going down the tubes but metastatic regulations springing from well-intentioned laws captured by industry insiders remains the most recession proof growth market. The rational basis test is its engine and campaign donations funneled back to legislators through lobbyist working at behest of crony cartels is the fuel. President Obamas recent directive to root out regulations that conflict, are not worth the cost, or that are just plain dumb, has done absolutely nothing to disturb this iron triangle. Give the man credit, though, like most of his predecessors he has mastered the art of doing nothing while sounding presidential.
Turning this dystopia around is where the Institute for Justice comes in.
This highly effective alternative to the left-leaning American Civil Liberties Union should really be called the Institute for Economic Sanity[sic]. Its mission is to find mediagenic plaintiffs like our humble monks whose right to make a living are being threatened by insane regulations. IJ lawyers them up with a combination of the best legal minds in the business, a brash young staff of committed ideologues, and a war chest funded by donors trying to rescue what is left of free enterprise. If they have to, they march right on to the Supreme Court, which is where this casket case may end up.
We can only hope that Louisiana is stupid enough to appeal. Let us also hope Louisiana sticks with its efforts to defend the law based on the argument that protecting a discrete interest group from economic competition constitutes a sufficient legitimate government purpose. If there has ever been a more bald-faced argument in support of crony capitalism, I have not heard it.
FDR planted the seeds for this theory of government over half a century ago, creating a bipartisan machine that sells access to the expanding powers of government as it hunts for new portions of the economy to shake down. The regulatory weeds that sprouted now clog every channel of commerce in the land, not just destroying jobs while discouraging innovation but burdening all of us with higher prices and dead-weight compliance costs. Wily corporations that can afford to play the game treat this as the cost of keeping competitors out of their business.
Burying the funeral cartel may seem like a modest place to start. But just as it took fifty years to construct such a massive edifice of overweening regulations it may take that long to wear it down. One casket at a time.
Bill Frezza is a Boston-based writer and venture capitalist. He can be reached at bill@vereverus.com. If you would like to subscribe to his weekly column, drop a note to publisher@vereverus.com or follow him on Twitter @BillFrezza.
Keep the Work at Home Mentality Alive.
There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Maniac Marketers' Conference
You are cordially invited to Maniac Marketers' Business Presentation
Discussion of Developing People, Your Most Appreciable Asset in a Work at Home Business -- Part 2.
Presenter: Terry Allison, Sr
Maniac Marketer's Conference Room
Thursday, July 28, 2011
9 p.m. (Eastern); 8 p.m. (Central); 7 p.m. (Mountain); 6 p.m. (Pacific)
Password: prophet
Work At Home
Work at Home
Fear of the New Holds Back Recovery
Real Clear Markets
By Robert Samuelson
July 25, 2011
We are witnessing the crisis of the old order. The phrase, coined by the late historian Arthur Schlesinger Jr. to describe the failure of unfettered capitalism in the late 1920s, also applies to the present, despite different circumstances. Everywhere, advanced nations face similar problems, overcommitted welfare states, aging populations, flagging economic expansion. These conditions define the global crisis and explain why it struck the United States, Europe and Japan simultaneously. We need to move beyond daily partisan fireworks to see this larger predicament.
The old order, constructed by most democracies after World War II, rested on three pillars. One was the welfare state. Government would protect the unemployed, aged, disabled and poor. Capitalism would be tamed. A second was faith in economic growth. This would raise everyones living standards while permitting income redistribution. Growth was ordained, because economists had learned enough from the 1930s to cure periodic recessions. Finally, global trade and finance served countries mutual interests.
All three pillars are now wobbling. To be sure, the financial crisis worsened matters, and each countrys situation is different. Americas welfare state is less generous than Germanys. Greeces crisis began because it had vastly underreported its budget deficit. Irelands stemmed from a burst housing bubble that led to a costly bank bailout. But these differences obscure large similarities.
Start with the welfare state. A blessing to many, it is also a common burden. Its expansion was huge. In 1950, government spending as a share of a nations economy, gross domestic product, was 28 percent in France, 30 percent in Germany and 21 percent in the United States. By 1999, figures were 52 percent of GDP in France, 48 percent in Germany and 30 percent in the United States, according to figures compiled by the late economics historian Angus Maddison. Aging societies would boost future costs for pensions, social security and health care. From 2008 to 2050, the 65-plus population is projected to rise 40 percent in Germany, 77 percent in France and 121 percent in the United States.
Given this outlook, even countries without immediate crises are embracing austerity measures. All face a ruinous choice, the higher taxes or deficits needed to finance more welfare spending might further damage the economy, but cutting benefits stirs popular backlash. Still, benefits are now vulnerable. Ireland cut benefits for the unemployed by about 10 percent, reduced child payments by 16 percent and, beginning in 2014, will gradually raise the retirement age from 65 to 68.
On paper, faster economic growth could rescue governments from this trap. Unfortunately, this seems like a mirage. Indeed, the old orders second prop, faith in routine economic expansion, is suspect. Economists exaggerated their understanding and control. They seem to have exhausted conventional policy approaches. Central banks such as the Federal Reserve have held interest rates low. Budget deficits are high.
Some American economists argue the United States should temporarily run even bigger deficits. Perhaps that would work, but Europes experience counsels otherwise. Big deficits there led to higher interest rates, reflecting investors greater fears of default. Default anxieties in turn weaken banks, large holders of government bonds, and, through them, the broader economy. Although the United States has not yet suffered this fate, it might, especially considering warnings from Moodys and Standard & Poors that exploding federal debt could cause rating downgrades.
Austerity practiced by one or two overcommitted nations may succeed. Their economies can grow by increasing exports to replace lost domestic spending. But prolonged austerity practiced by most advanced countries could be a huge drag on the world economy. To whom can they export? The obvious answer is China and other emerging markets. But China frustrates this possibility by maintaining an artificially low currency that subsidizes its exports and sustains large trade surpluses. China sees trade as a jobs creator. It shuns the notion of trading for mutual advantage, the old orders third pillar. The political foundation of the global trading system is at risk.
We have left our collective comfort zone. Ideas and institutions that, on the whole, served well since World War II are under a cloud. The same was true in the 1920s and early 1930s. Then, the worlds leading nations vainly struggled to maintain the gold standard, which, before World War I, had anchored a prosperous economic order. There was a natural impulse to cling to familiar ideas and practices in which people were invested politically and intellectually. This inertia contributed to the Great Depressions severity.
Amid todays unrelenting political uproar, something similar is happening. Economic weakness in advanced countries stems partly from the residual trauma on consumers and companies following the ferocious 2008-09 financial crisis. But the effect is complicated by a backward-looking mentality. Governments everywhere are striving to protect the old order because they do not understand and fear the new.
Another Alternative and a Better Choice. Work at Home.
There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Work At Home
Work at Home
In Deficit Debate, Principles Do Matter
Original article at Real Clear Markets
By Investors Business Daily
July 22, 2011
First Things. Plans to solve our out-of-control debt problem keep proliferating. But amid the welter of competing forecasts and estimates, Republicans should remember, your principles matter more than the numbers.
As the clock ticks down on their phony deadline for concluding deficit talks, the Democrats have lost all the public debates over more spending and higher taxes.
So their only hope is to manufacture a fake crisis, such as the supposed default date of Aug. 2, and with the medias help, force Republicans to agree to a bad deal.
It would not be the first time.
In 1990, President Bush engaged in crisis talks over deficits. He broke his no-new taxes pledge, agreeing to a deal that included 2 dollars in spending cuts for every 1 dollar in tax hikes. Bush lost his job, and it took three years and a new Congress to undo the economic damage.
Today, in the meat grinder that is Washington politics, pressure will inevitably grow for a fair and balanced deal, that is, for the GOP to capitulate. Republicans should stay true to these conservative principles
No new taxes. The economys expansion and jobs recovery is the worst since the Depression. More than two years after the recessions end, we still have 9.2 percent unemployment, and close to 30 million willing workers who can not find full-time jobs.
As such, hiking taxes by 1 trillion dollars to more than 3 trillion dollars over the next 10 years, as Obama has suggested, is unconscionable. It would do lasting damage to our economy and perhaps even cause a new recession.
Government must get smaller. President Obama and the Democrat-led Congress have expanded the scope and reach of the federal government to unprecedented levels, thanks to, ObamaCare, Dodd-Frank, stimulus, government takeovers of GM and Chrysler, a no-drill, green energy policy, and TARP.
Democrats now want to make this expanded superstate permanent, turning the U.S. into another debt-ridden, stagnant colossus, like Europe or Japan. From 20 percent of GDP just five years ago, the federal government today spends 25 percent of all U.S. output. By 2035, without entitlement reform, it will hit 35 percent or higher.
Enough. Big Government should not take 1 dollar or more out of every 4 dollars the private economy creates. Any deal to raise the 14.3 trillion dollar debt ceiling must shrink government below its long-term average of 20 percent of GDP.
The debt must shrink. That it has spiked from 9.8 trillion dollars in 2008 to 14.3 trillion dollars now is alarming. A 2010 study of 20 rich countries by economists Carmen Reinhart and Ken Rogoff found that a nation starts to struggle when its debt-to-GDP ratio rises above 90. Ours is now above 100 percent, putting us in the same company as Greece, Italy, Ireland, Spain and Portugal.
GOP negotiators should keep these basic budget principles in mind If not, they all find, as Bush did, that American voters have long, unforgiving memories.
Another Alternative and a Better Choice. Work at Home.
There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Work At Home
Work at Home
There Is No Such Thing as a Risk-Free Lunch
Original article at Real Clear Markets
By Robert Tracinski
July 22, 2011
In times of global turbulence, like today, investors flee to safety, looking for risk-free assets in which to park their money. That usually means US government debt or the bonds of large, developed European nations. The AAA rating of this debt is supposed to reflect its status as a risk-free asset. In fact, our whole banking system is based on holding this kind of AAA debt as reserves, as the risk-free bedrock that supports the ability of banks and investors to lend.
But with the US flirting with default and Europe struggling to keep its monetary union from blowing up, investors are beginning to wonder. Where do they turn to find a risk-free asset now?
We may be about to pay a big price for indulging in the illusion that government debt is risk-free. Remember the old free-marketers slogan about how there is no such thing as a free lunch. When the government gives you anything, somebody always has to pay for it, somehow. Usually, we all end up paying in the end.
The same thing applies to AAA debt. There is no such thing as a risk-free lunch. There are growing signs that Western governments have abused their power to issue AAA debt. The illusion of a risk-free haven is about to come crashing down, and we will all pay for it.
Recently, Daniel Indiviglio pointed out the vast expansion of AAA debt in recent years.
If demand for an asset ballooned by 300 percent in a decade, then you might smell a bubble. This describes the rise of AAA-rated debt. In 1999, about 1.5 trillion dollars AAA-rated securities were issued globally. In 2009, AAA-rated issuance peaked at over 6 trillion dollars. Are we in bubble territory?
In fact, we have already had one AAA debt bubble. Fannie Mae and Freddie Mac, the big government-sponsored mortgage lenders, used their implicit government guarantee to ride off of the federal governments AAA rating and flood the housing industry with cheap, risk-free money. And we all know how that ended.
The big picture is that our political leaders found themselves with the ability to raise large sums of money at minimal interest rates by relying on Americas AAA status. So they abused this power, using it to raise unlimited funds for any and every goal they thought was desirable. Want to encourage homeownership? Create a whole lot of AAA mortgage debt. Want to engage in pork-barrel stimulus spending? Want to bail out big auto companies? Want to prop up spendthrift state governments and public employees' unions? Create a whole lot more AAA debt.
This has been the whole policy of the Obama administration and congressional Democrats. Their agenda depends on the assumption that they can just float the whole thing on a bottomless sea of AAA debt.
The Europeans did the same thing, and the eurozone will likely go down in economic history as a giant mechanism for exploiting the AAA rating of the big Western European economies, read Germany, in order to float the generous welfare states of Southern Europe.
The premise propping up all of this AAA debt is that the US and the other big Western governments will always be good for their debt because they have the power to tax. Here is where the markets have accepted the basic premise that leads to the abuse of AAA debt in the first place, the view that force and coercion are practical, that the government can just wave its guns around and get whatever it wants. Want to provide affordable health care to everyone? Just pass a law. Want to bail out collapsing financial institutions? Just have the Fed print a lot of money. Want to service a rapidly growing debt? Just raise taxes. Have gun, will borrow.
But a gun is not a magic wand that produces wealth. Quite the opposite, the more force a government uses, the less wealth there is to seize. Greece is the end of that line. They have reached the point where they can not tax their way out of debt.
And Greece offers a warning about how excessive debt can spiral out of control. What is sinking Greece and the other PIIGS is not just the problem of servicing their existing debt. It is the prospect of having to roll over that debt at much higher interest rates. Bonds issued at artificially low interest rates a few years ago start coming due, and since there is not enough cash to pay them down, they have to be refinanced at interest rates which, for Greece, are now in excess of 30 percent, and that is on short-term debt.
This crisis is already hitting Europe, yet we are not even thinking about it here. For America, the immediate prospect is not that interest rates on our debt will rise to 30 percent, but that they could rise to 5 percent. Currently, the federal government makes annual interest payments of about 200 billion dollars on a total debt held by the public of about 9.5 trillion dollars. The other 4.5 trillion dollars in debt is money the federal government owes to itself, by way of such financial fictions as the Social Security Trust Fund. That is an average interest rate of about 2 percent. A return to historically normal rates of interest would produce a dramatic increase in the cost of all of the new borrowing we are doing and all of the debt that we have to roll over.
The danger, as one observer puts it, is that we will face a sudden and massive re-pricing of Western sovereign risk. In other words, we will finally have to pay for our risk-free lunch. The only question is why this has not happened yet. The usual speculation is that US rates persist at low levels because investors looking for a safe place to put their money have nowhere else to go. But a lot of people are already figuring out that the developing world currently has more vibrant economies and lower debt ratios.
The US is still a long way from becoming Greece, but avoiding the risk of a debt spiral will require a swift reversal of course and the realization that Americas AAA rating actually needs to be maintained through cautious fiscal management. We need to end our dependency on growing and unlimited quantities of AAA debt.
Or at least we need the president to stand up and admit, My name is Barack Obama, and I am a AAA debt abuser. The first step is realizing that we have a problem.
Robert Tracinski writes daily commentary at TIADaily.com.
Another Alternative and a Better Choice. Work at Home.
There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
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The Recovery Awaits On the Other Side of Price Discovery
Real Clear Markets
By Jeffrey Snider
July 22, 2011
The widespread confusion and angst emanating from the economics profession comes from a single calculation. At the core of monetary targeting is the mathematical expression of a systemic target. Called the output gap, economists seek to identify economic potential in order to measure and gauge actual output. In so doing, they believe they will identify periods when stimulative or restrictive measures are most appropriate.
It might even be an understatement to call the output gap estimate the heart of monetary science. No policy is designed, let alone implemented, without its guidance. The weighty decisions over interest rate regimes and credit conditions are carried out in direct harmony with this approximation.
In 2004, the Federal Reserve finally reversed its stimulative interest structure after more than two years of then-record low rates. The timing of the movement was keyed around the Feds estimate that actual economic output was closing the gap with its models estimates of long-term potential, belatedly recovering ground the central bank thought lost in the aftermath of the stock collapse. Monetarists, with good empirical reason, believe that stimulative credit conditions applied to an economy nearing or at potential will lead to inflation. Therefore, as actual output began to pick up steam that year, the Fed wanted to cautiously head off any inflationary pressures before they began to build.
As a result of the Great Recession, on the other hand, the Fed has instituted a zero interest rate policy, ZIRP. Chairman Bernanke is continuing in the ideological footsteps of his predecessor, Alan Greenspan. The reason for ZIRP and its continuation into the foreseeable future is, again, the output gap. Based on current calculations, the economics profession believes that recent economic output is far below its potential, so far below that keeping ZIRP for four or even five consecutive years is not at all troubling to Mr. Bernanke. As such, current thought believes that there is sufficient slack to allow monetary policy to be continually and persistently aggressive.
This produces the confusion that Mr. Bernanke expressed a few weeks back. Despite very aggressive monetary measures, there has been little movement toward economic recovery. Referring to this as bewildering headwinds, the Chairman echoes the broader sentiment of economists and their mathematical interpretations. For some reason monetary policy is not working as they expect.
Essentially, the output gap calculation is a measurement of potential based on the idea of an employment-inflation tradeoff. In simple terms, if inflation is low and expectations are steady, such conditions are thought to signify an economy that is below potential. Because monetarists and economists believe that inflation is the result of full employment, and only full employment, benign inflationary conditions indicate sufficient margin to push the economy to a higher output level, leading to expanding employment conditions.
In the nuts and bolts of monetary policy, inflation defines full employment, and thus economic potential. In the current situation, the Fed believes that inflationary pressures are quite low and inflation expectations are stable, so given the large slack in labor and capital resources it has concluded that the economy needs significant and sustained stimulation to get back to full employment.
But what if inflationary pressures are not low and expectations are not stable? In the circumstances of the output gap it would mean that whatever level of employment and output currently exists is at or above potential.
Monetary evolution has defined inflation to be a rise in the general level of prices. That is an important qualification, with general being the operative word. Commodity price increases are specific so they cannot, economists believe, represent true inflation. Any upward movements of commodity costs are held as transitory rather than directly inflationary. Since they currently exist during a period of weak wage income growth, commodity prices are believed to be nothing more than temporal anomalies that will revert to their mean without causing lasting harm.
As much as the representation of current economic difficulties, commodities, lie outside the accepted definition of inflation, the two most important economic and monetary events of the past twenty years also fall outside the Federal Reserves accepted canon. For some reason, the defining economic characteristics of recent history are intentionally set aside when figuring economic potential. The two largest asset bubbles in history have no place in the concept of the output gap as it is currently construed. The best explanation from economists for not including asset bubbles is that there is no objective methodology for discerning an asset bubble from a normal bull market.
Setting aside the apparent similarities of economists feelings on asset bubbles and the Supreme Courts view of pornography, they know them when they see them, but otherwise cannot ascribe a technical definition to either, there should be at least an effort to incorporate exactly how household and financial intermediaries balance sheets fell into such damaging disrepair during an economic period when apparently no misalignment in monetary policy occurred. Since credit and money are linked through interest rates and wholesale money markets, there should be a direct link between the calculation of the output gap, the monetary policy set to it, and the wider consequences of massive asset price inflation. How could so much debt be created and distributed if monetary policy was properly calibrated to an economy below its potential?
If we think of the Feds narrow definition of inflation and how it relates to that potential, the symptom of generic inflation, an expanded definition beyond the narrow assumption currently employed, simply means that the economy is experiencing activity above that ephemeral concept of potential. That further indicates that a growing proportion of economic activity is unsustainable and artificial. In that case, the economy experiences a negative output gap, where actual output is above potential, where the Fed would change its stance and move to restrictive policies and interest rates, restrictive in that they would reduce incentives to create credit, making money generally more expensive and costly to bank capitalization.
Knowing these parameters, it is hard to see how the asset bubbles of the late 1990s and 2000s were any different than the textbook definition of a negative output gap. The dot-com frenzy created economic activity tied to price pressures, in this case stocks, that was clearly unsustainable and artificial. The amount of household debt added and the resumption of equity extractions tied to corporate credit, through stock buybacks, mergers and privatizations, during the best days of the stock bubble attest to the monetarism of that period. What would the wealth effect of the late 1990s have looked like without so much cheap consumer and corporate credit?
The housing bubble was essentially the same process as the dot-com bubble amplified by the dramatic shift in marginal credit creation to securitization and revolutionary changes in balance sheet capacity, all of which were the responsibilities of the Federal Reserve as regulators of money supply and interest rates. In economic terms, it was simply another elongated period of artificial economic activity, only the inflationary channel had substantially changed from equities to real estate. The Fed knew that housing prices were frothy and that housing related GDP was at its historical upper limits, defined as two standard deviations from the historical baseline, but it never moved to incorporate this data into its understanding of the output gap.
In the orthodoxy of modern monetary thought, though, the housing bubble never pushed through to sustained wage pressures. Holding onto that limited understanding the Fed was blinded to a worsening, overheating economy despite several obvious signs that something was amiss. Not the least of which was the non-existent savings rate for households that appeared in 2005. At the very least, that extreme condition should have been the final warning that wage pressures were never going to register an economy already so far out of balance.
The change in the historical savings rate was really just a substitute for wage pressures. That collapse was the final stages of the longer-term alteration of consumer spending patterns further and further away from the traditional base of wage income. In the absence of so much cheap and available credit, households would have been more likely to demand sustained increases in wages before committing to higher spending levels. Credit availability and net worth growth through price action displaced the role that earned income typically held, and it was all tied to asset price inflation.
I believe this is the sense that most people have intuitively, houses as ATMs. Despite the false comfort of the Feds math, there is widespread recognition of the fact that so much economic activity was tied to housing that it cannot possibly revert back to the way it was. Put another way, malinvestment due to an economy operating above potential allocated resources and production capabilities toward industries and sectors that will not be able to conduct productive growth in the absence of accelerating real estate prices. If there are anywhere near the 18 percent surplus in residential dwellings that some have calculated, a serious misallocation if there ever was one, then we cannot expect construction or mortgage jobs to return as they were. That ship has sailed, crashed on the rocks and sank with all hands lost.
The dramatic shift or dislocation that occurred in 2008 and 2009 was, as hard as it will be for economists to admit and change their models, really just an economic reversion to true potential. Worse still, if we think about that shift within the realm of financial intermediation and ongoing asset devaluation, then it might not have run its full course. The economy may not yet have devolved enough to completely erase the negative output gap that persisted while monetary policymakers were convinced of the opposite.
If the economy was indeed channeling above-potential growth into asset price inflation, then at some point, had the Fed recognized it, restrictive measures would have been enacted, certainly more aggressive than the measured, careful interest rate increases that were belatedly enacted in 2004 and 2005. Restricting credit and economic growth would have led inflationary pressures to recede and, in terms of the housing bubble, it would have meant a decline in housing activity and prices to erase and fix artificial misallocations.
Absent that Fed intervention, the financial system and economy are simply implementing the same prescription, albeit in a chaotic and uneven fashion. The asset deflation seen since 2006, that turned to panic in 2008, really has served to accomplish the same task as restrictive Federal Reserve policy. So no matter how aggressive monetary policy becomes, the economy refuses to bend to it. Perhaps the natural economy knows better than the math?
Not only were real estate prices and activities inflated during the period, but as the breakdown in household savings amply demonstrate, so was consumer spending. If consumer spending was inflated by malinvestment, then some portion of corporate profitability and business spending must have been as well. All that economic activity tied to asset inflation, predicated on an economy operating above its true potential, is collapsing precisely because its monetary foundations are corrupt. The devaluation in credit assets is simply the most tangible, outward description of a systemic revaluation of true potential.
Since the question of debt pricing in so many sectors is still frustratingly unresolved, it is very likely that the re-adjustment is still trying to progress against the grain of monetary intervention. For the output gap, it means that economic output may still be well ahead of potential, further signifying that accommodative policy measures are simply creating new and different forms of inflation and malinvestment. The prices of commodities and stocks are the speculative excesses of yet another period of misaligned policies.
What initially was believed to be a liquidity crisis is really a full-blown crisis of solvency. Such an extreme condition can only be a product of a system so far out of balance that it requires such dramatic steps to unwind. A healthy, efficient economy would never have allowed so much inequity to build and fester. Had the system operated within the parameters of potential it simply would not have been built on a foundation of debt. Insolvency could have only come from monetary mismanagement, a collusion of finance and mathematics.
If only economists and monetary policymakers would allow themselves to move beyond the simplified tradeoff of narrowly defined consumer inflation to employment they might rediscover natural economic progressions. What is more believable, that the economy persists in a state of weakness far below its potential, apparently unwilling, despite powerful and persistent doses of monetary intervention, to return to the historical average that it achieved when asset bubbles were the norm, or that the baseline assumption of that potential was, and continues to be, too high and that the Great Recession was simply a natural self-correction to get the economy out of its paper-price dependency?
Instead of trying to re-inflate asset prices in a vain attempt at fostering a wealth effect through credit production and dispersal, all in the name of closing an output gap that likely does not exist, monetary policy could be allowing price discovery and market discipline to promote re-allocation based on productive investment instead of recycling incentives toward speculation and the financial investment that brought us to insolvency to begin with. Yes, this would be painful in the short-term, but the missing recovery is waiting on the other side of it.
Jeffrey Snider is President and Chief Investment Officer of Atlantic Capital Management, a registered investment advisor.
Another Alternative and a Better Choice. Work at Home.
There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
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Innovative New Ideas for Job Creation
Original article at Real Clear Markets
By Diana Furchtgott-Roth
July 21, 2011
KANSAS CITY, MISSOURI. It was 97 degrees in Kansas City on Wednesday. But the heat did not stop Ewing Marion Kauffman Foundation scholars Robert Litan and Timothy Kane from churning out new ideas for job creation.
The setting was a roundtable discussion with financial services industry representatives. Kauffmans latest idea is to import job creators from abroad to create start-ups and hire workers, and attract tourists to give more business to our stores, beaches, restaurants, and wilderness areas.
Start-ups lead to innovation, which leads to economic growth. Think Facebook, with its friends and captivation of an entire generation. Or think of Apple, a start-up just a generation ago. Last quarter all 9.3 million iPads produced were sold. People are buying them for personal use, companies are buying them for employees. And this is in an economy with a 1.9 percent growth rate and 9 percent plus unemployment.
If we had another two dozen new Apples or Facebooks every year making similarly attractive products, our economic growth and our employment would really take off. That is because data show that new companies, those in their first few years of existence, hire a lot of workers on net. That means some companies start and fail, but others make up for it, and more.
Many people do not understand how immigrants could solve our jobs problem. Why give out more visas when we have a high unemployment rate? is a typical question.
But Kauffman data show that immigrants found new companies in America at greater rates than do native-born Americans. So if we allowed more immigrants to enter, and gave green cards to those who created jobs, employment would rise.
Consider Sergei Brins Google, Andrew Groves Intel, Jerry Yangs Yahoo, Pierre Omidyars eBay, and Elon Musks PayPal, Tesla Motors, and SpaceX, to name but a few. Past founders include Alexander Graham Bell, Levi Strauss, Adolph Coors, and Henry Heinz.
Kane explained to me that once companies are around five years old, they appear to reach a hiring equilibrium. They keep the workers they have already hired, but on average their employee expansion rate slows down and they generate no new jobs. So the best way to expand employment in an economy is to figure out how to get more new, innovative firms.
A bill sponsored by two senators, Massachusetts Democrat John Kerry and Indiana Republican Richard Lugar, would do just that. The Kerry-Lugar Startup Visa Act would set up a new class of visa called the EB-6, aimed especially at entrepreneurs.
Those who could bring in capital from abroad, or who have already generated U.S. sales, would be eligible for the visa. If they hired a certain number of non-family members, the EB-6 would transition into a green card, and they could stay forever and become citizens.
The Kerry-Lugar bill proposes about 5000 EB-6 visas a year. The Kauffman Foundation suggests making the number unlimited, to allow as many founders as possible to have the opportunity to come to America to start companies. Those immigrants who did not hire workers would not receive green cards and would have to return to their countries.
In essence, the Kauffman plan would allow America to take a number of potential entrepreneurs on a provisionary basis, and keep the successful ones.
This visa would be especially attractive to some of the million immigrants in America who now have temporary H1-B visas, work permits obtained by employers that require workers eventually to return to their home countries. If H1-B visa holders could start companies and hire other workers, they could convert the H1-B visa to the EB-6, and then progress to the green card.
Once an H1-B visa holder was converted into an EB-6, one market for the new entrepreneur would be his former firm. Rather than selling his services to an employer, he would sell his firms services to his former employer-and to other employers also.
Another group that could benefit from EB-6 visas would be the 60,000 foreign students who graduate with American degrees in the technical fields of science, technology, engineering, and math.
The possibility of such visas would encourage more foreign students to come here to study. Now, many do not come, because they believe that they will just have to return home when their studies are completed. Instead, they study in Canada, Britain, and Australia.
And there is another way that visas could help our job picture, Litan said. We could be giving out more tourist visas, and promoting our country as the global vacation spot.
Walk into a hotel in Zurich, Switzerland, and you can find a brochure in Mandarin Chinese promoting the surrounding area. Walk into the Willard Hotel in Washington D.C. and you see nothing in Mandarin, and little in any other languages. It is no wonder that Chinese tourists go to Switzerland or Singapore.
Instead, our embassies and consulates around the globe seek to discourage visitors. They interrogate them as to their intentions and make sure they do not want to stay here. Plus, they charge substantial sums for a visa application, in the range of 200 to 300 dollars. If the visa application is rejected, the embassy keeps the fee.
We have a natural desire for security. But we need to work out some way that tourism and security can be reconciled. All states offer attractive tourist destinations, and with the weak dollar, America is good value.
America is facing an economic crisis on a scale that our government at times seems incapable of grasping. Our mounting debts are not the result one mistake made at one time, but a series of mistakes made repeatedly over decades. At least the Kauffman Foundation is thinking of ways to turn America around and head us in the right direction, one job at a time.
Diana Furchtgott-Roth is a contributing editor of RealClearMarkets, an adjunct fellow at the Manhattan Institute, and a columnist for the Examiner.
Another Alternative and a Better Choice. Work at Home
There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Work At Home
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U.S. Debt Compromise Pressure Intensifies
Original article at Bloomberg
By Kate Andersen Brower and Julie Hirschfeld Davis, July 20, 2011
The Obama administration signaled it may accept a short-term increase in the U.S. debt limit only if lawmakers need a few days to finish work on a broader agreement to cut the deficit.
President Barack Obama must have a firm commitment to something big on cutting the deficit before he would sign a short-term rise in the debt ceiling, White House spokesman Jay Carney told reporters at a briefing. He released a written statement later saying Obama does not support a short-term extension unless a few days are needed for a bill to work its way through the legislative process.
The president called congressional leaders to the White House today as the Aug. 2 deadline for raising the 14.3 trillion dollar debt limit nears.
Obama met today for just under an hour with Senate Majority Leader Harry Reid, second-ranking Senate Democrat Dick Durbin, House Minority Leader Nancy Pelosi and second-ranking House Democrat Steny Hoyer. That meeting was being followed by a session with Speaker John Boehner and Majority Leader Eric Cantor, the top two Republicans in the House. Obama spoke by telephone with congressional leaders from both parties yesterday, Carney said.
Matter of Timing
Durbin said afterward that it is not practical to write and pass legislation based on a 3.7 trillion dollar deficit-cutting plan proposed by a bipartisan group of senators in time to meet the debt-ceiling deadline.
Let us be honest about this, Durbin said at the Capitol. It is not written. It is not scored. And we are down to 13 days.
Reid is open to incorporating it in debt limit legislation by reference, perhaps directing a later deficit-reduction vote or turning the matter over to a new joint committee, he said.
Senator Tom Coburn, an Oklahoma Republican who helped negotiate the proposal, said he wants Congress to go all-out to accomplish cutting spending and raising the debt limit.
My preference would be that we go all-out to try to accomplish this, to solve the problem, Coburn said in an interview on Bloomberg Television. He acknowledged the resistance that the plan from the so-called Gang of Six senators faces within his own party, We have made changes that some people cannot accept, Coburn said.
Moving Faster
Kent Conrad, a North Dakota Democrat and chairman of the Senate Budget Committee, said on Bloomberg Television that lawmakers have drafted legislation for the proposal that could advance more quickly than some observers believe.
The proposal, which calls for tax increases and spending cuts, was gaining momentum on Capitol Hill, where Republican lawmakers who have opposed using increased revenue to shrink the deficit said they were seriously looking at it.
There are some good things in there, Representative Dave Camp of Michigan, the Republican chairman of the tax-writing Ways and Means Committee, said in an interview. I certainly like the lower rates and a simpler tax code, but I do think that revenue increases are an issue that we will have to deal with. We are just not going to increase taxes.
Republican Senator Marco Rubio of Florida, a fiscal conservative elected last year with Tea Party backing, said he too was looking at the plan to see whether he could support something that envisions 1 trillion dollars more revenue.
Benefit of the Doubt
They would argue that this is not a tax increase, so I want to give them the benefit of the doubt, Rubio said in an interview.
House Armed Services Committee Chairman Howard Buck McKeon said in a memo to Republicans on the panel that he does not support the proposal in its current form because it would mandate 886 billion dollars in defense and other security spending cuts over a decade. He also said he objected to the plans proposal to change military retirement benefits.
The proposal would require Senate committees to produce legislation to reduce spending and raise revenue. The Senate Finance Committee would be instructed to lower tax rates, eliminate the alternative minimum tax, and reform tax breaks for health care, charitable giving and homeownership.
Tax Brackets
The outline calls for three individual income tax brackets with a top rate between 23 percent and 29 percent, down from 35 percent today. The corporate rate would drop to a single rate of between 23 percent and 29 percent, down from a top rate of 35 percent today. The tax system would need to retain its current progressivity and retain benefits for low-income workers such as the earned income tax credit.
Some lawmakers hold out hope for the compromise offered by three Senate Republicans and three Democrats after months of opposition to new revenue among House Republicans.
The fact that Republicans are coming out for revenues is certainly something of a breakthrough. They have not done that before, Senator Charles Schumer, a New York Democrat, said today. We hope it shows they are willing to compromise. But of course we are running out of time. We need to assure the world we will not default on our debt.
While House Republican leaders indicated a willingness to consider the proposal, they and other members of their fiscally conservative caucus continue to stress opposition to more taxes.
Tax increases are not going to fly in the House, said Representative Kevin Brady, a Texas Republican and a member of the Ways and Means Committee.
Backup Plan
That suggests a backup plan along the lines of one still being worked out by Reid and Senate Republican leader Mitch McConnell may offer the best chance for a compromise before Aug. 2, when the Treasury Department says the government will hit the debt limit. The plan would give Obama 2.4 trillion dollars in new borrowing authority in installments.
Carney said that while the bigger accord is still possible, we have to make sure there is a backup plan.
More than a dozen Senate Republicans have signed a bipartisan letter of support for the gangs efforts, said Senator John Hoeven of North Dakota.
Most Republican leaders have been noncommittal, yet have signaled openness to some of the plans elements. Only one, third-ranking Republican Senator Lamar Alexander of Tennessee, has endorsed the plan.
Step Forward
In this Congress, with this president, from the Republican point of view, this would be a big step forward, Alexander said.
An NBC News-Wall Street Journal poll released yesterday showed that most Americans favor Obamas approach to a compromise rather than Republicans position. According to the survey, conducted July 14-17, 58 percent backed Obamas push for reducing the deficit by 4 trillion dollars over the next decade through a combination of budget cuts and a tax increase, while 36 percent supported the Republican proposal to shave the deficit by 2.5 trillion dollars solely by reining in spending. The polls error margin is plus-or-minus 3.1 percentage points.
The plan released yesterday by the Senates Gang of Six, led by Republican Saxby Chambliss of Georgia and Democrat Mark Warner of Virginia, proposes 500 billion dollars in immediate spending cuts.
It then lays out targets and enforcement mechanisms for compelling future reductions, including between 85 billion dollars and 202 billion dollars in Medicare and other health spending, 80 billion dollars from defense, 70 billion dollars from education and labor programs and 11 billion dollars from agriculture programs, according to a summary.
Tax Overhaul
It calls for a broad tax overhaul that would raise 1 trillion dollars by limiting breaks for health, charitable giving, home ownership and retirement, while lowering individual and corporate tax rates. It would scrap the Alternative Minimum Tax, a system designed to prevent higher-earners from avoiding taxes.
Colorado Democratic Senator Michael Bennet said the proposal is the best bipartisan plan that we have seen, the only one. Members of both parties in the Senate are pushing for an agreement that avoids a government default, Bennet said on Bloomberg TV.
No is not an answer for the American people, he said.
McConnell was noncommittal. I do not have an opinion yet, he told reporters yesterday.
Boehner, an Ohio Republican, also tempered his reaction. The plan shares many similarities with the framework Boehner has discussed with Obama, but also appears to fall short in some important areas, Boehners spokesman, Michael Steel, said in an e-mail yesterday.
Treasuries, Stocks
Treasuries and U.S. stocks retreated following the resistance from House Republicans.
The Standard & Poors 500 Index slipped 0.1 percent to 1,325.84 at 4 p.m. in New York, a day after its biggest rally since March. The drop in Treasuries sent the 10-year yield up five basis points to 2.94 percent, erasing yesterdays decrease.
The cost of insuring Treasuries with credit-default swaps for five years fell to the lowest in a week, declining 1.7 basis points to 52.5 basis points by mid-afternoon in New York, according to data provider CMA, which is owned by CME Group Inc. and compiles prices quoted by dealers in the privately negotiated market.
Credit-default swaps, which typically fall as investor confidence improves and rise as it deteriorates, pay the buyer face value if a borrower fails to meet its obligations, less the value of the defaulted debt. A basis point equals 1000 dollars annually on a contract protecting 10 million dollars of debt.
The Business Roundtable, which represents corporate chief executive officers, said the Gang of Six plan includes several of the principles necessary for tax reform and U.S. competitiveness, both of which are essential to improving the nations economy.
AFL-CIO President Richard Trumka said, We keep seeing bipartisan support for plans like the so-called Gang of Six that cut Social Security benefits, kill jobs, give tax incentives for corporations to export good jobs overseas, tax health benefits and lower tax rates for billionaires and corporations,
There is no shared sacrifice here, Trumka said in a statement.
To contact the reporters on this story, Kate Andersen Brower in Washington at kandersen7@bloomberg.net; Julie Hirschfeld Davis in Washington at Jdavis159@bloomberg.net
Another Alternative and a Better Choice. Work at Home
There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home community for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Work At Home
Work at Home
Let Us Go For a Pro-Growth Debt-Ceiling Deal
Original article at Real Clear Markets
By Larry Kudlow
July 19, 2011
As uncertain and unruly and disheveled as the debt-ceiling debate may be, there are still good grounds to reach a deal. It could help the economy. It could keep the policy ball moving in the direction of smaller government. It could add a key business tax incentive for economic growth. And it could even stabilize the dollar.
There really are two problems here. First is raising the debt ceiling to avoid default. That is a real good idea. Second is stuffing enough spending and deficit reduction into the deal to accommodate the newly militant demands of S and P, and Moodys, who want roughly 4 trillion dollars in cuts over ten years in order to keep our AAA rating.
But here is the tricky part for me. What kind of numbers are we talking about in the event of a last-minute deal? So many of these numbers are phony, and they often reflect baseline fiddling and out-year budget cuts that never materialize.
But the credit raters are on the war path. The small deal offered by Senator McConnell would raise the debt ceiling in three parts. But with only 1 trillion dollars in so-called cuts, this Plan B will not pass the S and P, and Moodys test. The number is too small.
Then there is the grand design for President Obamas big-picture deal. It is over 4 trillion dollars, but it includes taxes that look to be off the table from the Republican standpoint.
But this has me thinking. Assuming there are real spending cuts in the Obama package, I wonder if it is possible to insert a business tax cut in the deal that would repatriate foreign earnings of U.S. companies. Let us say with a 5 percent tax holiday. And let us say it is a two-to-three-year plan, or lasts until full-fledged business tax reform can come about. That would be a big plus for growth and jobs. We are talking a base here of nearly 2 trillion dollars in corporate cash that one way or another can come into our economy.
Next up is cut, cap, and balance. Did Obama budget director Jack Lew open the door to this Republican House plan during the Sunday shows? This is my preferred option right now. The burden of government on the economy would be reduced from roughly 24 percent to 20 percent. That narrows the wedge between work and reward. It strengthens private market resources by curbing government redistribution. This is probably the biggest philosophical sticking point in the whole political debate. Of course, I am for free-market capitalism.
But here too I am not sure about the numbers. Various news accounts talk about a 2.4 trillion dollar debt-ceiling increase with an equal spending cut. I presume that is a ten-year number on the spending side. But that would not pass the S and P and Moodys test of 4 trillion dollars.
Other accounts of cut, cap, and balance use the Paul Ryan fiscal-year 2012 spending cut of 110 billion dollars. That would be a home run. It would come to 5.8 trillion dollars over ten years and would certainly satisfy the credit-rating agencies. In other words, the GOP House plan is far better from a rating-agency standpoint than any other plan out there. That is, if the Ryan numbers are actually part of the plan. But we do not know the numerical details yet. That is a problem.
We have learned from the cash-flow analysis of Treasury revenues and government spending that there just has to be a debt increase. As many have already written, the Jay Powell bipartisan policy analysis shows that you can cover the interest on Treasury debt along with Social Security and health entitlements. You could pay the Defense Department vendor bills. You could keep unemployment insurance benefits. But you had still be 134 billion dollars short for the rest of the August budget.
The U.S government has 172 billion dollars of revenues coming in that month. But prior budgets have obligated 306 billion dollars of spending. So you are looking at a 44 percent budget cut. Maybe a good idea, but not realistic in one month. It is just too big a shock to the system. And according to the Powell analysis, you could not pay active duty military, veterans, or the FBI, to name just a few.
So the revenue-allocation view of not raising the debt ceiling really does not hold any practical water. Why some of my conservative friends keeps pushing this is beyond me.
So is a deal possible? I still think it is. The high end of the budget cuts from the White House and the House GOP possibly could be coupled with a tax deal on repatriation and even future tax reform. After all, economic-growth measures should be crucial in this sputtering economy.
Reducing the corporate-tax wedge and reducing the budget-spending wedge, to quote my friend Arthur Laffer, would provide a tonic for the economy. In other words, a debt deal can still work and promote growth.
Lawrence Kudlow is host of CNBCs The Kudlow Report and co-host of The Call. He is also a former Reagan economic advisor and a syndicated columnist. Visit his blog, Kudlows Money Politics.
Another Alternative and a Better Choice. Work at Home
There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home communty for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Maniac Marketers' Business Conference
You are cordially invited to Maniac Marketers' Business Presentation
Discussion of Developing Your Most Appreciable Asset in a Work at Home Business -- Part 1.
Presenter: Terry Allison, Sr
Maniac Marketer's Conference Room
Thursday, July 21, 2011
9 p.m. (Eastern); 8 p.m. (Central); 7 p.m. (Mountain); 6 p.m. (Pacific)
Password: prophet
Work At Home
Work at Home
High Unemployment Should Not Hinder Equities and Growth
By Fisher Investments
July 18, 2011
High unemployment remains a major headline grabber. With the implication that ongoing high unemployment, which even ticked up with the last BLS release, is a material economic negative. However, Fisher Investments analysis is unemployment metrics are not predictive of future economic health.
What is more, much of the media reporting seems to suggest government should do something about unemployment. Our question is, What, exactly? John Maynard Keynes famous Great Depression-era suggestion was to hire people to dig holes then refill them. Mind you, at that time, roughly one out of every five people was unemployed, a level we are not even close to or likely to touch anytime soon. Yes, handing out shovels would create jobs for a time, but surely Lord Keynes was jesting. He no doubt was familiar with another famous economist Frederic Bastiat, who pointed out in the 19th century fixing broken windows or digging ditches and refilling them, is not actually economically stimulative. Nor does it necessarily keep people employed.
In Fisher Investments view, unemployment is not really the governments problem to solve. Nor is it truly an especially economic problem in terms of preventing growth. Rather, it is the frequently very uncomfortable and frustrating consequence of past economic weakness, in this case a recession that ended two years ago.
Folks frequently seem to struggle with the concept unemployment is a symptom of, but not the proximate cause of, recession. But think for a moment. Unemployment has risen in every recession on record, and yet growth has occurred following recession, while unemployment remained high, usually for a long time. And that has been true this time, too. Which only makes sense since the private sector does not hire based on hope or a sense of civic duty. Yet it is common for many to continually find new ways to tie persistent unemployment sluggishness to economic malaise, from blaming technology and employers high expectations to practically blaming President Obama directly.
Blaming a sitting president for high unemployment is an American tradition illustrating the crux of the issue. Of course, unemployment is clearly a tragic personal consequence for individuals affected, but see this as politicians do. Unemployed Americans are voters. In Fisher Investments view, that is at the heart of political platforms touting job creation and pundits calls for increased government actions to help, with wide-ranging proposed solutions sometimes even including resurrecting Depression-era programs like the WPA and the CCC.
But here is the reality. Government does not create private sector jobs, which represent the lions share of employment in the US. Government can only help create the conditions in which businesses can create jobs, or not, as the case may be. Sure, the government provides some vital services, and those certainly require manpower. But once those services are provided, aside from hiring folks to dig ditches and refill them, and the relatively tiny percentage of folks that enter the armed services and protect our shores and our friends and interests abroad, there is little else for government to hire people to do.
On the other hand, the private sector can come up with seemingly endless uses for manpower. Over time, some functions once performed by humans have been performed instead by machines. Think of how massively automated American manufacturing is today, but that has had the positive effect of vastly increasing productivity and freeing people to perform other functions machines can not handle. Or at least not yet. Maybe in the future, they will, but that is dependent on mankinds continually evolving ingenuity and his ability to dream and evolve technologys next generation.
Which, incidentally, provides jobs in and of itself. Without those entrepreneurs and risk-takers willing to see something others do not and pursue its creation. Man does not have computers. Man does not fly. And man does not tweet, which might not actually be a bad thing, but we digress.
Instead of focusing on stubborn employers playing the Scrooge or governments perceived inaction when it comes to unemployment, government would do better to stay out of private enterprises way as much as feasible, some amount of well reasoned regulation is a net benefit, and allow businesses to resume what they do best, innovating and competing with one another in a never-ending race to the top. Believe it or not, they will need to hire folks along the way to help them achieve that goal, and that is when we will see unemployment numbers begin to revive. Are there ways for government to better set the stage for job growth? Yes. But let us not overstate the governments ability to directly create a jobs boom or the impact of high unemployment.
This article constitutes the views, opinions, analyses and commentary of Fisher Investments as of July 2011 and should not be regarded as personal investment advice. No assurances are made Fisher Investments will continue to hold these views, which may change at any time without notice. In addition, no assurances are made regarding the accuracy of any forecast made herein. Past performance is no guarantee of future results. A risk of loss is involved with investments in stock markets.
Another Alternative and a Better Choice. Work at Home
There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home communty for people wanting to find out more information on starting their own work at home business. You can also subscribe to this RSS feed to receive up-to-date information from the community blogs Tomorrow's Home Business Social Community RSS Feed
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Veretekk SEO Marketing
Veretekk SEO Marketing
Push Button Automation Traffic Portals are the Heart of your system. The Traffic Portals main objective is to produce highly qualified entrepreneurial prospects that arrive in an exclusive relationship to the Veretekk subscriber. By offering products and services of real value to prospects you are able to passively initiate positive relationships with other people, and in so doing broaden your personal sphere of influence. This allows you to build trust and credibility with your prospects rather than forcing your sales pitch on them from the start.
This all important one on one relationship marketing paradigm is what you have before you today. This new generation of Portals exploits the very essence of viral marketing making each portal extremely attractive to the Internet entrepreneur by rewarding them for aggressively distributing your Portals to the masses.
Each Traffic Portal is a uniquely crafted, valuable to its particular market. At the core, is the Portal Marketing Center designed to enable your ability to easily put your Traffic Portals into the main stream of the Internet culture. Every portal is designed to benefit unique vertical markets. By building a large portfolio of diverse services and sites, your sphere of influence grows exponentially within the expanding market of the Internet. Thus achieving a well established yet diverse distribution throughout the Internet social dichotomies.
One does not have to be an academic professional nor have deep philosophical beliefs to recognize the benefit that these Portals represent. By re-establishing credibility as the way business is conducted, character, once again becomes the central theme in the orchestration of commerce.
There are 3 types of Traffic Portals within the Veretekk system
Silver Traffic Portals
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Profit Portals
Traffic Portals are standard lead generation web sites. Their entire focus is to help you to develop high quality, Premium Leads by offering valuable products, services, or information for free or at a discount. The silver and gold bars indicates Traffic Portals available to Veretekk Silver and Gold subscribers.
Profit Portals
Profit Portals are the same as Traffic Portals in that they are fully developed lead generation systems, but they go one step further by also offering their own affiliate program that you can sign-up into and create an additional revenue stream. It is totally up to you if you want to do so. Veretekk is all about empowering you with tools to promote your business, not ours or someone elses! That said, Profit Portals are legitimate lead generators for you. Signing up into the associated affiliate programs will simply help you catch additional revenue from leads who purchase something through that system.
Silveer SEO Portals
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SEO Portals are designed specifically to aide with Search Engine Optimization or SEO, not lead generation or direct marketing. As with all portals you have full control over the content, displayed text, hyperlinks, title and meta tags, photo upload, etc., which makes these websites a powerful addition to your portfolio of SEO tools. Utilizing these portals allows your to expand your control out to over 40 different domains!
Unique exclusive traffic and lead generation sites are the core of your Veretekk system. State of the art technology is incorporated into every single site. These sites intelligently promote themselves. Push button systems make it easy to turn them on and set them loose, one by one.
Lead Generation. With scores of unique Traffic Portals, you are assured of attaining the best, unique, exclusive lead data. Your exclusive leads mean they are looking forward to your call. Or, you can easily transfer individual, groups or all your leads to other Veretekk subscribers that are in your downline. This can virtually create a tsunami of downline success never attainable before.
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Link Integration. Easily link up to 10 other sites, promotional services, banner exchanges, etc. with a few pull down menus and a couple of buttons to push. One of the scores of systems that pour traffic and leads into your system with every conceivable marketing and advertising system on the Internet. All of your portals are fully integration automated.
Custom Configuration. Each one of your Traffic Portals has its own unique domain name. You can also edit the Title, Meta tags, Hidden copy and text, links, photos and look of each one of your portals. You can also setup each portal to have a different set of sequential autoresponders that start mailing when the lead verifies their email address. This system fully integrates with Veretekks Veretap systems too. This means, Veretap subscribers can automatically choose to have their leads automatically enrolled into Veretaps tap root automated recruiting systems.
Your Veretekk Marketing Portal
Affiliate Site http://terrysr.veretekk.com
Your Veretekk Traffic Portals
1st Classifieds http://terrysr.1-family.com
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Computer Giveaway http://terrysr.computer-giveaway.net
Daily Message Online http://terrysr.dailymessageonline.com
eTracking http://terrysr.etracking.net
FFA Farm http://terrysr.ffafarm.com
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Free Page http://terrysr.free-page.net
Money Machine http://terrysr.money-machine.net
Sohomatic http://terrysr.sohomatic.com
Spam Wars http://terrysr.spam-wars.net
Vacation 4 Free http://terrysr.vacation-4-free.com
Veremail http://terrysr.veremail.com
VereTracking http://terrysr.veretracking.com
WebCatch http://terrysr.webcatch.net
Your Veretekk Profit Portals
Blastomatic http://terrysr.blastomatic.com
Free FFAs http://terrysr.freeffas.com
Leadsomatic http://terrysr.leadsomatic.com
VereConference http://terrysr.vereconference.com
Your Veretekk Regional Portals
Veretekk Down Under http://terrysr.veretekk.com.au
Your Veretekk SEO Portals
4f500 http://terrysr.4f500.com
Almost-Rich http://terrysr.almost-rich.com
Anzaland http://terrysr.anzaland.net
BlogFreeRadio http://terrysr.blogfreeradio.net
BlogNewsRadio http://terrysr.blognewsradio.net
Blogomatic http://terrysr.blogomatik.com
Generate-Leads http://terrysr.generate-leads.net
ePopMail http://terrysr.epopmail.com
Incomeomatic http://terrysr.incomeomatic.net
iWealthOnline http://terrysr.iwealthonline.com
Lead-Sources http://terrysr.lead-sources.net
My-Free-Biz http://terrysr.my-free-biz.com
MyFreeSearch http://terrysr.myfreesearch.net
SEO5 http://terrysr.seo5.net
SEO9 http://terrysr.seo9.net
Success-Leads http://terrysr.success-leads.com
TinCashCan http://terrysr.tincashcan.com
VoIP-4-Free http://terrysr.voip-4-free.net
Xelr8It http://terrysr.xelr8it.biz
ZeroDebtGroup http://terrysr.zerodebtgroup.com
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Work At Home
Work at Home
Why It Is So Difficult to Recover
Original article at The Motley Fool
By Morgan Housel
July 15, 2011
It is hard to downplay how bad things were 10 years ago. The dot-com bubble burst, erasing 5 trillion dollars of wealth faster than it was created. Decades of slowly eroding U.S. manufacturing jobs turned into a devastating burn. Enron and WorldCom collapsed amid fraud. And then 9-11 hit. How does it get worse than that? What saps an economy is fear, and 9-11 produced lots of it. Not surprisingly, 2001, 2002, and 2003 saw far slower job growth than we have experienced over the past two years.
And yet! In the three years after 9-11, real consumer spending rose by 3 percent a year, faster than the previous 20. Real GDP growth averaged 2.6 percent after 9-11, not far below the long-term average.
How did this happen?
The answer is straightforward, leverage.
One of the most incredible charts I have seen comes from the finance blog Calculated Risk. It shows what GDP growth would have been in the early 2000s without mortgage equity withdrawal, or the extra boost the economy got from homeowners using their homes as ATMs. From 2001 to 2006, as-reported GDP increased at an average rate of around 3 percent. Without mortgage equity withdrawal, however, that growth would have averaged less than 0 percent. Put another way, deprived of leveraging mortgages, the economy would have been in or near recession for most of the last decade, just what one might expect when considering the hell left behind from the dot-com bust and 9-11.
All of this is coming back to haunt us today.
Easy come, easy go
The chorus over whom to blame for todays slow economy is mostly aimed at public policy, with a little hate left over for big banks like Bank of America, NYSE BAC, and Citigroup, NYSE C. President Barack Obamas policies are not creating the necessary jobs, and he has no plan to do anything about it, said presidential contender Tim Pawlenty last week. For his part, Obama has reckoned that Republicans drove the car into the ditch.
Neither is entirely fair. Public policies often have lower impacts than some think. The correlation between tax rates and jobs growth, for example, might seem straightforward at first thought, higher taxes equal lower job growth, but such a relationship is elusive when looking at the data. Government gets blamed too much, Warren Buffett said last week, and it may get too much credit when things do improve.
Policies can and do make things worse, the Great Depression is the best example. But by far the biggest driver of economic success over time is productivity growth and population growth. The good news is that both tend to be fairly consistent over time and, for the United States, rising rapidly. Economies, like stocks, have intrinsic drivers, or the real worth once all the noise is stripped away. For stocks, that value is earnings. For economies, it is productivity and population.
Intrinsic drivers guide long-term results, but what happens in between is erratic. The reason stocks went nowhere over the last decade was not because earnings, or intrinsic value, stagnated. Indeed, earnings grew quite nicely throughout the decade. But returns that should have been spread out between 2000 and 2010 were experienced all at once between 1995 and 2000. From 1995 to 2010, investors achieved a very nice average annual return driven by fairly stable earnings growth. Those 15-year returns just happened to be frontloaded into a five-year period in the late 90s. It is as if we had average rainfall for the year, but got there by a one-day flood followed by 364 days of sun.
Economies go through the same phenomenon. The reason our economy is stagnant today is not because its intrinsic drivers are crumbling, productivity and population growth are fairly strong. It is stagnant because what should have been a slow economy last decade frontloaded a boom by robbing growth from today. GDP growth should have been flat last decade, instead it was 3 percent, driven almost entirely by leveraging real estate. Growth should be decent today, but it is not because we are paying for last decades frontloaded boom by paying off debt.
This is simple stuff, but gets ignored too often. Growth is not slow because of public policies. It is slow because we are deleveraging. Growth will not return when someone else is elected into office. It will return when we are done deleveraging. That will not be this month, next month, or even next year. At current rates, it will be several years at least. That is why it is so hard to recover today. Do not blame current policies. Blame past choices.
Fool contributor Morgan Housel owns B of A preferred. Follow him on Twitter @TMFHousel. Try any of our The Fool owns shares of and has opened a short position on Bank of America. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.
Another Alternative and a Better Choice. Work at Home
There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home communty for people wanting to find out more information on starting their own work at home business.
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Work At Home
Work at Home
The Debt Crisis. If Treasury Bonds Are not Safe, What Is?
Original article at Wall Street Journal
How can you lower your portfolios risk in a world of rolling government-debt crises? Start by taking a deep breath. Then, see if you need to do some tinkeringbut not too much.
With Europe in turmoil, investors are so eager for a safe haven that this week they were willing to accept a return of only 0.01 percent a month to hold Treasury bills. Such yields on short-term Treasurys are barely a sliver above their all-time lows, even as Uncle Sams own debts may be teetering on the brink of default.
Fears are rampant that the U.S. may lose its triple-A credit rating, that the economy will stay stagnant, that inflation will eventually surge and that the dollar will wither. Lately, U.S. Treasurys and the dollar have rallied mainly because other nations are in even more of a mess.
Amid such uncertainty, you can not reduce one set of risks without raising others. If, for instance, you buy gold, you lower the risk that a collapsing dollar will crush your wealth. But you incur other hazards by paying all-time-high prices for an asset that generates no investment income, lacks intrinsic value and has a weak record of combating inflation. Other hedges carry other risks and trade-offs.
Thus, making a sharp course correction may cut your exposure to the U.S. dollar or inflationbut if todays fears do not materialize, or the future turns out to be full of its customary allotment of surprises, then your sudden shifts may turn out to hurt you. So moderation is the key.
Normally, explains Laurence Siegel, research director at the Research Foundation of CFA Institute, U.S. investors should tilt toward holding assets denominated in dollars, since their future spending also will be dollar-based. However, Mr. Siegel says, todays extraordinarily low yields on dollar assets drag the solution the other waytoward international diversification. If, for instance, you normally keep 20 percent in non-U.S. stocks, you might begin raising that to 25 percent.
Some heavy-hitting investors are beginning to move in that direction, even in their own portfolios. Going into the crisis, all my, personal, safe money was in U.S. Treasurys, says Howard Marks, chairman of Oaktree Capital Management in Los Angeles, which manages more than 80 billion dollars. Now, it is in the debt of a variety of countries, on the assumption that some of their currencies may well gain versus the dollar.
Likewise, Todd Petzel, chief investment officer at Offit Capital Advisors in New York, says his firm is spreading its clients assets into short-term securities issued by non-U.S. governments. Mr. Petzel favors countries with low levels of debt and a wealth of natural resources, such as Australia, Brazil and Canada.
Relatively new mutual funds make it easier for small investors to spread betsagain, in moderation.
WisdomTree Dreyfus Commodity Currency and WisdomTree Dreyfus Emerging Currency are exchange-traded funds offering exposure to foreign currencies that, so far at least, have been relatively unscathed by the government-debt crisis. Commodity Currency provides exposure to money issued by Australia, Canada, Russia, New Zealand and four other countries that are major exporters of raw materials, Emerging Currency offers Brazil, China, India, Israel and eight other developing nations.
SPDR DB International Government Inflation-Protected Bond and iShares International Inflation-Linked Bond are ETFs that hold the debt of more than a dozen governments world-wide, designed to keep pace with inflation in those countries. Such a fund could offer partial protection against a decline in purchasing power in the U.S.
The debt of developing countries is no longer cheap, but it still may offer some diversification. The iShares JPMorgan USD Emerging Markets Bond ETF holds debt denominated in U.S. dollars, while Market Vectors Emerging Markets Local Currency Bond is a basket of government securities issued in Brazilian reis, Chilean pesos, Russian rubles and so on.
But remember, While many emerging-market nations may have better fiscal outlooks than the U.S., they still are risky. If lending to Russia does not make you nervous, someone needs to check your pulse. The currency funds may spread your overall portfolio risks, but they distribute income only once a year and are not a substitute for cash.
If the markets get scared again and there is another flight to quality, says Larry Swedroe, director of research at Buckingham Asset Management in St. Louis, then the dollar will go up and kill your unhedged foreign bonds just when you most want them to keep you afloat.
If you do move any money in response to the debt crisis, move small amounts slowly. A future that seems this inevitable may not even happenprecisely because it seems so obvious. As Mr. Marks asks, Is the world less safe than it used to be? Or was it never as safe as we thought it was? Maybe the risks were higher before, when nobody was conscious of them.
intelligentinvestor@wsj.com twitter.com/jasonzweigwsj
Another Alternative. Work at Home
There is a community where an entrepreneur can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home communty for people wanting to find out more information on starting their own work at home business.
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Work At Home
Work at Home
It seems like we do not have any high hopes coming out of Washington these days, as evidenced in this article Ailing Economy Needs Self-Interest, Not Sacrifice by Jonathan Hoenig. You just got to love the caption underneath the title when it says that Mankind has benefited far more from Bill Gates making billions than from him giving it away. The basic point of the article is that when people work, they do not have to sacrifice. At the end of this article, I will present a community where you can go where people help one another, not to sacrifice, but to learn and gather information to better themselves possibly from a work at home business.
Original article posted at http://www.smartmoney.com/invest/stocks/ailing-economy-needs-selfinterest-not-sacrifice-1310659345937/?link=SM_hp_ls4e
When you trade shares of Cisco, CSCO 15.43, -0.14, -0.90 percent, no one is sacrificing himself on your behalf. You are a willing buyer, someone else is an amenable seller, and you voluntarily agree to transact at a mutually beneficial price. Both parties get what they want.
It is the polar opposite of the doctrine of shared sacrifice permeating through Washington, and by unfortunate extension, the economy. The burgeoning Federal deficit, now significant enough to warrant a warning from Moodys on the countrys AAA rating, can only be solved through shared sacrifice, which, in President Barack Obamas words, means wealthy individuals will finally be required to pay their fair share.
Mr. Obamas underlying philosophy has not changed from before the campaign. As I pointed out nearly three years ago, he believes Americans should be willing to sacrifice. Patriotism must, if it is to mean anything, involve the willingness to sacrifice, to give up something we value on behalf of a larger cause, he told an audience in 2008.
That sacrifice has been the justification for massive intervention in the economy, hundreds of billions of taxpayer dollars sent to banks, auto companies, homeowners and green projects, all to benefit the public good.
But a capitalist economy does not require anyones sacrifice. Just like traders in the stock market, we deal with others through voluntary, mutually beneficial trade. The countrys prosperity, the poverty level in America is equivalent to the average income in socialist Venezuela, is not a function of sacrifice but of self-interest. Mankind has benefited far more from Bill Gates making billions then from him giving it away.
The ad hominem smear is that any refusal to sacrifice makes you an immoral pariah. How could you be against government-run health care or homeowner bailouts, argue supporters. Do not you care about families in need? As the President put it, without sacrifice, It is seniors, or it is poor kids, or it is medical researchers, or it is our infrastructure that suffers.
The idea that only government can address poverty or medical research is false, and the philosophy clearly institutionalizes mob rule. When one man can be made a sacrifice for another, you are either predator or prey. Each individuals life becomes chum to be the public good whatever central planners in Washington decide that might be.
What results is a society built not on mutual benefit, as with capitalism, but mutual contempt, whereas one is endlessly forced to sacrifice for the public with the only hope that one day others will be conscripted to sacrifice themselves for you. Social Security and Medicare are just two examples of this multi-generational feudalism.
The issue is not whether you should charitably decide to pay for someones retirement, health care, or mortgage, or education. The role of government, according to our own founding fathers, was not to re-allocate income, but to protect each individuals right to his own life, liberty and pursuit of happiness. Policies built around sacrifice make that pursuit a crime.
In his recent address, the President offered himself as a moral example, I do not want, and I will not accept, a deal in which I am asked to do nothing. In fact, I am able to keep hundreds of thousands of dollars in additional income that I do not need, while a parent out there who is struggling to figure out how to send their kid to college suddenly finds that they have got a couple thousand dollars less in grants or student loans.
Capitalism protects individuals self-interest, collectivism kills it. So in a free country, why does not the President simply give his unneeded hundreds of thousands of dollars in additional income over to the struggling parent, autoworker or whomever he feels is deserving of it? Why must his sacrifice become a national suicide?
Jonathan Hoenig is managing member at Capitalistpig Hedge Fund LLC.
And here is the community information that I promised, so you can gain valuable information on a work at home business.
Work at home can happen for you, if you are motivated. Now, there is a work at home community that you can work with and gather as much information that you need to succeed. The community name is Tomorrow's Home Business social community and is located at this address http://tomorrowshomebusiness.ning.com.
In this work at home community, the business entrepreneur will be able to read blogs and watch videos for business, or just for pleasure. With a couple of RSS feeds coming to the main page, the entrepreneur can even stay informed of what is happening in the world. There is something here in this community for everyone.
Groups like the Maniac Marketers come in and post their blogs in the community, giving valuable information for their Health and Wellness businesses. If you would rather watch videos of the TriVita videos, you can do that, too. Or if you just want to hang out and relax, you can do that, too! There are many music videos like Johnny Cash, Waylon Jennings, Pink Floyd, Eric Clapton, and Seasick Steve! Or if you want to learn about handcrafts or see the equally oldest Ford antique car, a 1903 Model A Ford, you can do that, too! Or maybe you need an inspirational video clip! There are many choices of inspirational clips, such as Al Pacinos locker room speech in Any Given Sunday, or Mel Gibson as William Wallace motivating the Scottish men men before battle in Braveheart; or Sylvester Stalone as Rocky and how he motivates himself in the boxing ring, or even his inspirational conversation with his son, and who can forget those chants for Rudy in the movie Rudy!
When you become a member of Tomorrows Home Business Social Community, there is a profile created just for you. You can use the standard set-up on your page. Or you can be as creative as you want to be. For an example check out my profile page at Terry Allisons Profile Page. I use my profile page as a dream-building tool. I have always wanted a Harley-Davidson motorcycle. I have learned to keep this dream in front of me.
A work at home communty for people wanting to find out more information on starting their own work at home business.
Terry L. Allison, Sr.
Creator of Tomorrow's Home Business Social Community
http://terryallison.com
U Make Money Online 2
Phone: 859-858-9246
Skype: allisonmarketinggroup
Anti-Inflammatory Product
Anti-inflammatory Product
The Physical Side of Stress
by Brazos Minshew, TriVitas Chief Science Officer
According to health experts, we need about 30 minutes of aerobic exercise most days of the week. The benefits of this are too numerous to list but include
Heart health
Increased energy
Decreased obesity
Improved mood
Exercise has been called the best thing we can do for our body.
We also need resistance training to build lean body tissue and strong bones. Resistance training increases the ability of our individual cells to accept sugar and insulin. Indeed, resistance training is seen by some as the antidote to insulin resistance, metabolic syndrome and osteoporosis.
Take the Wellness Challenge.
Stress in, stress out!
Despite all the benefits of exercise, it must be recognized that exercise is stressful. Exercise is work. It is a struggle against gravity and in the end, gravity always wins! That said, there are nutrients that can help us succeed in the struggle against gravity and help us meet our desired objectives of fitness and wellness.
First, we need energy to exercise, and then exercise gives us energy. Energy comes from metabolism, and the sensation of being energetic is stored in the nerves.
Our polyphenol product Energy Now helps convert about 200 calories of energy from stored reserves per serving. This is the amount of energy we need to walk about two miles.
Sublingual B-12 adds to our energy delivery system by nourishing the nerves. Have you ever had a day when you felt light as a feather? Conversely, have you ever had a day when you felt like you were weighted down with lead weight? Most of us have that experience from time to time. Much of the sensation of feeling energetic is related to the potential of our nerves to conduct energy. Vitamin B-12 facilitates that energy delivery so we have more light as a feather days.
Sublingual B-12 also helps in another way. When we exercise we contract one group of muscles and stretch an opposite group of muscles. Vitamin B-12 facilitates muscle stretching, so muscles can stretch with ease.
When muscles ache after exercise it is because we have exceeded the limits of the muscle group at that moment. As we learn to listen to our body we really have only two choices, either do not exercise so we will never feel that pain or take discomfort as a signal that we need to increase our nutrient reserves. Adaptogens are a group of nutrients from specific plants known to help us resist the stress of exercise while speeding a return to normal after exercise. Adaptogens are non-toxic by nature. So, if you find yourself sore after exercise, take more adaptogens!
Of course, pain is one of the cardinal signs of inflammation, pain, swelling, redness and heat accompanied by loss of function. Nopalea contains anti-inflammatory bioflavonoids called Betalains. Reducing inflammation quickly can help our body repair and return to normal function more quickly.
Take the Wellness Challenge.
My routine
I am often asked about my exercise routine and the supplements I take. The answer really depends on what goal I am working on at the moment. If I am preparing for an event, like a bicycle race or triathlon, I will train every day, but I will only work out with weights twice a week. On the other hand, if I am preparing to hike the Grand Canyon, I may run a few miles a day but increase my weight training to five days a week. However, I always begin my workout routines with four ounces of Adaptogen 10 Plus and four ounces of Nopalea.
I use Healthy Foundation supplements and add Energy Now just before performing. It really gives me a boost!
I do not like to exercise but I really do like to play! As an adult my play is more structured and organized than when I was a kid. It is also much less frequent. Still, I know that the more I move, the more I will be able to move and the more I will enjoy activity. Conversely, the less I move, the less I will be able to move and the less I will want to move.
Happiness and self-esteem come from setting and achieving worthwhile goals. One worthwhile goal is to enjoy activity daily and use nutrients and nurturing to combat our inevitable opponent, stress!
Take Control of Your Health
Start slowly, warm up, stretch
Pick several activities to avoid burnout
Use Energy Now to raise metabolism
Use Sublingual B-12 to aid muscles and nerves
Use Adaptogen 10 Plus to help with recovery
Use Nopalea to help break the cycle of inflammation
Set and achieve worthwhile activity goals
Take the Wellness Challenge.
Other health related articles.
Posted by
Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
http://umakemoneyonline2.net
Anti-Inflammatory Product
Anti-inflammatory Product
Taking the Flame Out of Inflammation
by Brazos Minshew, TriVitas Chief Science Officer
We usually describe the process of inflammation like a series of dominos all set up and ready for something to tip over the first domino and start the chain reaction. The first one tips over the second one, which tips over the third one and so on. This is called the domino effect. Clever people can set up these dominos in an amazing array of complicated designs.
Inflammation is a process much like that. A single event may trigger a domino effect of inflammatory reactions. While many of the reactions are fairly predictable, many others are not. They seem to involve amazingly complicated patterns unique to the individual. Still, all inflammation exhibits five basic signs caused by four basic triggers.
Signs of inflammation
With tissue injury, inflammation is part of the healing process
Redness. An injured area needs an increased supply of nutrients and proteins carried in the blood. So, blood supply increases and the tissue turns red. The Latin word is rubor.
Swelling. The injured area is bathed in healing proteins and substances to control bleeding, as well as an increased supply of plasma for transport of waste. This causes the injured area to swell. The Latin word is tumor.
Pain. The injured area needs to be protected. We instinctively guard an injury because we feel or anticipate pain. The Latin word is dolor.
Heat. The damaged tissue now becomes weakened and so it is susceptible to infection. White blood cells rush to the area and defend the fragile cells from microbes. A sign that this is working is heat or fever in the damaged area. The Latin word is calor.
Loss of Function. This process is accompanied by a reduction in function of the injured area until it is healed. The Latin word is functio laesa.
The dominoes fall in the same predictable pattern if the injury is a sprained ankle or heart attack! No matter what triggers the inflammation, the process is the same.
Take the Wellness Challenge.
Inflammation triggers
Inflammation is the response to four basic triggers, trauma, toxins, deficiency and stress. All four of these triggers cause tissue injury. Our body responds to injury with inflammation.
Trauma
We usually think of trauma as a direct injury that causes pain and distress. However, a sedentary lifestyle is also a serious cause of trauma. Why? Because our body was made to move! The more we move, the more we are able to move, and the more we want to move. The less we move, the less we are able to move. Our muscles and other tissues shorten and atrophy. Then, any movement causes injury. So, the less we move, the less we want to move.
Toxins
Toxicity causes cells to rupture in the same way that a needle causes a balloon to pop. Is there any doubt that we live in a toxic world? An article in National Geographic estimated that humans create 700,000 tons of pollution and waste every day! Between these exotoxins, toxins created outside our body, and endotoxins, toxins created inside our body, we are bathed in inflammation-producing poison every moment of every day. Any successful strategy for reducing inflammation must address the level of toxins we face.
Deficiency
Deficiencies also cause inflammation. For example, an omega-3 essential fatty acid, or EFA, deficiency leaves the cell walls weak and unable to function normally. Again, cells are like balloons. If the balloon membrane is too thin, even a normal amount of air will make it pop. If the cell wall is too thin because of an omega-3 EFA deficiency, even normal cell activity will cause the cell to pop and trigger the domino effect of inflammation. Similarly, deficiency of other nutrients can have a catastrophic effect on cells within your body. A deficiency in oxygen, water, sleep and circulation can also trigger inflammation.
Stress
Emotional distress is also a cause of inflammation. When we appraise a situation to be stressful, our brain releases chemicals called catecholamines that trigger the release of many inflammatory processes. For example, stress causes the release of insulin, a pro-inflammatory hormone. Too much stress over too long a period of time will cause insulin resistance, or IR, which is associated with obesity. Other stress-related chemicals reduce circulation to our digestive and reproductive systems and trigger inflammation from blood deficiency. Stress is a serious cause of inflammation!
First steps
We are made with the ability to respond to trauma, toxins, deficiency and stress with inflammation. Therefore, inflammation is not the enemy, however, runaway inflammation is definitely our enemy! Stop the domino effect of runaway inflammation before it starts by learning and living the 10 Essentials for Health and Wellness.
Reduce basic nutrient deficiencies through our Healthy Foundation program.
Help reduce the effect of harmful toxins with Nopalea.
Ease the disturbances caused by emotional distress with anti-stress adaptogens.
Take the Wellness Challenge.
A word about Nopalea
Once runaway inflammation is triggered it follows an amazingly intricate course leading to catastrophe. It is as if tens of thousands of dominoes are falling in an extremely complex design. Many of the steps are known to medical science, but many are not. One thing we know and have known for thousands of years is to stop the runaway inflammation and health will always improve! So, no matter what the condition is that is causing distress, reducing excess inflammation will always improve the way we feel.
Betalains in Nopalea are anti-inflammatory nutrients. They help your body do what it does best, repair with controlled inflammation while dousing the flames of runaway inflammation. So, we can say with confidence that if runaway inflammation is the problem, reducing that inflammation is part of the solution. Address the root causes of runaway inflammation by following the 10 Essentials, and taking Healthy Aging nutrients, adaptogens and Nopalea!
Take Control of Your Health
Eat 5, 7 or 9 servings of fruit and vegetables each day. Include a rainbow of colors, including leafy green vegetables.
Supplement appropriately
Healthy Foundation to fill deficiency
Nopalea to put out the fire and drain toxins
Adaptogen 10 Plus to help counteract damage caused by stress
Sleep peacefully every night and enjoy activity every day
Take the Wellness Challenge.
Other health related articles.
Posted by
Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
http://umakemoneyonline2.net
Anti-Inflammatory Product
Anti-inflammatory Product
Resveratrol
by Brazos Minshew, TriVitas Chief Science Officer
Whether it is someone on Oprah, Dr. Oz or another show that features health topics, sooner or later the topic will turn to resveratrol. What is resveratrol? Why is it so controversial? Could you benefit from including this mysterious antioxidant in your supplement routine?
Humble origins
Reseveratrol was first discovered by a pre-WWII Japanese scientist who isolated a resin from Veratrum species plants. The resin was deemed a resorcinol.
I am sure these words sound quite different in Japanese!
Take the Wellness Challenge.
Anyway, the war effort distracted scientists from really exploring this discovery until many years later when French physician Serge Renaud identified a mysterious compound in red wine, and many other berries, that reduced the impact of high-fat foods in the human diet. He noted that French people ate a higher-fat diet than their American counterparts, yet had a lower incidence of heart disease. He claimed it was an unnamed element in red wine that offered the protection. So, the contraction resveratrol was created to describe this resinous antioxidant.
The argument of the so-called French Paradox rages on even today. It is true, the French eat foods with higher fat and drink great volumes of red wine, or so the stereotype goes. And in general, they have a lower risk of heart disease than people in North America. Of course, they also enjoy much more activity than most in North America.
Research today
Numerous studies of resveratrol have been conducted in recent years. Most of these have been in vitro tests, studies conducted in laboratory Petri dishes, not on humans. Most of these studies have shown promising results, longer lifespan and a greater host-resistance to infection and cancer cells. Other studies in animals reproduce some of the results, though many are not directly applicable to humans. Can you say that the body of a hamster is a mirror of a human body?
Studies conducted on humans have demonstrated visible results with concentrated resveratrol, skin regains its elastic qualities, wrinkles fade or disappear and skin just looks better. Anti-aging physicians report an increase in stem cells with resveratrol. Stem cells are the progenitor cells that replace diseased, dying or dead cells. Stem cells make us younger!
Take the Wellness Challenge.
Where can I get resveratrol?
There are many sources of resveratrol. The skins, stems and seeds of grapes, especially red grapes, as well as other dark berries, peanuts and other nuts and, of course, red wine all contain resveratrol. However, if you want a consistent concentration of this youthful antioxidant, standardized supplements are the best sources. Why? Because supplements give you the benefits without the risks. Also, supplements can give you the economy of scale. For example, two capsules of Super Antioxidant Complex can give you more resveratrol than dozens of glasses of wine or pounds of boiled peanuts!
TriVitas Super Antioxidant Complex is our best source of resveratrol. TriVitas VisionGuard, Adaptogen 10 Plus and Nopalea also contain resveratrol-rich berries. Once you try one or all of these resveratrol sources, you will want to keep taking it. Then you will understand why resveratrol has remained so popular for so long, it just makes you feel that good!
Take Control of Your Health
Eat the right amount of high-antioxidant fruits and vegetables
5 servings for children
7 servings for women
9 servings for men
Supplement for the most consistent and targeted resveratrol supply
Use Super Antioxidant Complex for beauty from the inside-out!
Use VisionGuard to help protect your vision
Use Adaptogen 10 Plus if excessive stress is aging you too fast
Use Nopalea if inflammation is your primary health issue
Take the Wellness Challenge.
Other health related articles.
Posted by
Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
http://umakemoneyonline2.net
Anti-Inflammatory Product
Anti-inflammatory Product
Resveratrol
by Brazos Minshew, TriVitas Chief Science Officer
Whether it is someone on Oprah, Dr. Oz or another show that features health topics, sooner or later the topic will turn to resveratrol. What is resveratrol? Why is it so controversial? Could you benefit from including this mysterious antioxidant in your supplement routine?
Humble origins
Reseveratrol was first discovered by a pre-WWII Japanese scientist who isolated a resin from Veratrum species plants. The resin was deemed a resorcinol.
I am sure these words sound quite different in Japanese!
Take the Wellness Challenge.
Anyway, the war effort distracted scientists from really exploring this discovery until many years later when French physician Serge Renaud identified a mysterious compound in red wine, and many other berries, that reduced the impact of high-fat foods in the human diet. He noted that French people ate a higher-fat diet than their American counterparts, yet had a lower incidence of heart disease. He claimed it was an unnamed element in red wine that offered the protection. So, the contraction resveratrol was created to describe this resinous antioxidant.
The argument of the so-called French Paradox rages on even today. It is true, the French eat foods with higher fat and drink great volumes of red wine, or so the stereotype goes. And in general, they have a lower risk of heart disease than people in North America. Of course, they also enjoy much more activity than most in North America.
Research today
Numerous studies of resveratrol have been conducted in recent years. Most of these have been in vitro tests, studies conducted in laboratory Petri dishes, not on humans. Most of these studies have shown promising results, longer lifespan and a greater host-resistance to infection and cancer cells. Other studies in animals reproduce some of the results, though many are not directly applicable to humans. Can you say that the body of a hamster is a mirror of a human body?
Studies conducted on humans have demonstrated visible results with concentrated resveratrol, skin regains its elastic qualities, wrinkles fade or disappear and skin just looks better. Anti-aging physicians report an increase in stem cells with resveratrol. Stem cells are the progenitor cells that replace diseased, dying or dead cells. Stem cells make us younger!
Take the Wellness Challenge.
Where can I get resveratrol?
There are many sources of resveratrol. The skins, stems and seeds of grapes, especially red grapes, as well as other dark berries, peanuts and other nuts and, of course, red wine all contain resveratrol. However, if you want a consistent concentration of this youthful antioxidant, standardized supplements are the best sources. Why? Because supplements give you the benefits without the risks. Also, supplements can give you the economy of scale. For example, two capsules of Super Antioxidant Complex can give you more resveratrol than dozens of glasses of wine or pounds of boiled peanuts!
TriVitas Super Antioxidant Complex is our best source of resveratrol. TriVitas VisionGuard, Adaptogen 10 Plus and Nopalea also contain resveratrol-rich berries. Once you try one or all of these resveratrol sources, you will want to keep taking it. Then you will understand why resveratrol has remained so popular for so long, it just makes you feel that good!
Take Control of Your Health
Eat the right amount of high-antioxidant fruits and vegetables
5 servings for children
7 servings for women
9 servings for men
Supplement for the most consistent and targeted resveratrol supply
Use Super Antioxidant Complex for beauty from the inside-out!
Use VisionGuard to help protect your vision
Use Adaptogen 10 Plus if excessive stress is aging you too fast
Use Nopalea if inflammation is your primary health issue
Take the Wellness Challenge.
Other health related articles.
Posted by
Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
http://umakemoneyonline2.net
Anti-Inflammatory Product
Anti-inflammatory Product
Protect Against Stress with Adaptogen
by Brazos Minshew, TriVitas Chief Science Officer
Stress is defined as change that is seen by your body or mind as a threat, large or small, imaginary or real, or a change in your environment that triggers a rapid use of your reserves. Stress creates a demand on your resources. Soon, these resources become exhausted and you get sick.
Distress can come from your environment, your body or your mind. Rather than being just a single event, stress accumulates over time from all three sources. It strangles the joy and pleasure from your days and nights. It makes you miserable and then it makes you sick. Once you are sick, stress keeps you from responding as well to medical care.
Adaptogen 10 Plus is designed to help your body repair the effects and damage of stress and protect itself against further damage.
Take the Wellness Challenge.
Adaptogens
Adaptogens are plant species that do no harm, but increase your bodys resistance and resilience to stress, enabling your body to adapt around the problem and to avoid reaching collapse. Over time, sustained stress of an emotional or physical nature has a damaging effect on the health of both humans and animals.
The term adaptogen was coined in 1947 by Dr. Nicholai Lazarev. Joined by his colleague Dr. Israel Brekhman, they led a team of over 1200 Russian scientists in exploring the properties of adaptogens and classifying further plant species to determine the possible presence of adaptogenic qualities. Three criteria were established for a plant species to be termed an adaptogen
The plant must be non-toxic and harmless to humans and animals.
The actions upon human and animal physiology must be non-specific. Adaptogens must act within a system to sustain resistance irrespective of the stressor.
It should normalize bodily functions regardless of the pathological state. For example, an adaptogen acting upon blood sugar metabolism must be able to regulate blood glucose whether it was high or low.
Aloe
Aloes contain smart sugars, molecules that provide information to your body that all is well. Recently, aloe has been used as a supplement for people under life-threatening stress, such as severe diabetes. It seems that aloe can improve digestion and assimilation in even the most seriously stressed people. A study of people with type 2 diabetes demonstrated that as patients got sicker, they could not absorb the medications they needed to combat diabetes. When doctors added aloe to their daily medication routine, the patients began to absorb and assimilate the medications again.
We use aloe in Adaptogen 10 Plus to speed adaptogens and antioxidants, as well as other nutrients, directly into your system.
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Stem cells, Human Growth Hormone and Adaptogen 10 Plus
Aging can be defined as the process of cell death and cell replacement. Premature aging is when more cells die than you can replace in a single day. Chronic disease and disability often accompany premature aging as you might imagine. Stem cells replace dead cells. So, the more stem cells you can make in a day, the slower you are aging, the more vital you may be and the less likely you are to experience the chronic diseases associated with premature aging.
Stem cell production is encouraged by Human Growth Hormone, HgH. Growth hormone and stem cell production occurs in response to certain botanical extracts and antioxidant nutrients, as well as amino acids. Of the six known stem cell-HgH stimulants, five of them occur in Adaptogen 10 Plus. Betalains are the sixth recently discovered stem cell stimulant, contained in Nopalea.
The complete package
Adaptogen 10 Plus uses the smart sugars in aloe to open the doorway for adaptogens, botanical extracts and nutrients to enter your body. Adaptogens can then work their magic at helping your body return its physiology to normal and protecting itself from further damage caused by stress. Stem cell-HgH stimulants can then go to work helping your body repair the damage caused by stress.
Adaptogen 10 Plus is the complete package to help restore, repair and protect you against the relentless changes we call stress.
Take Control of Your Health
Breathe deeply. Stress is reduced with just 10 minutes of deep breathing
Get your sleep. HgH is released during deep sleep
Exercise vigorously. HgH is released during strenuous exercise
Eat a rainbow. Colorful foods contain nutrients needed for stem cell production
Take Adaptogen 10 Plus for a solid foundation of anti-stress nutrients
Consider adding Nopalea. Betalains can help your body increase its production of stem cells
We use aloe in Adaptogen 10 Plus to speed adaptogens and antioxidants, as well as other nutrients, directly into your system.
Take the Wellness Challenge.
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Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
http://umakemoneyonline2.net
Anti-Inflammatory Product
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Suffering with Low Back Pain?
by Brazos Minshew, TriVitas Chief Science Officer
Most of us will experience low back pain at some point in our life. It is a condition caused by imbalance in our posture. What causes our posture to become unstable? All conditions of imbalance are caused by trauma, toxins, deficiency or stress. Low back pain is no different.
Let us discuss a few issues of low back pain and see if we can not find some solutions that work for you. As with other signs and symptoms in our body and mind, we need to learn to listen to the message of low back pain.
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Common causes, injury
Before we begin our discussion of low back pain, I want to say something about all pain in general. Pain is communication from your body. It tells you that something is wrong and that action is required from you to withdraw from the trigger of the pain. A common message in chronic pain is low Vitamin D levels. Nerves that conduct pain messages have special receptors for Vitamin D. We may often withdraw ourselves from chronic pain by filling our Vitamin D deficiency.
Trauma or injury to the back is the most common cause of low back pain. Simple things like overuse, or sprain and strain of the tissues, muscles, ligaments, tendons, etc., can trigger a guarding reflex, part of the guarding reflex is pain. In the case of an injury, pain often serves to limit our motion and prevent us from further injuring the area.
Allow your injury to heal. Use topical stimulants to increase circulation and facilitate healing. Topical stimulants are also called counter-irritants. A counter-irritant prevents the message of pain from becoming chaotic and random. They focus the nature of the pain down to a point where only the actual injured tissue hurts. The unaffected and undamaged tissues stop hurting, they stop having sympathy pains when we use topical counter-irritants.
Inflammation is a common result of injury to the low back. Inflammation is part of the healing process. Using Nopalea can help the body reduce runaway inflammation and facilitate the kind of inflammation needed to heal the injury or trauma.
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Common causes, toxicity and deficiency
Several diseases can cause low back pain. The most common among them is DJD, Degenerative Joint Disease or osteoarthritis, of the low back. DJD is a deficiency of water in the discs of the low back. They dry out and shrink. Rarely, this is associated with injury such as in a herniated disc. More often, this is associated with toxins. How does DJD work?
A popular theory goes like this. Toxins in our environment are detoxified in our liver by a process called sulfation. Sulfation requires dietary sulfur from foods like
Broccoli
Cabbage
Cauliflower
Brussels Sprouts
Mustard greens
Turnip greens
If we are exposed to toxins and do not eat enough dietary sulfur, our body process called homeostasis will steal it from the next available source, our joints. When the sulfur comes out of our joints, they can no longer hold water and begin the process of degeneration. They will try to stabilize by fusing the bones together and thickening the tendons. But without sulfur, the process will continue as we are exposed to more toxins.
Toxins that require sulfation often deplete the body of Vitamin D. In turn, a low back with DJD is unstable and more prone to injury. Injury causes inflammation and pain. The solution is to decrease our toxic exposure, increase our water and dietary sulfur, and supplement appropriately for low back pain, Vitamin D, Nopalea, Quick-Relief Gel as needed and supplemental sources of sulfur, including Glucosamine sulfate, Chondroitin sulfate and MSM.
Take the Wellness Challenge.
Common causes, stress
No less important than trauma, toxins and deficiency, stress is a frequent cause of low back pain. Stress changes our body into a fight-or-flight posture. The early stages of fight-or-flight causes low back pain for some people, neck pain for others and headaches for still other people. It all depends on the person. In the end, stress can lead to exhaustion and exhaustion can lead to low back pain.
A great way to determine the impact of stress on your low back pain is to simply take 1 to 3 ounces of Adaptogen 10 Plus at bedtime. Listen to the message this simple trial sends to you. If your back pain rapidly improves then you have your answer, stress is a trigger for your pain.
Conclusion
People are complex, yet, the messages from the human body are pretty simple. If we experience pain we need to learn to listen, take action and find a solution to the pain. Often it is a mixture of approaches that are as unique to you as your fingerprint! Still, all states of imbalance find their causes in trauma, toxins, deficiency and stress.
Take Control of Your Health
The Essentials of a healthy low back
Deep breathing helps reduce pain and stress
Healthy joints require water
Poor sleep increases pain chemicals, which interfere with sleep!
Junk foods and food allergies increase low back pain
Sulfur-bearing foods improve joint health
Low impact exercise, especially walking, improves back health
Reduced back pain is associated with supportive relationships
Essential supplements
Vitamin D helps reduce chronic low back pain
Joint Complex helps increase sulfur and water in the joints
Nopalea helps the body reduce runaway inflammation
Quick-Relief Gel helps increase circulation and reduces pain
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Phone: 859-858-9246
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Protect Yourself From the Flu
by Brazos Minshew, TriVitas Chief Science Officer
Important Health News. Protect Yourself from the Flu
About this time of year many people ask me what they can do to prevent the flu or minimize its impact. That has never seemed more relevant than today. So, I will address this with the best science we have available today. I say todays best science because we simply do not know everything we need to know about preventing and treating the flu. And we need to remember that not all that long ago current science said that the earth was flat and diseases were caused by evils spells or dead ancestors.
Many people never get the flu, no matter which strain we are talking about. Do you? When you get the flu, are your symptoms severe? Are there high-risk people living with you? Then your preference for or against preventive measures must take them into consideration. What if you got it and survived but transmitted it to them and they died? How would you feel? In any case, 35,000 to 40,000 people in North America die of the flu each year. It is estimated that this number will double with H1N1.
Flu protection
There are three pathways you need to focus on with flu protection, any variety
Transmission
Infection
Inflammation
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Inflammation
We will begin at the ending. Inflammation from the immune system that incapacitates, even kills, people when they have the flu. MOST IMPORTANT, The flu kills people not by transmission or by infection, but by an inflammatory immune system response called the cytokine storm.
Our immune system is designed to neutralize and excrete any non-self protein it finds. That includes the influenza virus. The size of the immune response needs to be equivalent to the strength of the invader.
Think of this as a building on fire. Small fires are extinguished by local fire fighters. Some fires are so big that fire fighters from other departments have to be called in to help. So, fires are designated as one-alarm, two-alarm, three-alarm, and so on. At a certain point, our immune system pulls all of the alarms and immune system fractions from all over our body rush to put out the fire, so to speak. However, this is a case of fighting fire with fire. Cytokines are inflammatory. They kill viruses and bacteria by creating inflammation.
The cytokine storm is responsible for all of the symptoms we feel, fever, body aches, nausea, diarrhea, etc. It is also responsible for filling the lungs with mucous, pneumonia/pneumonitis, which is often the fatal trigger in influenza, SARS, Hanta virus, bubonic plague, etc.
To survive we must modulate the cytokine storm so that it does its job but does not overwork and kill us. We make it work smarter, not harder. So we do not use Vitamin C or Echinacea or anything that boosts" the immune system. We use immune system modulators so we get exactly the right response. Quercetin, Betalains in Nopalea are quercetin bioflavonoids, green tea polyphenols, found in Energy Now and ginseng, Panax and Eleutherococcus found in Adaptogen 10 Plus, all help balance the bodys immune system and decrease the cytokine storm.
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Infection
Prior to the cytokine storm is the infection stage of influenza. The virus infects the cell by matching a cell receptor called Hemagglutinin. Hemagglutinin, the H in H1N1, allows the virus to gain entry to the cell and mutate the cell DNA so it can breed an infection. It also allows the newly mutated DNA to be incorporated into surrounding cells and through cell lines. Hemagglutinin describes infection with the flu. Two powerful natural bulwarks of Hemagglutinin are green tea polyphenols and ginseng, Panax and Eleutherococcus, found in Super Sublingual B-12.
Transmission
Neuraminidase describes transmission of the flu where the virus disarms the immune system with an enzyme. This is the N in H1N1, H5N1. Neuraminidase inhibitors like Tamiflu limit the ability of the virus to transmit its DNA strands. Two strong natural Neuraminidase protectors are green tea polyphenols and quercetin, Betalains in Nopalea are quercetin bioflavonoids. It is likely that green tea polyphenols and quercetin will help your body do what it does best, resist infection. Think of them as the first line of defense to arm your immune system and help protect against the flu virus from disarming it.
Important...
Remember to always stock up and use these TriVita products on a daily basis to maintain a strong and healthy immune system.
Nopalea
Energy Now!
Adaptogen 10 Plus
Super Sublingual B-12
By the way, the most common route of infection is touching your eyes with contaminated hands! Wash your hands frequently and dry your hands thoroughly to discourage infection. Also, the most common reason why people experience the runaway inflammation of a cytokine storm is poor sleep. Sleeping peacefully now becomes a matter of life and death!
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Flat earth?
We do not know all there is to know about flu prevention and treatment. There are endless avenues and processes we simply have not explored. Imagine what we knew about viruses 50 years ago. Do you think we will know more in the next 50 years? Certainly so! Accepting that as truth we know one thing for sure. Some people never get the flu.
How can we be one of them?
Primarily it is through vigorous application of the 10 Essentials for Health and Wellness.
Practice deep breathing to reduce your bodys acidity and to reduce the impact of stress on your immune system.
Drink plenty of pure water.
Wash and thoroughly dry your hands often.
Get plenty of early-morning sunshine.
Sleep peacefully every night.
Eat nutritiously and take the nutrients you need as a solid foundation for health.
Play daily, enjoy activity, and surround yourself with healthy people you love.
These are the things that keep healthy people healthy and they can help you, too!
Take Control of Your Health
Wash and dry your hands many times daily.
Get your rest every night.
Eat nutritiously and supplement appropriately.
Avoid sick people for two weeks after they recover.
Take the Wellness Challenge.
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Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
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How To Lead An AntiInflammatory Lifestyle
by Brazos Minshew, TriVitas Chief Science Officer
Wellness is created in the way our immune system interacts with our environment, based on our genetics and modified by our behavior or lifestyle. Illness is really a disharmony produced by injury, toxins from inside or outside our body, deficiencies in vital elements like air, water, sleep and nutrients and emotional distress.
Sometimes we ask the wrong questions when we start to experience disharmony in our body. In effect, we ask, What makes sick people sick? As pertinent as that question is to a sick person, it is usually more productive to ask, What keeps healthy people well, and how can I be one of them?
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Good inflammation?
Can inflammation really be good for you? Yes! For example, your body temperature is 98.6 F or 37 C. We are able to maintain that warmth because of controlled, focused, balanced inflammation. We call this type of inflammation metabolism.
Our immune system also functions through focused inflammation. For example, bad bacteria are neutralized by inflammation from macrophages, critical elements of our immune system.
Bad inflammation
Four imbalances create disharmony in our immune system. They are
Trauma or injury. Injured tissues first respond with beneficial inflammation. But if the inflammation becomes chronic, it will limit circulation by blood and lymph. Poor circulation allows waste created by the cells to accumulate, eventually becoming a toxic cesspool which can be the target for infection and disease.
Toxins from inside or outside of your body. Fat-soluble toxins and poisons from our environment may accumulate in our tissues and smolder for decades. These toxic tissues become chronically inflamed. Fatty tissues in our body such as our brain, liver and reproductive systems accumulate toxins and become the target for inflammation and disease.
Deficiencies in elements critical for life. Many people are deficient in oxygen though there is an abundance of air surrounding them. Oxygen deficiency causes acidic tissues, an acid body foments disease. Deficiencies in air, water, sunlight, sleep and nutrients are the most common causes of chronic inflammation.
The immune-suppressing scourge of emotional distress. Sustained emotional distress is a trigger for chronic inflammation. Actually, stress is also a known trigger for obesity and type 2 diabetes. Obesity causes more emotional distress and more chronic inflammation.
Your anti-inflammatory plan
We are made with the ability to respond to trauma, toxins, deficiency and stress with inflammation. Therefore, inflammation is not the enemy, however, runaway inflammation is definitely our enemy! Stop the domino effect of runaway inflammation before it starts by learning and living the 10 Essentials for Health and Wellness.
The simple act of breathing deeply can help reduce the impact of stress on your body. Oxygen also encourages an alkaline body, alkaline tissues are resistant to chronic illness.
Sleeping peacefully can also help reduce the impact of stress.
Exercise can ease the imbalance created by injury or trauma. Exercise may also make you less prone to future injury.
Reduce basic nutrient deficiencies by eating the appropriate servings of fruits and vegetables daily
5 servings for children
7 servings for women
9 servings for men
Further fill in the gaps of nutrient deficiency by taking the Healthy Foundation program.
Help reduce the effects of many internal and external toxins with Nopalea.
Ease the disturbances caused by emotional distress with anti-stress Adaptogen 10 Plus.
Take the Wellness Challenge.
A word about inflammation and disease
Once runaway inflammation is triggered, it follows an amazingly intricate course leading to catastrophe. Many of the disease processes are known to medical science, but many are not. One thing we know, stop runaway inflammation and health will improve! So, no matter what the condition is that is causing distress, reducing excess inflammation can help improve the way we feel.
Take Control of Your Health
Breathe deeply, sleep peacefully and enjoy activity
Eat 5, 7 or 9 servings of fruits and vegetables
Eat a rainbow, include leafy green vegetables
Supplement appropriately
Healthy Foundation nutrients to fill deficiency
Nopalea to help your body put out the fire and drain toxins
Adaptogen 10 Plus as a bulwark against stress
Always ask the right question, How can I build wellness today?
Take the Wellness Challenge.
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Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
http://umakemoneyonline2.net
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Are You Nutrient Deficient?
by Brazos Minshew, TriVitas Chief Science Officer
For the first time in recorded history, children born in North America today are not expected to live as long or as well as their parents. This startling trend may have its roots in the nutrition of our parents or grandparents. The trend continues through our generation. Truly, the sins of the parents are visited upon their children, grandchildren and even great-grandchildren.
How did we get into this predicament and what can we do to change the trend?
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Poisonous fruit
Along with the advances in agriculture that reduced famines and starvation, the farming practices of the last century produced some pretty scary trends. For example, food grown in mineral-depleted soil has fewer nutrients to offer us. Food processed for increased storage is further reduced in nutrients. Flavor-enhancing additives, such as refined sugar, further impose a burden on our system. It is as if we are over-taxing our personal health resources and the deficit spending of this course is being passed on to our children.
Some scientists recognized this disastrous course 100 years ago. General awareness of the importance of nutrition has increased significantly in the past 50 years. However, commercial and other interests have kept the debate suppressed until recently. A landmark article was published in the Journal of the American Medical Association, JAMA, June 19, 2002. It defined the need for nutrients in disease prevention. Though it was met with resistance, this article clearly opened the door for debate while confirming the truth we have known for a century. A body deprived of nutrients and nurturing will be prone to disease, disability and untimely death.
Further scientific exploration into the link between low nutrient reserves, a shortened lifespan, increased disease and unhealthy children was published that same year in the European Journal of Human Genetics. It clearly detailed the link between poor nutrition in a person and the increase in disease in their children and grandchildren. The root of poor nutrition has erupted into obesity, heart disease, diabetes and other diseases that extend through generations. Habits and practices of 100 years ago are bearing fruit in our children!
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Solutions
With this knowledge, the discussion around human nutrition has never been more important. We simply must change our habits if we are to change our destiny. For example, we must select food grown in mineral-rich soil and endorse farming practices that support ecology.
We must also discipline ourselves to take our nutrients every day. By doing this, we increase the opportunity for having healthier children. If we are past childbearing, taking our nutrients daily will improve our health and give us the opportunity to model responsible behavior for our children and grandchildren. Healthier kids mean a healthier family, a healthy community and even a healthier species.
The power to change the trend is in the choices you make every day.
Wellavoh
Wellavoh, pronounced wel-lah voh, is a multi-nutrient complex built upon the science of proper nutrition. Wellavoh is constructed to give you the nutrients you need today to help your body change the trend: the trend toward wellness. It contains the classes of nutrients we need to fill in the gaps left by poor diet and foods grown in nutrient-depleted soil.
Wellavoh is designed for adults and children age 10 and over. Take your nutrients every day and model healthy behavior for your children and grandchildren. Become part of the solution to declining health by making better choices in nourishing and nurturing your body today!
Take Control of Your Health
Learn and live the 10 Essentials for Health and Wellness
Take healthy foudation nutrients
Wellavoh, the multi-nutrient complex
Nopalea
Sublingual B-12
OmegaPrime
Vitamin C
A Vitamin D supplement found in VitaCal-Mag D and Bone Growth Factor
Eat organic, locally-grown food when possible
Take the Wellness Challenge.
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Terry L. Allison, Sr., #13134349 1 Star
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Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
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Just Say No to Premature Aging
Nopalea Can Help
By Brazos Minshew, Chief Science Officer of TriVita
Healthy aging is about living long without being old. To reach that goal we need to take a brief look at the process called biological aging. Biological aging does not happen with the tick of the clock or the pages turning on your calendar. It happens in your cells. During its life cycle, a cell may be damaged by exposure to
Toxins
Direct trauma
Nutrient deficiencies
Stress
Each of these circumstances causes inflammation and free radical production. Intense nutrition is needed to battle these causes of premature cell death. Premature biological aging occurs when more cells die than you can replace.
Fighting inflammation
The human body is designed to fight premature aging and remain young. A powerful force called homeostasis mobilizes your immune system, hormones, nerves and other important systems to ignite the healing process. Homeostasis uses focused inflammation to remodel your cells following injury, illness or even the extreme challenges of emotional stress. Once the healing process is complete, homeostasis extinguishes the fire of inflammation and returns your body to a state of dynamic and vital balance, free from the effects of runaway inflammation.
However, there are times when your body cannot heal itself. If inflammation overwhelms a cell, it may be damaged beyond repair. Damaged, dead cells must be removed or they will become the focus of infection and illness. Betalains, a unique class of nutrients that is both an antioxidant and a protein, assist a special cell called a macrophage, literally big eater, to engulf the dead cell and eliminate it from your body. This makes room for a brand-new replacement cell and the cycle of wellness continues.
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Nopalea protects against premature aging
There are many things that contribute to premature aging, including
Excess exposure to the sun
A poor diet
Stress
Inactivity
The most common contributors, however, are inflammation, muscle and joint pain and poor circulation. Since Nopalea targets inflammation, aids detoxification and optimizes cell health, it can help slow down the process of premature aging. Daily servings of Nopalea will provide you with the Betalains that help put out the fire of inflammation and rescue cells under attack by free radicals. Further, Betalains act to clean up the dead cells and help to protect them from becoming a target for disease. Betalains help you thrive as they help your body reduce inflammation and support the miracle of homeostasis.
Remember, premature aging is about losing more cells than we replace. Healthy aging is about closing the gap between loss of our cells and repair or replacement of our cells as directed by homeostasis and fueled by nutrients.
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Phone: 859-858-9246
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Managing High Cholesterol
by Brazos Minshew, TriVitas Chief Science Officer
The guidelines for healthy cholesterol have changed. New targets have been established that tell us that perhaps our efforts to manage cholesterol and other blood lipids have been inadequate. This is especially true when we consider the target for LDL, low density lipoprotein, the so-called bad cholesterol.
Why should we be concerned with our LDL level? How did we get into such a deplorable state when it comes to managing our cholesterol? How can we use this information to improve our health?
What is LDL?
Low density lipoproteins, LDL, are often considered to be a bad form of cholesterol. But this is an extreme mischaracterization of a very beneficial fat in our blood. You see, your body makes important things out of LDL. Brain cells and nerves are shielded with LDL cholesterol-based fats. And hormones in your bloodstream and inside your cells are made from LDL cholesterol. So, LDL is not really bad, just misunderstood!
The dark side of cholesterol metabolism occurs when a person over-produces LDL and when LDL particles become sticky, oxidized and inflamed. This is one cause of atherosclerosis, hardening of the arteries, which leads to heart attack and stroke, peripheral artery disease, PAD, and other diseases of your blood vessels.
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Why cholesterol is high
We also make hormones from good cholesterol. Most doctors recommend over 1,200 milligrams of Omega-3 fats for building healthy hormones and reducing bad cholesterol. OmegaPrime supplement contains beneficial Omega-3 fats. You may find that you need more OmegaPrime every day to build cholesterol into trophic hormones.
Estrogen, progesterone, DHEA and testosterone are examples of trophic hormones. They are made of the same substance, cholesterol. If your body is unable to convert cholesterol into these hormones you may see your blood levels of cholesterol rise. You can bring your cholesterol down and your low hormones up by supporting cholesterol-to-hormone conversion. We can help support healthy hormone metabolism with supplements such as OmegaPrime, Balanced Woman and Prostate Health Formula.
The most critical balance of hormones occurs between insulin and glucagon. When we sleep too little, when we are stressed too much and when we eat too much sugar, especially high fructose corn syrup, our insulin levels stay too high for too long and cause insulin resistance. High levels of insulin cause the liver to release high levels of cholesterol and LDL. Oxidized LDL inflames, gets sticky and clogs arteries.
Glucagon is a liver hormone that balances blood sugar and lowers cholesterol and LDL. We support glucagon metabolism with adaptogens for stress and Leanology capsules to sustain healthy blood sugar. We assist with LDL stickiness by using robust levels of Vitamin C. We help your body reduce inflammation with Betalains found in Nopalea.
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Learning to listen
We should think of high cholesterol as a message from our body that something is wrong. Learn to listen to your body by taking stock of your lifestyle in comparison to the 10 Essentials for Health and Wellness
Are you keeping the impact of stress on your body in control? You do this by daily exercise of 30 minutes or more, sunshine in the morning and deep breathing exercises for peaceful sleep at night.
Do you drink enough water and eat up to 9 servings of fruit and vegetables daily?
How healthy are your relationships?
We can balance our cholesterol and meet the new guidelines for LDL through vigorous application of the 10 Essentials, meticulous supplementation and appropriate medical care.
Take Control of Your Health
Measure your cholesterol regularly
Use OmegaPrime to help build healthy cholesterol
Use Vital C to help reduce stickiness and bind excess cholesterol
Eat high-fiber fruits and vegetables to excrete cholesterol
Reduce stress with exercise, deep breathing, sleep and adaptogens
Balance insulin, glucagon and blood sugar with Leanology capsules
Balance hormones with Balanced Woman and Prostate Health Formula
Take the Wellness Challenge.
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Terry L. Allison, Sr., #13134349 1 Star
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Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
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Nopalea And Stem Cells
by Brazos Minshew, TriVitas Chief Science Officer
I attended an anti-aging conference recently. The discussions were about natural and pharmaceutical ways to slow the aging process and extend the vitality-longevity of humans. There were 20 speakers from around the world. All 20 of these physicians and professors eventually discussed stem cells as a way to slow aging and speed healing.
What are stem cells and how can they help us live long, healthy lives? Are there natural products that can assist us as we age?
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What are stem cells?
At conception, cells begin to divide into what will become a person. Along the way the cells differentiate. That is, they become different tissues. Some become the heart, others the brain and so on until the complete human is formed. These are called embryonic stem cells. Highly controversial experiments are being conducted with samples of these cells.
Once a person is formed, does the human body stop making stem cells? No, because stem cells are part of our miraculous healing process. We make stem cells every day of our life. These are different from embryonic stem cells because they actually replace other cells. You see, every cell in your body has a life span. When that cell dies it needs to be replaced. Stem cells made in your bone marrow and other places in your body follow a chemical trail back to the place where the cell dies and differentiate into the type of cell that died.
Aging can be defined as the process of cell death and cell replacement. Premature aging is when more cells die than you can replace in a single day. Chronic disease and disability often accompany premature aging, as you might imagine. Stem cells replace dead cells. So, the more stem cells you can make in a day, the slower you are aging, the more vital you may be, and the less likely you are to experience the chronic diseases associated with premature aging. All 20 of the experts at the anti-aging conference endorsed doing all we can to promote stem cell production by our own body.
Making stem cells
As I mentioned, we make stem cells every day. Dying cells release enzymes into your bloodstream. Your brain interprets the level of enzymes and sends an appropriate amount of Human growth hormone, or HgH. When the HgH reaches the bone marrow or other stem cell nursery, it triggers the release of a number of stem cells that roughly correspond to the amount of HgH. The stem cells follow the chemical trail left by the enzymes of the dying cell. They follow the trail back to the space left by the dead cell and nestle into the tissues. Once there, they differentiate into the cell they replace. They literally become the exact type of cell they replaced.
Nutrients are required for making cells, including stem cells. If you are deficient in any critical nutrient at the moment you create stem cells, one of two things will happen
Your bone marrow will refuse the order to meet that quota of stem cells, causing premature aging, or
The cells will be made, but without the nutrients critical for the health and longevity of the cell. When a deficient cell matures it becomes the target for inflammation and disease.
Cells need nutrients. Without all of the appropriate nutrients on board at all times, we will not be able to make as many healthy cells as we lose in a day. The disparity between how many cells we lose and how many we can replace is premature aging.
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More stem cells
Nutrients serve as the foundation for stem cells. However, specific nutrients also stimulate the production of stem cells. At the anti-aging conference, six stem cell-stimulating nutrients were identified. As one speaker neared the end of his presentation, he talked about a curious bioflavonoid found in great abundance in prickly pears from the Nopal cactus. Of course, he was talking about Betalains! It turns out that Betalains along with Vitamin B-12 may help your body increase the production of stem cells.
More healthy stem cells close the gap between the numbers of cells that die and the number of cells we replace every day. That equals slower aging. So, take your nutrients every day. Mens and Womens Wellavoh for the nutrient foundation we need, Super Sublingual B-12 and Nopalea to encourage an abundant crop of anti-aging stem cells!
Take Control of Your Health
Get your sleep. HgH is released during deep sleep.
Exercise vigorously. HgH is released during strenuous exercise.
Eat a rainbow. Colorful foods contain nutrients needed for stem cell production.
Take Mens and Womens Wellavoh for a solid foundation of nutrients.
Take Super Sublingual B-12 for healthy DNA-RNA reproduction.
Drink Nopalea. Betalains may help increase your production of stem cells.
Take the Wellness Challenge.
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Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
Anti-Inflammatory Product
Anti-inflammatory Product
Building and Maintaining Healthy Blood
by Brazos Minshew, TriVitas Chief Science Officer
Symbolically and poetically, blood represents life. It is made of four basic components
Red cells. Red cells carry oxygen to the rest of the cells in your body. They should remain flexible, but certain conditions such as sickle cell anemia and diabetes cause the red blood cells to become rigid and damage the lining of your blood vessels.
White cells. White blood cells are a large part of your immune system.
Platelets. Platelets serve to repair damage when you are injured. They form blood clots to arrest excessive bleeding.
Plasma. Plasma is the fluid in which each of these cells is carried. Plasma also carries nutrients and hormones to your cells and waste products such as carbon dioxide away from your cells. Plasma is mostly water.
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The essentials of healthy blood
Plasma
Low blood plasma is called hypovolemia. To have healthy blood plasma we must first have healthy hydration. We must drink pure water. To calculate how much water your body needs daily, take your body weight in pounds and cut that number in half. That represents the average amount of water in ounces that you should drink daily. I weigh about 190 pounds. Half that number is 95. So, I need about 95 ounces of water daily to help build healthy blood.
Blood plasma contains proteins and fats. For healthy plasma, eat healthy proteins and healthy fats.
Red blood cells
Red Blood Cells, or RBC, carry oxygen by means of a special molecule called hemoglobin. Low RBC volume or a low volume of hemoglobin is called simple anemia. A more serious, persistent form of anemia is called pernicious anemia. Both simple and pernicious anemias require an abundant supply of folic acid, Vitamin B-12 and dietary iron. Chronic anemia also responds to resistance or strength training exercises.
Blood derives oxygen from breathing deeply. To support proper oxygen balance in the blood and cells of your body, practice breathing deeply for 10 minutes, 2 or 3 times daily and 20 minutes at bedtime.
Platelets
A deficiency of platelets will cause you to bleed too freely if you are injured. In fact, this type of condition, called thrombocytopenia or ITP, may cause you to bleed even without an injury! Thrombocytopenia may be a sign of a simple infection or a serious disease. However, ITP may also be associated with insomnia and a low-fat diet. For healthy platelets, get your sleep and eat healthy fats.
White blood cells
White Blood Cells, or WBC, come in many varieties. WBC fight infection with inflammation. A high WBC count, then, is a sign of infection, the type of WBC can often tell you what kind of infection you have. Bioflavonoids in the quercetin family called Betalains can help focus the activity of your WBC and make them more effective.
A low WBC count, called leukopenia, is often a sign of low stem cell production in your bone marrow. The common function of your WBC is responding to infection and injury. So, a reduced production of stem cells will yield a low level of WBC and an increased risk of serious infection also, a reduced healing response.
Low WBC count is also associated with various viral infections that target the immune system. It may be caused by a vitamin deficiency, especially Vitamin B-6 and Vitamin B-12, excessive stress, toxicity from various causes and certain cancers.
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Conclusion
Building healthy blood cells and delivering those cells to where we need them is dependent on The 10 Essentials for Health and Wellness. Special nutrients can help build elements of our blood. In the end, blood is life. Without healthy blood cells and plasma, we will simply never have the wellness we desire and deserve!
Take Control of Your Health
See a doctor immediately for any blood disorder
Practice the 10 Essentials for Health and Wellness
Breathe deeply and drink pure water
Sleep peacefully, eat nutritiously and enjoy activity
Also consider
Leanology Nutritional Shakes as a protein supplement
OmegaPrime to supply healthy fats
Sublingual B-12 for folic acid, B-6 and B-12
Nopalea to help the body regulate inflammation and help with cellular health
Adaptogen 10 Plus to help the body reduce stress and promote optimal cellular health
Take the Wellness Challenge.
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Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
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Anti-inflammatory Product
Reduce Pain from the Inside Out
by Brazos Minshew, TriVitas Chief Science Officer
Where does it hurt? This is often the first question caregivers ask. A caregiver may be a doctor or nurse, a friend or mommy! We ask because we care. People often, though not always, tell us where it hurts because they are searching for a solution to their pain.
Why we hurt
Pain is a messenger system designed to tell us that something is wrong. As my grandfather used to say, If your hand hurts, take it off the hot stove! Pain is often designed to trigger a withdrawal response. We withdraw from pain because the pain tells us that we are being injured. This interpretation of pain may seem overly simplistic, especially in our world, where it is not always easy to take your hand off the hot stove, so to speak.
There are a number of different pain sensations. The feeling may seem sharp, superficial pain receptors, or dull, deeper pain receptors. It may seem to throb with your heartbeat or be constant. It may be fixed in one location or migratory, moving around from place to place. The main distinction of pain basically boils down to acute pain versus chronic pain.
Acute pain begins to go away as soon as you remove the trigger. Take your hand off the hot stove, repair the broken tooth or drink pure water to rehydrate the dehydrated brain and acute pain goes away. The message of pain has been received, interpreted and the corrective action taken.
Chronic pain persists after the cause has been removed or because the cause is itself a chronic condition. It is often related to inflammation, either inflammation in the tissues of your body, or inflammation in the nervous system, or both. We used to have a saying to help us define inflammation, rubor, tumor, calor and dolor. These four Latin words mean redness, swelling, heat and pain.
Your brain eventually interprets the signals in a way that motivates you to confront the cause of pain. Interestingly, the brain does not feel pain. It merely interprets the nerve and chemical signals as painful.
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Understanding the signals
It is important for us to understand why we hurt so that we can take the proper action. The four basic pain triggers are
Trauma or injury
Toxins or poisons
Emotional distress
Deficiency
As mentioned above, an example of a deficiency that causes pain may be a water deficiency, dehydration, causing a headache. Another extremely common form of painful dehydration is osteoarthritis, OA. In OA the soft tissue of the joint capsule loses water and withers. This may be due to a number of causes, including simply not drinking enough water. More often, joint dehydration associated with OA occurs because there are not enough minerals to hold the water in its proper place and quantity.
An example of toxins creating pain may be the way toxins from inside your intestines trigger rheumatoid arthritis and many other autoimmune disorders. Typically, a toxin from inside your system escapes into the bloodstream and relocates to the soft tissue of your organs or around your joints. Your immune system attacks both the toxins and the soft tissues. In an attempt to remove the toxin or poison, your system may destroy the tissue in which the toxin resides.
Pain caused by toxins frequently responds to Nopalea, as the Betalains in Nopalea are both anti-inflammatory and anti-toxin. These two actions help your immune system work smarter, not harder and, ultimately, help you do what you do best, heal. This often results in reduced levels of chronic pain.
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The lesson of pain
Dedicated physicians spend decades learning the antecedents, triggers and inflammatory pathways associated with acute and chronic pain. There is simply no way to address all of the particulars of pain in our Wellness Reports, however it is my sincere wish that this report gives you a little more insight into the possible causes, and solutions, for acute and chronic pain.
Take Control of Your Health
Practice deep breathing 20 minutes or more daily
Drink pure water, half ounce per pound of body weight
Sleep peacefully to reduce pain signals and heal
Eat nutritiously, including appropriate supplements
Exercise daily according to your abilities. Get professional help with an exercise program tailored to your needs and abilities
Select a support team
Take the Wellness Challenge.
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Skype: allisonmarketinggroup
Phone: 859-858-9246
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Understanding Seasonal Allergies
by Brazos Minshew, TriVitas Chief Science Officer
Seasonal Allergies, In Full Bloom
More and more people are experiencing allergies and suffering with related symptoms. In past Weekly Wellness Reports we have discussed how histamine receptors trigger inflammation in the four tissues they populate
The airways
The digestive/reproductive tract
Our brain
Our immune system
Histamines are triggers for runaway inflammation.
If we are to combat the rise in allergy symptoms we must first understand them. How are histamines produced? What effect do they have on the four receptor sites, H-1, H-2, H-3, H-4? These important questions require answers from anyone experiencing symptoms.
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The four sites
We are all familiar with H-1 site, airways. The symptoms are watery, itchy, inflamed eyes and nose, throat and lungs. The same signs of inflammation we experience in our respiratory tract with H-1 inflammation occur in the three other sites
H-2 sites, digestive/reproductive tracts, inflame and we experience acid indigestion, gastric reflux, dyspepsia, irritable bowel syndrome, colitis and inflammation of the reproductive tract.
H-3 sites, the brain, inflame and we experience anxiety, agitation, insomnia, depression, attention deficit-hyperactivity, autism, schizophrenia and Alzheimers disease.
H-4 sites, the immune system, inflame and we experience autoimmune symptoms associated with chronic fatigue, body aches and pains, rapid aging and hormone disruption.
The root of the tree may be the same, histamines, but the fruit on the tree, symptoms, depends on our genetics, environmental factors and lifestyle choices. It also depends on timing. For example, an explosion of histamines in the brain may manifest as hyperactivity in the young and anxiety in the elderly, and insomnia in everyone.
Important for growth
Histamines are not bad chemicals, just misunderstood. We sometimes need histamines to protect us from poisons. When we have hay fever, our body misidentifies a harmless pollen grain as a toxic poison. Histamines actually flood the area to remove the pollen. However, these histamines are critically important in other ways. Our body uses controlled inflammation to accomplish good things. For example, we make histamines to facilitate the process of puberty. Just imagine the physical changes little boys and girls have to experience to become young men and women. These physical changes are caused by the controlled inflammation of histamines. Our ability to stay awake and alert is dependent upon histamines as well. However, when these become imbalanced we may experience symptoms such as PMS and hyperactivity.
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Histamines form
To make histamines we need protein amino acids and the B vitamins folate and B-12. One important amino acid in forming histamines is methionine. A sign that our methionine metabolism is impaired is elevated homocysteine levels.
Many people have a hard time digesting Vitamin B-12. For example, people with any digestive irritation will be unable to absorb B-12. When B-12 levels go down, histamines go up! This is because normal, healthy levels of folate quickly become unbalanced and begin converting proteins to histamine. These histamines attach to any available receptor site.
Here is an important reason why people can experience different symptoms from the same basic cause, too little B-12. One person may be born with more H-1 receptors, so they experience allergies in the airways. Another person may be born with more H-3 receptors, so they experience insomnia. One person may simply be born with more receptor sites than another.
Restoring Balance
To bring balance back into the system we need Vitamin B-12. Please note, How much B-12 is in the bloodstream is not important in deciding how much B-12 you can use! Vitamin B-12 exits the blood system quickly and we may get a false impression of our actual need for nutrient balance by viewing B-12 this way. It is better to look at the end results if we are to truly determine the benefit of taking B-12. For example, elevated homocysteine levels tell us we need a high level of folate and B-12. Elevated histamine levels in our blood, or signs of excess histamines in our body, tell us we need extra Vitamin B-12, but less folic acid.
This is why I formulated Super Sublingual B-12 with large amounts of B-12, both methyl-B-12 and cyano-B-12, and low amounts of folic acid. It is also why I formulated HCY Guard with a closer ratio of the two nutrients and why Dr. Libby used a similar strategy.
Super Sublingual B-12 helps restore balance to people troubled by signs of high histamines. Regardless of your specific symptoms, Super Sublingual B-12 may be the relief you need from the inflammation of elevated histamines.
Take Control of Your Health
Reduce your exposure to toxins. Go green!
Increase deep breathing
Maximize water consumption
Get adequate sleep and reduce stress
Take B-12 to help slow histamine formation
Take Nopalea to break the cycle of inflammation
Take the Wellness Challenge.
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Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
Anti-Inflammatory Product
Anti-inflammatory Product
The Health Benefits of Perilla Seed Oil
by Brazos Minshew, TriVitas Chief Science Officer
No wonder it is such an important part of our OmegaPrime formulation
By Brazos Minshew, Chief Science Officer
What would you think of a food that could help balance your immune system, help reduce your cholesterol and improve your ability to breathe? Perilla seed oil is just such a food! Perilla seeds have been used as a source of food and medicine for thousands of years. As interest in traditional remedies has grown in modern medicine, scientific studies have been carried out on perilla seeds as a possible remedy for allergies. This is notable because the number of people diagnosed with allergies, allergic rhinitis, has significantly increased in recent years.
A person experiences an allergy attack when the tiny cells that line the sinuses burst. These are called mast cells and they are filled with histamines, the substances that cause allergy symptoms. Pollen and other allergens rupture these cells and release the histamines in large amounts. Anything that stabilizes these cells and keeps them from bursting gives welcome relief from allergy misery.
What scientists are learning is that the oil from perilla seeds is a powerful anti-inflammatory and antioxidant. It not only reduces inflammation in the sinuses, but in all areas where mast cells release inflammatory histamines like the sinuses, lungs, joints, intestines and skin. So, perilla seed oil acts as an anti-inflammatory to relieve allergies, gastritis and even asthma.
That is why I put perilla seed oil in OmegaPrime, different oils reduce inflammation in difference tissues. Fish oil reduces inflammation in the arteries, flax oil in the reproductive tissues, evening primrose oil in the brain and bones and perilla seed oil in the sinuses, lungs and intestines. Is there any solid research on these applications for perilla seed oil? Absolutely!
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Studies conducted on people with asthma showed that perilla seed reduced the inflammation in the lungs, reduced the hyperactive immune system leukotrienes in the lungs and improved lung volume. At the same time, doctors measured cholesterol levels and found that perilla seed oil reduced total cholesterol, LDL, bad, cholesterol and triglycerides. Also, perilla seed oil raised the levels of beneficial, protective HDL cholesterol.
In the past, medications called bronchodilators were used to open the airways in asthma attacks. These medications worked pretty well in emergency situations; however, they did not stop the inflammation and they did not address the immune systems role in allergies and asthma. Newer, stronger drugs were developed that both opened the airways and reduced airway inflammation. A milestone in medicine was achieved when a class of drugs was developed called leukotriene inhibitors.
Leukotriene inhibitors were the missing link in allergy and asthma treatment, as well as with irritable bowel syndrome. They reduced the hyperactivity of the immune system and provided longer relief than anti-inflammatory drugs alone. Soon, however, the dark side of these medications emerged as many patients contracted serious infections from a suppressed immune system.
Perilla seed oil was shown to be a remarkable leukotriene inhibitor that did not suppress the immune system! It is also a powerful anti-inflammatory. Perilla stabilizes the mast cells so histamines are not released. What is more, perilla seed is showing positive results in studies against human cancer cells, irritable bowel disease and depression. All without any side effects. What a marvelous discovery! When you take TriVita OmegaPrime, you are getting so many benefits in this physician approved formula, including the remarkable effectiveness of perilla seed oil.
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Terry L. Allison, Sr., #13134349 1 Star
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Skype: allisonmarketinggroup
Phone: 859-858-9246
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Healthy Aging
by Brazos Minshew, TriVitas Chief Science Officer
If I would have known I was going to live this long I would have taken better care of myself.
Dean Martin
None are so old as those who have outlived enthusiasm.
H.D. Thoreau
This is the third in a series of articles on healthy aging. It is the most requested topic for our Weekly Wellness Reports and to me, it is one of the most important topics. You see, health is not about waiting for disease to strike and then battling it. As the World Health Organization said back in 1948, health is a state of complete physical, mental, and social well-being, and not merely the absence of disease or infirmity.
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Healthy aging
My seventh-grade teacher was an ancient fossil of man, much older than even my parents! I think he was 50. He told me a truth about aging that I have never forgotten. And that is the only way to avoid getting old is to die young. With that in mind I found great wisdom in the words of Benjamin Franklin who said, all would live long but none would be old.
So, healthy aging is about living long without being old! To reach that goal we need to take a brief look at the process called biological aging.
Biological aging does not happen with the tick of the clock or the pages turning on your calendar. It happens in your cells. During its life cycle a cell may be damaged by exposure to
Toxins
Direct trauma
Nutrient deficiencies
Stress
Each of these circumstances causes inflammation and free radical production. Intense nutrition is needed to battle these causes of premature cell death.
Premature biological aging occurs when more cells die than you can replace.
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Fighting inflammation
The human body is designed to fight premature aging and remain young. A powerful force called homeostasis mobilizes your immune system, hormones, nerves and other important systems to ignite the healing process. Homeostasis uses focused inflammation to remodel your cells following injury, illness or even the extreme challenges of emotional stress. Once the healing process is complete, homeostasis extinguishes the fire of inflammation and returns your body to a state of dynamic and vital balance, free from the effects of runaway inflammation.
Homeostasis orchestrates the cells in your body to maintain balance under even severe conditions.
However, there are times when your body cannot heal itself. If inflammation overwhelms a cell it may be damaged beyond repair. Damaged, dead cells must be removed or they will become the focus of infection and illness. Betalains, a unique class of nutrient that is both an antioxidant and a protein, assist a special cell called a macrophage, literally big eater, to engulf the dead cell and eliminate it from your body. This makes room for a brand-new replacement cell and the cycle of wellness continues.
Intense nutrition
The supplements of healthy aging include four critical components
A balanced multiple vitamin-mineral supplement to establish a solid foundation for healthy aging
An essential fatty acid supplement to nourish the arteries and rehydrate the brain
A Vitamin C supplement to serve as an antioxidant reserve and keep the immune system active
A B-12 supplement to keep the energy level up and the mind bright.
Premature aging is about losing more cells than we replace. Healthy aging is about closing the gap between loss of cells and repair or replacement of our cells as directed by homeostasis and fueled by nutrients.
Take Control of Your Health
Learn, live and share the 10 Essentials of Wellness
Engage in your community, volunteer often
Take your supplements
A multiple vitamin-mineral
Sublingual B-12
Vitamin C
OmegaPrime
Take the Wellness Challenge.
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Skype: allisonmarketinggroup
Phone: 859-858-9246
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Anti-inflammatory Product
Causes of Hidden Inflammation
Inflammation is the number one medical issue facing people in North America today. There are four sources of inflammation and each one requires a pretty lengthy explanation. Rather than presenting our Weekly Wellness Report as an exhaustive list of what may go wrong, I would like to cover
The major categories of inflammation
How you can protect yourself
Nutrients you can use to help reduce inflammation
Cause number 1 is toxins
Toxins cause inflammation by penetrating healthy tissue in your body and hiding there. Your immune system knows they are there and responds with acute inflammation to eradicate them, even killing healthy cells to get rid of the toxins. Toxins create death when more cells die in a single day than your body can replace with healthy cells.
Sometimes this happens very quickly, as with infection from the H1-N1 flu epidemic. The virus inhabits the lungs and airways. Your body responds with immune cells which douse the viral toxin with inflammation. So many lung cells are killed in the process that the host simply can not replace the sick, toxic cells with new, healthy cells and the patient dies.
Sometimes toxins kill more slowly, as with air pollution causing lung cancer. Inflammation kills diseased cells but at such a slow rate that a few replacement cells keep the lungs functioning. However, over time the rate of cell replacement cannot keep up with the rate of cell death and the patient dies of a chronic lung disease such as cancer or emphysema.
Toxins are produced outside our body as well as inside our body. We must insulate ourselves from external toxins and keep our body shiny and clean on the inside through vigorous application of the 10 Essentials for Health and Wellness. Supplements such as Nopalea and Vitamin C can be very helpful in releasing hidden toxins.
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Cause number 2 is deficiency
Your body must replace millions of cells every hour. Building healthy cells requires that we have healthy building materials in our system all the time like oxygen, water, vitamins, minerals, enzymes and many other elements. We must give our body time to rebuild with 7 and a half to 9 hours of peaceful sleep every night.
If any element in your health routine is missing for even a moment, a cell will be created without critical building materials and the cell will be weak. A single weak cell will be eliminated by the acute inflammation of our immune system. However, poor nutrition day after day and poor sleep night after night will create a deficit between the number of healthy cells you have and the number of healthy cells you need to live. Chronic inflammation is the way your body deals with this deficit. It is the seedbed for infection, disease and an early death.
Pay close attention to the 10 Essentials and support your body with Healthy Foundation nutrients. A multiple vitamin/mineral supplement, OmegaPrime, Vitamin C and Sublingual B-12 are basics for wellness.
Cause number 3 is emotional distress
Stress describes the forces trying to tear us apart, for example, toxins and deficiencies, gravity and weather, injuries, expectations and time pressures. These are examples of things that pull us apart. The forces trying to pull us back together, homeostasis, are seen in the 10 Essentials, like deep breathing, pure water, peaceful sleep, nutritious food, daily activity, emotional and spiritual support.
Emotional distress is based on how we appraise or evaluate changes in our environment. All changes are stressful, even good changes such as a raise at work or a new, healthy grandbaby! The changes that threaten our health and create long-term, chronic stress are those that may cause pain or loss to ourselves or to someone we care about, or that may overextend our coping resources.
Support yourself against this dangerous cause of inflammation by creating a healthy community of people around you. Use Healthy Foundation supplements to create a solid foundation for coping with daily stress. Especially consider adaptogens to build a bulwark against the onslaught of daily stress from outside, inside your body and even inside your mind.
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Cause number 4 is injuries and trauma
Acute inflammation is the normal response to trauma. Acute inflammation is characterized by pain, swelling, redness and heat. Using Quick-Relief Gel can expedite the repair process by supporting homeostasis during the early days following an injury. Keep the external region bathed in Quick-Relief Gel during this crisis stage.
Conclusion
There are four basic causes of inflammation, therefore, there are four basic causes of chronic disease. Work to insulate yourself from these malevolent influences with appropriate nutrients and emotional-spiritual nurturing and you will improve the quantity and quality of your life!
Take Control of Your Health
Practice the 10 Essentials each day
Use Nopalea to detoxify
Create a nutrient base with Healthy Aging supplements
VitaDaily AM-PM
Sublingual B-12
Vital C
OmegaPrime
Adaptogen 10 Plus Plus to thwart stress
Use Quick-Relief Gel for acute injuries
Take the Wellness Challenge.
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Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
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Pain is Your Bodys Warning System
by Brazos Minshew, TriVitas Chief Science Officer
According to one medical resource, there are 2,186 disease conditions that are characterized by pain. On the other hand, there are people who experience no pain whatsoever. Would you like to live a life without pain? Definitely not! Pain is the special communication from your body that tells you when something is wrong.
There is a certain social endorsement to people who can work or perform through pain. The more intense the pain is, the greater the admiration we have for someone who struggles on. We also have a somewhat negative view of people who seem to have a greater sensitivity to pain or that are limited by pain, especially if there are no obvious signs of disability. Of course, this stereotype is more extreme for men than for women.
We should all know that pain is a message. Our brain tells us that something is so very wrong that our health and well-being are threatened.
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Acute pain
My grandmother used to have a saying that applied to pain and many other areas of life including work, play and relationships. If the stove is too hot, take your hand off of it!
We take our hand off of a literal hot stove because of what is called a withdrawal reflex. We will often withdraw our hand or foot from a painful experience even before we have fully defined what is hurting us. In acute, short-term, pain, removing the trigger is very important. Common triggers for acute pain are
Trauma
Toxins
Deficiencies
Stress
Chronic pain
Some pain persists even when you take your hand off the stove. This is called chronic, long-term, pain. For instance, chronic back pain and chronic headaches persist long after the trauma that caused them. Many times there is no specific trauma. The pain just starts and will not go away.
This happens because of the way our nerves are constructed. You see, nerves do not really feel pain. They merely sense stimulation. It is up to our brain to interpret the signal as pain. We have specific nerve fibers that fire under specific conditions. One group of fibers may be triggered by a sharp jab, another group by dull pressure. One group may be triggered by heat and another by extreme cold. The nerves carry this specific message to our brain for interpretation. Our brain interprets the signal as painful. The volume of the signal helps us determine the intensity of the pain.
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In chronic pain
The signal goes from the nerve ending to the spine.
From the spine it travels to the brain for interpretation.
Then a signal goes back along that route, from brain to spine and from spine to nerve ending. This return message is supposed to shut off the pain signal when the irritation is gone.
In chronic pain, the return signal is not switched off. Instead, it is amplified.
Have you ever heard a microphone-speaker screech with feedback? This happens when the microphone is too close to the speaker or when it is directed in such a way that the microphone picks up the sound waves from the speaker and amplifies them. This amplified signal is played through the speaker again and picked up by the microphone again, where the signal repeats even louder. The result is the feedback screech that is definitely painful!
Your nerves can amplify pain signals. The signals do not even have to come from the nerve endings. Certain conditions may cause random signals to be amplified and pain may be projected to a perfectly healthy nerve ending. Remember, it is the interpretation of the intensity of this signal that we call pain.
Breaking the cycle
When pain comes from problems with the nerves themselves, you must help repair the nerve to get relief from the pain. This can be accomplished with specific nutrients, with physical medicine, for example, chiropractic, acupuncture, massage, and with various nerve therapies.
More commonly, acute and chronic pain come as a mixed bag of imbalances caused by trauma, toxins, deficiency and stress. These triggers lead to inflammation. To relieve the pain you simply must deal with the cause of the problem as well as the triggers and any associated inflammation.
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Inflammation
Almost all healthy fats are anti-inflammatory. Omega-3s block inflammation and pain similarly to aspirin but are much safer. Omega 6 and 9, such as Evening Primrose oil and Perilla seed oil, block inflammation at the source and help keep runaway inflammation from overwhelming us. OmegaPrime is a good source of these Omegas and can be used to help hinder the cycle of inflammation. Other good sources of healthy fats include some fish, nuts, and oils.
Stress
Finally, if stress is a significant trigger for your pain, consider deep breathing exercises to help reduce the impact of stress and increase oxygen to the painful area. Many stress-induced migraines, neck and back pain can be relieved this way. Also, consider taking adaptogens up to four times daily in a pint of water to help create strong protection against stress.
Take Control of Your Health
Remove causes of pain. Remember to take your hand off of the stove!
Remove triggers of pain and inflammation
Resolve trauma with physical medicine
Detoxify to reduce chronic pain
Saturate your body with nutrients
Create a bulwark against stress
Practice deep breathing
Increase your fitness levels through exercise
Increase your mobility through stretching exercises
Reduce chronic pain disability by working with pain management specialists
Take the Wellness Challenge.
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Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
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A Must Read For Any Man Over 40
by Brazos Minshew, TriVita's Chief Science Officer
Do not wait until symptoms develop. Take action now to prevent prostate problems that could haunt you later
By Dr. Samuel N. Grief, MD, FCFP
If you do not know what your prostate is or what it does, you are certainly not alone. Most men do not. But you really should. More than 30 million men suffer from prostate conditions that negatively affect their quality of life. Men of any age are susceptible to prostate conditions, but men age 40 and older are much more likely to experience them. However, men should be taking special precautions to take care of their prostate as early as age 40, before they experience symptoms.
The prostate is a small gland, about the size of a walnut that surrounds the urethra, a tube that passes urine from the bladder to the penis. The prostate gland grows quite a lot during puberty, and then does not change much until about age 40. At this time, it slowly begins growing again and, in many men, does not stop. Half of all men are not bothered by their growing prostate, but the others will develop any one of three prostate diseases because of inflammation, enlarged prostate, prostate cancer, or prostatitis. Some men may suffer from more than one of these conditions.
The medical term for an enlarged prostate is benign prostatic hyperplasia or BPH. A noncancerous disorder, an enlarged prostate is the most common prostate health problem among men. Half of men between the ages of 50 and 60 will develop it, and by the age of 80, about 90 percent will have experienced BPH symptoms.
BPH may result in a range of uncomfortable symptoms such as frequent urination, incomplete emptying of the bladder, a weak urine stream or difficulty starting urination. As the prostate slowly continues to enlarge, symptoms may gradually worsen, interfering with sleep, physical comfort and routine activities. In rare cases, an untreated enlarged prostate may lead to an inability to urinate, incontinence, bladder stones, kidney infections, and damage to the bladder, kidneys and urethra.
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Treatment for BPH often involves prescription medicine, surgery or both. Supplements can shrink the prostate enough to lessen or even rid a man of the most bothersome symptoms. However, if a mans BPH symptoms continue or worsen, it is strongly encouraged that he consults a healthcare provider for further evaluation. Each year over 230,000 men will be diagnosed with prostate cancer and about 30,000 will die of it. There are several factors that could put you at risk of developing prostate cancer
Age. As men age, the risk increases. Those at the earliest risk are those who are 40 or over with a family history of prostate cancer and African American ancestry. For other men, the risk is greatest for those who are 50 and above. Most prostate cancers are diagnosed in men over 65, but it is becoming more common in men 55 to 65.
Family history. Your risk of developing prostate cancer is doubled if your father, brother or close male blood relative has or had the disease.
Race. African Americans have the highest rate of prostate cancer in the world, at least twice as high as Caucasian men.
Diet. Eating a diet that is low in fiber and high in fat and red meat has been shown to increase prostate cancer risk.
Even though one in six men, that is 17 percent, will be diagnosed with prostate cancer in their lifetime, only one in 33, or 3 percent, will die of it. This is partly because early treatment of prostate cancer is often effective and partly because other illnesses often overtake prostate cancer as the ultimate cause of death. So, some men have prostate cancer and never even know it. They live long healthy lives without knowing the diagnosis, and eventually die of something having nothing to do with prostate cancer. Your doctor can help you assess your risk for prostate disease and determine whether it is appropriate to undergo a blood test screening, prostate specific antigen or PSA, for prostate cancer. PSA screening is somewhat controversial as the benefits of this blood test do not always outweigh the risk. Ideally, you will help protect yourself from prostate disease by
Leading an active lifestyle
Consuming foods rich with healthful vitamins, minerals and antioxidants
Complementing your daily sustenance with a high quality prostate-specific supplement.
Prostate disease need not be the end of a healthy life. Talk to your healthcare provider about what you can do to feel better today and healthier tomorrow.
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Work At Home
Work at Home
Have you noticed? The Alexa ranking for Tomorrow's Home Business Social Community keeps getting better and better all the time! As of today, June 21, 2011, the Alexa ranking is 413,923 with an increase of 80 percent increase in traffic over the last three months. What this means for you is that there is more traffic for your business! More traffic equals potential sales! By participating in this community, not only does the Alexa ranking get better, you will have a greater impact on your Google ranking, because all pages have been tweaked for the Google bots to come and do their thing! You benefit for maximum Google exposure!
We do want you to be successful in your work at home business. We will continue to make those adjustments to give you maximum exposure on Alexa and Google. We invite you to join us!
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Network Creator of Tomorrow's Home Business Social Community
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Anti-Inflammatory Product
Anti-inflammatory Product
Test Your Skin Health
by Brazos Minshew, TriVitas Chief Science Officer
Skin is made of several layers, each requiring their own specific nutrition to remain healthy. For example, in past reports we have discussed how the essential fatty acids in OmegaPrime work with sunshine receptors in the skin to create Vitamin D. And many people know the simple truth that we cannot have healthy collagen in our skin without adequate Vitamin C.
There is an emerging body of science that confirms the observation that our skin reflects our inner health and wellness.
Thin skin consistency is often equated with elevated levels of homocysteine and thinning bones.
Skin that bruises easily is related to fragile blood vessels in the eyes and inner ear.
Blotches of benign pigment on the skin, frequently called liver spots, are often made of lipofuscin, a fatty-pigment that may also form in the brain.
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Testing the health of your skin
There is an old way to determine the health of your skin and, therefore, the internal age it reflects. Note, chronological age is determined by the calendar, biological age is determined by how well we care for ourselves, our nutritional status, our stress load and toxins, etc. Simply pinch the skin on the back of your hand with the thumb and forefinger and hold it for five seconds. Let go and time how long it takes for the skin to flatten back out. The shorter the time, the younger the functional age of the skin.
Compare your results to the table below
| Time (seconds) |
Functional Age (years) |
| 1-2 |
Under 30 |
| 3-4 |
30-44 |
| 5-9 |
45-50 |
| 10-15 |
60 |
| 35-55 |
70 |
| 56 or more |
Over 70 |
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Slowing the skins aging process
Interestingly, many of the things we should be taking as supplements to slow the aging process work internally and externally at the same time. The bilberry fruit in VisionGuard that is so useful for the eyes, ears and brain is also useful in protecting against bruising of the skin. Gingko, again useful for the eyes, ears and brain is equally beneficial in protecting against wrinkles.
Poisons that are bad for the brain are also bad for the skin. For example, toxic levels of glucose, sugar, caramelize in the bloodstream and damage the eyes, brain and kidneys, as well as rapidly age the skin.
A solution that will not go away!
Many years ago, scientists began to notice that certain cultures had low levels of heart disease even though they ate high levels of fatty foods. This was common in France. So, a careful search was made to explain this French paradox. As it turns out, resveratrol, a nutrient found in red and purple grapes, red grape skins and seeds, and red wine, provides significant protection from toxic oxidized fat.
Resveratrol is also excellent for helping protect against rapidly aging skin. This may explain some of the skin-health benefits people report after taking Nopalea. One of the supporting ingredients we included is an antioxidant complex based in the skins and seeds of red grapes. Likewise, Adaptogen 10 Plus and Super Antioxidant Complex both contain concentrated antioxidants from the skins and seeds of grapes.
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One more use for B-12...
The homocysteine-reducing effects of HCY Guard are also good for your skin. Homocysteine shatters the collagen matrix in the blood vessels, lungs, brain and bones. It is also implicated in certain skin disorders associated with rapid skin aging. Using HCY Guard may reduce your blood levels of homocysteine by as much as 35 percent in six weeks.
Healthy skin reflects a healthy, balanced body. Beauty on the outside begins with wellness on the inside. Learn and live the 10 Essentials for Health and Wellness, which includes adding the appropriate amount of fruits and vegetables, healthy fats and proteins to your diet. Take the time to correctly assess your nutrient needs and supplement your diet accordingly.
Take Control of Your Health
For healthy skin
Eat healthy fats and take OmegaPrime to help form the foundation
Eat an antioxidant-rich diet
Take specific antioxidants such as
Vitamin C
Nopalea
Adaptogen 10 Plus
VisionGuard
Super Antioxidant Complex
Get appropriate sunshine, and never burn!
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Anti-Inflammatory Product
Anti-inflammatory Product
Allergies, Asthma and Your Environment
by Brazos Minshew, TriVitas Chief Science Officer
What is your experience? Does there seem to be more or less people with allergies these days? Do more or less children, and adults, seem to have asthma these days? Most people recognize that the prevalence of allergies and asthma is on the rise, and health statistics confirm it.
What are the causes of allergies and asthma? Why are we seeing so many more people suffering from these conditions? How can we find relief from these common conditions?
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Antecedents, triggers and inflammation
We say we have allergies when we experience a certain set of symptoms, watery eyes, runny nose, scratchy throat, etc., in response to a trigger such as pollen or dust. We say we have asthma when we experience breathing difficulty related to constriction in our airways and inflammation in the immune system of our respiratory tract. Antecedents, certain people have allergies while others do not. And certain people experience asthma while others do not. The difference between those of us with symptoms and other people is found in antecedents literally what comes before. Antecedents may be
Genetic. rare
Trauma from smoke, chemical burns, etc. more common
Emotional distress. far more common
Toxins from the environment that permeate our air, water and food. the most common antecedent for allergies and asthma
Triggers. Triggers are the myriad products or processes in our internal and external environment that create symptoms. For one person, wheat triggers symptoms. For another person cat dander triggers symptoms. Almost everyone reacts to ragweed! Your symptom triggers are unique because of the way your personal, internal chemistry interacts with the antecedents that come before allergies and asthma.
Inflammation. Inflammation is the final reaction in this chain. The symptoms we experience are all related to inflammation. Examples of inflammatory mediators are histamines, prostaglandins and leukotrienes. These are strange and difficult words that are all too familiar to people that suffer from allergies and asthma.
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Defense strategies
We protect ourselves through the process of insulation and isolation. It is very important to isolate ourselves from trauma, stress and toxins. It is also imperative to insulate ourselves with anti-allergy nutrients.
Vitamin B-12, especially Super Sublingual B-12, helps your body reduce histamine formation. Nopalea helps your body reduce inflammation in the soft tissues of the respiratory tract, digestive tract and pretty well all other tissues! These represent the best strategies for symptom relief.
Triggers, allergens, are sharp, jagged proteins that are like shards of broken glass in your system. The cells lining your airways, and pretty well all other tissues, are like delicate balloons that pop when allergens attack. Fortunately, we are able to resist most of these allergens. However, the ones we cannot neutralize create real misery. Essential Fatty Acids, or EFAs, like OmegaPrime toughen up the balloon-like cells and make them much more difficult to pop. You will likely need two to three times the normal amount of EFAs every day for several months to achieve lasting relief from allergy triggers.
Antecedents are more difficult to address because genetics, toxins and stress are pervasive. They do not go away. With patience, though, we can develop strategies to minimize the impact of antecedents. For example, we can breathe deeply to de-stress our mind and body. We can drink pure water and eat nutritiously to cleanse toxins from our body. This can also help protect against new poisons setting us up for allergies in the future. And we can modify our sensitivity by exercising appropriately, and safely, as well as sleeping peacefully to balance our immune system.
Conclusion
Allergies and asthma are more prevalent now than ever. We can prevent much misery by addressing the antecedents that come before these reactions, by strengthening our cells to resist triggers, and by reducing the inflammation that creates so much misery!
Take Control of Your Health
Drink pure water
Eat nutritiously
Practice deep breathing at least 20 minutes every day
Take high levels of OmegaPrime to help strengthen delicate cells
Take Super Sublingual B-12 to help your body reduce histamine formation
Use Nopalea to help your body reduce inflammation
Take CoQ-10 for greater energy
Use Vital C to detoxify your body
Get at least 30 minutes of exercise most days of the week
Get 7 and a half to 9 hours of sleep per night
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Anti-Inflammatory Product
Anti-inflammatory Product
Got Energy?
by Brazos Minshew, TriVitas Chief Science Officer
Regardless of what complaint a person has when they visit their doctor, 85 percent of all patients complain of fatigue. It is one of the Top 10 reasons for seeking medical help.
People feel tired. We need energy. So, where does energy come from? And, once we get energy, how do we keep it? Let me explain the process by which we produce energy and how we may form strategies to feel energetic every day.
The process of energy
First of all, there is a difference between having energy and feeling energetic. We produce a significant amount of energy even when we are asleep. Yet, most of us do not feel particularly energetic when we wake up. There are times when we may feel energetic and yet scientific tests actually measure less energy. A good example of this may be seen when a person uses a caffeine-based stimulant such as a cup of coffee or a soft drink. They may feel more alert. Yet, they have less mental energy and they typically score poorly on mental performance tests. That means they cannot really think as well and solve problems as well when they are under the influence of caffeine. More than that, the alertness that they feel comes at a high price, drinking caffeinated beverages will ensure that you feel more fatigue later. The energy that you feel is not real energy.
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Metabolism
Real energy is a process of burning calories found in foods and releasing the energy contained within them. This is the process of metabolism. The word metabolism is drawn from a Greek word meaning change. Metabolism changes food into heat. Heat is a form of energy. Therefore, the first step in producing lasting energy is to eat properly so we will have enough fuel to keep our inner fires burning. Betalains, found in Nopalea, prevent these fires of metabolism from becoming fires of inflammation.
Metabolism is governed by hormones that originate in a region of your brain called the hypothalamus. The hypothalamus determines your energy needs and sends this information to your pituitary gland. The pituitary gland, often called the Master Gland, translates these signals into hormones and sends these messenger hormones on their way to other various glands. The two prominent glands for energy production are
Adrenal glands. The adrenal glands respond with adrenaline when the hypothalamus detects danger. This process is often called the fight or flight response to stress. Adrenaline sends your body into an energy spending spree where it virtually cannibalizes your organ reserves for all of their stored energy. The fires of metabolism are turned down. Your hands and feet get cold and your core body temperature may drop below normal. Even when we are not in danger, caffeine and sugar, as well as other stimulants, mimic this process and trick your system into releasing adrenaline. The adrenaline rush is very addictive but it robs us of true energy. So, the second step in energy production is to turn down the stress response. We do this with adaptogens, plants known to help us reduce the impact of stress.
The thyroid. The thyroid gland is responsible for regulating your body temperature by adjusting your metabolism. Two primary fuel sources keep the thyroid gland functioning properly, Iodine and Tyrosine. Iodine is a mineral and Tyrosine is an amino acid, a building block of protein. Tyrosine is considered a non-essential amino acid because we do not need to get it in our diet. We can make it from an essential amino acid, one we must get in our diet, called Phenylalanine, LPA. However, getting Tyrosine in our diets is not a bad thing, it means that we will use less energy making Tyrosine from LPA.
Nopalea is a good source of dietary Tyrosine and Energy Now! contains both LPA and Tyrosine to fuel healthy energy production. Energy Now! is a nutrient, not a stimulant. The ingredients in Energy Now! can help us feel energetic by supporting healthy metabolism.
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Into the brain
Tyrosine and LPA fuel metabolism by supporting healthy thyroid function. Further, these important amino acids foster the sensation of energy and euphoria by serving as the building blocks for other brain chemicals, such as PEA and Nor-Epinephrine. PEA is the hormone of love and it is likely the reason why our energy is increased, our pain-perception reduced and even our appetite reduced when we fall in love. We want to support PEA metabolism to feel energetic! Nor-Epinephrine fuels the creation of energy in the brain and supports our nerves as we translate that energy into action.
To get energy from our brain to our body requires healthy nerves. Often, our metabolism is normal and our stress level is low and our nutrient reserves are high and still we do not feel energetic. The problem may not be as much in creating energy as it is in translating that energy through our nerves. Nerve health is supported by Vitamin B-12. People feel fatigued when they lack enough B-12 because they cannot transfer the creation of energy into the sensation of energy.
Conclusion
Health only comes from healthy habits practiced every day. Our bodies rely on nutrients and nurturing to remain healthy. Fatigue is a message from our body that something is wrong, and we need to learn to listen to our body to have energy and to feel energetic!
Take Control of Your Health
Practice the 10 Essentials for energy
Get your rest and exercise.
Eat a nutrient-rich diet.
Select relationships that energize you.
Support energy production with Energy Now!
Reduce the impact of stress with Adaptogen 10 Plus
Improve the sensation of energy with Vitamin B-12
Decrease the impact of inflammation with Nopalea
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Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
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Anti-Inflammatory Product
Anti-inflammatory Product
Inflammation and Autoimmune Diseases
by Brazos Minshew, TriVitas Chief Science Officer
We are a people on fire!
Less than a hundred years ago the common health challenges we faced were infections. With the discovery of pathogenic bacteria and the advent of proper hygiene, death from these problems became less common. Inflammation has become the new epicenter of disease, disability and death.
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Inflammation and the immune system
Our immune system uses heat to destroy invading bacteria. A specialized cell called a macrophage douses the invader with inflammatory enzymes, like acids, and the heat generated in this battle destroys the invading bacteria.
Sometimes our own healthy cells become the focus for disease. This often happens because of toxic exposure. When we eat, drink or breathe a toxin, or if it is absorbed through our skin, our detoxification system works to remove it before the poison can compromise our health. Unfortunately, many of todays poisons are simply too strong and they overwhelm our detoxification system and enter healthy cells. These cells now become the target of disease, infection and inflammation. Our immune system must treat them as hostile and use heat to destroy them.
Autoimmune diseases arise when our immune system becomes so overworked that it can no longer tell the difference between healthy cells and sick cells. It attacks all cells of a particular type equally. This body system is never able to heal and chronic inflammation sets in.
The weakest link
A chain is only as strong as its weakest link. You are only as healthy as your weakest body system. How robust you are depends mostly on lifestyle choices, somewhat on your environment and a little on your genetics.
When a toxin overwhelms your detoxification process it will likely settle in your weakest system. The immune system melts these polluted cells in an effort to save healthy cells. This is acute inflammation. With chronic toxicity comes the opportunity for chronic inflammation. In the case of chronic inflammation, the immune system attacks any sick cell as well as any healthy cell that looks like the sick one. If the immune system attacks connective tissue we say a person has lupus. If it attacks the beta cells of the pancreas we say they have type 1 diabetes. If it attacks the joints we say they have rheumatoid arthritis.
These are only a few of the more than 200 autoimmune diseases. Yet they all share one common attribute. inflammation.
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Putting the fire out
Inflammation arises because of
Toxins
Injuries
Emotional distress
Nutrient deficiency
We simply must reduce our toxic exposure to reduce the chances of developing an autoimmune disorder. And we must also develop emotional coping strategies and have all of the nutrients we need in our body in the right quantity, every moment of every day. These are the first steps to reducing inflammation.
We can directly douse the fire with anti-inflammatory Betalains such as those found in TriVitas Nopalea. A Betalain is a protein-antioxidant complex found in certain plants grown in hot climates. The hotter the climate, the more Betalains the plant needs to survive and the more we can benefit.
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Nutrient strategies
According to most authorities, everyone needs to be taking a multiple vitamin and mineral supplement every day. This is even more important for people trying to tame their immune system in an autoimmune flare-up. We also need to eat foods rich in Omega-3 fatty acids and take Omega EFA supplements. These fats not only reduce inflammation but they also make your immune system work smarter, not harder. Antioxidants are critical to putting out the fire of inflammation. Betalain protein-antioxidants are extremely powerful anti-inflammatory nutrients. Finally, Vitamin B-12 and adaptogens form a bulwark against the blues and physical stress.
We are a nation on fire. This is at the heart of the near epidemic of autoimmune disorders we are facing. Strategies of nutrients and nurturing will help us fight inflammation and help us with what we do best, heal!
Take Control of Your Health
Remove household cleaners from your living space
Keep clear of chemicals such as fertilizers and pesticides
Select certified organic foods when possible
Take a multiple vitamin-mineral supplement
Eat foods rich in Omega-3 fatty acids
Salmon, tuna, herring and other fatty fish
Walnuts, especially English walnuts
Take an Omega EFA supplement
Help your body reduce inflammation with Betalains found in Nopalea
Protect yourself from emotional distress with B-12 and adaptogens
Take the Wellness Challenge.
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Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
Anti-Inflammatory Product
Anti-inflammatory Product
Toxins, A Major Source of Inflammation
by Brazos Minshew, TriVitas Chief Science Officer
Have you ever walked down the cleaning aisle at the supermarket? What was your experience? I hate it! In fact, I completely avoid that aisle. If I need something, I hold my breath, quickly get what I need and beat a hasty retreat from that toxic soup.
The soaps, bleaches, softeners and fragrances in the cleaning aisle are all in sealed containers. Yet, they still give off an overwhelming, nauseating stench that may make a person sick for hours. What happens when we bring those containers home? They continue to give off toxins. Only now, the containers are open and the process happens 24 hours a day, seven days a week.
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Our toxic environment
In North America we are inundated with toxins every moment of every day. Pollution in our air, water and food challenges our ability to detoxify and adapt. Worse still, the place we think of as a haven from stress -- our home -- is likely the most toxic environment we face in our daily routines. Toxins released from household chemicals, fabric, carpet, fragrances and pesticides seep into our body in tiny amounts even as we sleep.
Toxic waste, like barnacles on the hull of a ship, drags us down. It slows the efficiency of our mitochondria, the energy-producing engines inside our cells. Noxious chemicals create fatigue, headaches, digestive disturbances and moodiness. Eventually, toxins become the focus for inflammation.
Inflammation
Your body uses acute inflammation to try to neutralize toxicity. Think of your reaction to a bee sting, redness, swelling, heat and pain. This is not caused by the toxins in the bee venom. It is the reaction of your body as it tries to eliminate the toxicity
Redness is the increase in blood supply to bring in immune system antibodies and remove the neutralized venom.
Swelling is the lymphatic fluid that dilutes the concentrated poison while providing proteins for repair of the tissue damaged by the toxins.
Heat comes from immune system activity as it battles the invading contaminant.
Pain causes us to guard that area from further damage.
Chronic inflammation occurs when the toxins are not completely removed from an area. A good example of this may be found in simple lawn chemicals, like fertilizers and pesticides. Certain fertilizers are potassium-based. Potassium is important for human health. When we are exposed to these fertilizers, our cells may accept the potassium along with the toxic attachments. Your immune system will constantly attack these contaminated cells until it destroys them. Clusters of diseases like Parkinsons disease and multiple sclerosis have been linked to these fertilizers.
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Home sweet home, isolate and insulate
Neutralizing toxins in the body begins with isolating ourselves from chemical exposure. We must be diligent if we are to protect our family from toxic overload. Chemicals should be stored out of the living area in a place that is well-ventilated. This is especially true if there are children in the home, as developing brains are up to 10 times more likely to suffer damage from toxins than an adult nervous system.
Insulating ourselves against toxic exposure is equally important. Two nutrient classes shine when it comes to protection from pollution
Essential fatty acids. Many of the toxins we face are fat-soluble. We need clean fats in abundance to displace toxic fats in our brain, liver and other regions of our body.
Antioxidants. Antioxidants neutralize toxins and Betalain antioxidants found in Nopal figs have two added benefits over standard antioxidants
Betalains drain away the toxin from an affected area
Betalains shore up the cell membrane to help promote healing.
Betalains turn out to be our best tool in combating the causes of inflammation, toxins, stress, injury and nutrient deficiency. Use this excellent tool liberally to help you resist the increasing onslaught of toxins both inside and outside of our home sweet home!
Take Control of Your Health
Breathe deeply
Remove toxins from your living area
Use HEPA filters for cleaner air
Drink pure water
Granular carbon filters remove many toxins
Ultraviolet light kills many pathogens
Mineralized, alkaline water displaces poisons
Eat nutritiously
Select organic foods
Pre-soak fruits and vegetables
Focus on high-antioxidant fruits and vegetables
Supplement with Nopalea
Betalains help your body neutralize toxins
Betalains help your body drain away toxic waste
Betalains help your body repair tissue damaged by toxins
Supplement with OmegaPrime, at least two capsules per day helps you resist fat-soluble toxins
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Skype: allisonmarketinggroup
Phone: 859-858-9246
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Anti-Inflammatory Product
Anti-inflammatory Product
Special Radiation Issue
by Brazos Minshew, TriVitas Chief Science Officer
There is much concern in the air regarding the radiation leak from the nuclear reactor in Fukushima, Japan. Your concern is valid and reasonable, especially after our collective experiences with Three Mile Island, Chernobyl and other nuclear accidents. We must do what is in our own best interests in times such as these.
Let us take a brief moment to discuss what radiation is and what it does to our body. Then, we will be in a better place to see how we can minimize any potential damage.
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What is radiation?
Radiation describes what happens when a wave or particle leaves a source and travels a distance away. Light, for example, leaves a light source like the sun or a light bulb and travels to an object. Then, light reflects off the object and travels to our eyes and we can see. Light can travel great distances.
Nuclear radiation in a power plant occurs when particles are emitted from a radiation source. This radiation may be harnessed to generate electricity. Most of these particles are contained inside a nuclear reactor. If they are released into the atmosphere, they continue to emit waves of energy. Unlike light, a radioactive particle is quite heavy and the energy it releases travels only a short distance away.
How harmful is radiation?
A radioactive particle releases energy within a specific distance from the particle itself. The further away from the particle the energy goes, the weaker it gets. Think of a glowing ember from a fire, the further away from the ember you get, the less affected by the heat you will become. The damage caused by an ember blowing from a crackling campfire down the back of your shirt, ouch, is far different from the effect of the same ember from a block away, a mile away or an ocean away.
Nuclear particles are like embers from a nuclear bonfire. If they blow into your lungs they will cook the delicate lung tissue around them. If they contaminate your food they will burn the delicate lining of your digestive system. These nuclear embers will smolder and cook any of your body tissues where they alight, from skin to thyroid, from bones to brain.
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What can we do?
The fire in the tissues caused by nuclear radiation is fueled by imbalanced atoms, called free radicals. A free radical is an atom that is as unbalanced as a four-wheeled car with only three wheels. Free radicals create havoc wherever they go. Antioxidants are like well-stocked tire dealers. They donate an extra wheel to any imbalanced car. They donate an extra electron to any free radical. In the case of nuclear radiation, antioxidants limit the amount of smoldering fires and cooked tissues.
Right away we can see that anti-inflammatory supplements such as Nopalea may help the body reduce the damage caused by radiation. Also, the extreme antioxidant power of Adaptogen 10 Plus will donate millions of electrons to balance free radicals. Adaptogen 10 Plus is like a tire dealer with millions of wheels to donate to any imbalanced car. Adaptogen 10 Plus is a good remedy for daily radiation exposure.
Two other special nutrients are in Adaptogen 10 Plus, natural iodine and sodium alginate. Iodine does not stop radiation from getting inside your body, but it occupies many iodine receptors in your thyroid and other tissues. Iodine acts like customers in a restaurant. It takes up all the seats, so radioactive iodine has no place to sit and smolder. The natural iodine in Adaptogen 10 Plus can fill many of the seats!
Sodium alginate is a seaweed fraction that attaches itself to radioactive particles that may contaminate your food. If a radiation particle falls on your food and you eat it, sodium alginate will grab that particle and surround it with a thick foam or mucous. Adaptogen 10 Plus contains several seaweed sources rich in sodium alginate.
Adaptogen 10 Plus contains healthy levels of potassium, which displaces radioactive cesium in much the same way that iodine protects against radioactive iodine. It also contains an abundance of natural calcium chloride which may work to displace radioactive strontium.
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How much is enough?
There is no toxicity to Adaptogen 10 Plus. You can take more if you want. This may be a case where more is better. Let its iodine help protect your thyroid, its sodium alginate help protect your digestion, and the potassium and calcium help displace other potentially harmful elements. I recommend at least an ounce per meal as a way to neutralize free radicals and, especially, to supply sodium alginate for any potentially compromised foods. Children can take it too. I recommend the same serving size for children as for adults. Be sure to consult with your health care provider if you have any specific questions.
Adaptogen 10 Plus was designed to help the body offset the amount of free radical activity we all experience daily. It was not designed as a shield for nuclear fallout. Still, daily servings of Adaptogen 10 Plus can help protect us from an increase in free radical activity.
Take Control of Your Health
Stay indoors where your air is filtered
Drink pure water from outside a contamination zone
When outside, wear long sleeves and a large hat
Eat nutritiously from certified organic farms
Peel all fruits and vegetables until contamination is resolved
Increase antioxidants, organic iodine and sodium alginate
Take the Wellness Challenge.
Other health related articles.
Posted by
Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
Anti-Inflammatory Product
Anti-inflammatory Product
By the Numbers, Healthy Blood Pressure
by Brazos Minshew, TriVitas Chief Science Officer
Recently, the American Academy of Family Physicians and the Mayo Clinic issued new recommendations for ideal blood pressure, 115 over 75. What does that mean? Is it attainable?
We typically determine blood pressure measurements with two numbers. The higher number, called the systolic pressure, represents the pressure in the artery when the heart beats. The lower number, called the diastolic pressure, represents the pressure when the heart is at rest. Healthy blood pressure is in the range of 120 over 80. As mentioned, ideal pressure is somewhat lower. A key to healthy blood pressure is the ratio between the two numbers. They should remain at a 3 to 2 ratio whatever the actual pressure may be.
If your blood pressure is ideal, congratulations! Your hard work has paid off. If it is higher or lower than ideal, do not worry. Most blood pressure problems can be solved with the right approach. Let us dissect the common problems with blood pressure and see what we can learn about possible solutions.
Take the Wellness Challenge.
Systolic too high
A healthy systolic number is 120. This number represents how hard your heart must beat to get blood out to your body. If your arteries are stiff, inflexible, inflamed or too narrow your heart will have to beat harder and this will create a higher systolic number. The most common cause of a high systolic number is too much adrenaline and other stress-related hormones in the bloodstream. These hormones have the effect of artificially narrowing your arteries in a fight or flight stress response.
Stress-induced high blood pressure will usually be seen with a high systolic number and a normal diastolic number such as 150 over 80. We will often see this number normalize with just 20 minutes of deep breathing. Some people respond well to biofeedback and supplementation with
Co-Q10, especially at bedtime to relax the heart
Vitamin C morning and evening to relax the blood vessels
Adaptogen 10 Plus morning and evening to help reduce the effects of stress
Both numbers too high
When both the systolic and diastolic numbers are high, 160 over 110, the most common problem is inflammation leading to atherosclerosis or hardening of the arteries. This is a medical emergency. You should be under medical care as the disease has already progressed to the point where emergency measures are necessary. Dietary measures, such as the Dr. Dean Ornish, Reversing Heart Disease diet, should be at the center of your self-care. Daily exercise, stress management and, very likely, medications will be needed to reverse this disease.
An anti-inflammatory lifestyle will be helpful. Include supplements such as
Omega-3 Essential Fatty Acids from OmegaPrime at every meal to reduce inflammation
Vitamin C and Co-Q10 as suggested above
Betalains found in Nopalea can reduce inflammation in the blood vessels and help your body drain away the excess fluid associated with blood pressure
Achieving an optimal body fat percentage is also critical when caring for high blood pressure. The target body composition for men is 14 percent body fat, for women it is 23 percent. Remember, this type of high blood pressure is a medical emergency and it should be treated as such.
Take the Wellness Challenge.
Diastolic too high
When the bottom number in your blood pressure reading is too high, 120 over 90, but the systolic or top number is normal, it can mean that your lungs, kidneys and liver are not properly detoxifying your body.
Detoxification is an automatic process. Your body does it every moment of every day. You can help support this process by reducing your exposure to toxins and supporting your lungs, kidneys and liver with daily nutrition
A multiple vitamin and mineral supplement to support healthy detoxification
Vitamin C, a powerful detoxifier for the lungs, kidneys and liver
Betalains found in Nopalea also drain away toxins
Too high, too long
Some people find that their blood pressure will not go down no matter what they do. This often happens because of Obstructive Sleep Apnea, OSA. With OSA, a person stops breathing during sleep. Sensing the shortage of oxygen, your brain increases blood pressure to compensate. These increases in blood pressure may last into the next day. You may awaken with high blood pressure that may go down by the evening. This type of hypertension will usually not respond to medication or alternative treatments.
Treatment for OSA begins with using a breathing machine called CPAP, continuous positive airway pressure, during sleep. Using CPAP at night reduces blood pressure in most people, even those without serious OSA. Eventually, reducing your body fat to the percentages listed above will open your airways enough to compensate for OSA.
Hypertension will damage you. Eventually, it will kill you. Check your blood pressure frequently. Your body is speaking to you when your pressure is imbalanced. Learning to listen will help you feel better today and be healthier tomorrow!
Take Control of Your Health
Test your blood pressure every month
Check your blood pressure at different times of the day
Eat a low-fat diet
Eat 7, 9 or more servings of vegetables and fruits daily
Exercise for 30 minutes on most days of the week
If you have high blood pressure, test for OSA
Take the Wellness Challenge.
Other health related articles.
Posted by
Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
Anti-Inflammatory Product
Anti-inflammatory Product
Whole Foods & Health
by Brazos Minshew, TriVitas Chief Science Officer
Humans are designed to eat food.
Minerals from the soil are broken down by bacteria from large, rock-like molecules into tiny molecules often bound to protein. These miniature minerals are absorbed by plants. Plants use soil, water, air and sunlight to create active minerals and vitamins. We eat the plants and gain the benefits of their work. Sometimes we eat the animals that have eaten the plants.
We are designed to digest plants and extract the vitamins, minerals and other nutrients. We are designed to desire the plants as food. Culinary artists tell us that we have large taste buds for sweet, salty, sour, bitter and acrid-pungent tastes and smells that attract us to various foods. These taste buds trigger cravings before we eat and satiety after we eat.
Take the Wellness Challenge.
The journey of digestion
Hunger will be triggered if our brain detects a deficiency in any nutrient. These include macro nutrients like carbohydrates and sugars, protein, fats, water and fiber. It also includes micro nutrients like calcium, magnesium and Vitamin C. In a wonderful way, our body communicates the nature of the deficiency. For example, we crave sweets when we need Vitamin C. Cravings are the language our body uses to communicate its needs. We need to use our brains when interpreting this language!
As we anticipate eating a food that satisfies our cravings, we begin to salivate and our stomach prepares to receive the food. Microscopic particles of our meal enter the bloodstream and lymphatic system as we chew the food. This triggers our small intestines, liver, gall bladder, immune system and hormone regulatory system to prepare for the next steps of digestion and assimilation.
Macronutrients have special enzymes that break out the vitamins and minerals we need from the foods, amylase for starches, protease for proteins, lipase for fats, etc. These are present throughout the digestive tract, but they are concentrated in the first 10 inches of the small intestines. Without whole foods, these special enzymes will not be released. Without these enzymes, vitamins will not be liberated from the food.
Renting your vitamins
You have actually seen evidence of vitamins that were rejected by your body because they were not properly digested. You may not have recognized the signs. But, have you ever seen your urine change colors after taking a vitamin? This is a sign that the vitamins were rejected. You did not buy the vitamins, you merely rented them! Do you want to know how to keep the vitamins you take?
The answer is simple. Humans are designed to eat food. Take your vitamins with food and you will increase your chance to absorb them. If you have indigestion, try one of the over-the-counter digestive enzyme blends to help out where you may be deficient. Use probiotics from fermented foods as a digestive aid as well. Most important. Start with food-based vitamins for the best absorption!
Take the Wellness Challenge.
Food-based nutrients
Remember, humans are designed to eat food. That is why we created VitaDaily AM-PM and Wellavoh for Women and Men in a whole food base. VitaDaily contains 25 whole food concentrates that represent many of the foods we eat the least in North America. TriVita Kids Multi-Vitamin also contains 25 whole food concentrates and digestive enzymes for support. Wellavoh contains over 30 whole foods in different blends, including a special blend to aid digestion of the nutrients.
Cravings are your bodys way of communicating needs and deficiencies. Taking your nutrients should erase your cravings and make you feel better. But, they will not do their job if they are not digested. Use whole food supplements as a Foundation for the nutrients we need for health today and a healthier tomorrow!
Take Control of Your Health
Eat a rainbow of foods, different colors mean different nutrients
Target the right volume of fruits and vegetables
5 servings for kids
7 servings for women
9 servings for men
Take Foundational Nutrition for optimal wellness
VitaDaily, Wellavoh or TriVita Kids
Original B-12 or Super B-12
OmegaPrime
Non-Acidic Vitamin C
Listen to your healthy cravings. Enjoy whole foods!
Take the Wellness Challenge.
Other health related articles.
Posted by
Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
Anti-Inflammatory Product
Anti-inflammatory Product
The Four Causes of Disease
by Brazos Minshew, TriVitas Chief Science Officer
Have you ever heard an orchestra playing a symphony? Every instrument has a unique sound. Each plays a unique part in the masterpiece. The conductor brings out the best in every musician. Even the acoustics of the surroundings enhance or detract from the performance.
This is an accurate description of the way we harmonize with our world. From the instant of conception, tiny cells are a symphony of activity and this harmony continues throughout our life. Cells join with the rest of the orchestra, the body, in harmonious music, always changing to meet new and varied circumstances.
We need harmony between our mind, body and environment. Our immune system usually provides it. But what happens when things go wrong? What happens if we are exposed to bad bacteria, viruses or other pathogens?
Take the Wellness Challenge.
Disease and our immune system
Sometimes we ask the wrong questions when we start to experience disharmony in our body. Sometimes we seem to be asking, What makes sick people sick? As pertinent as that question is to a sick person, it is usually more productive to ask, What keeps healthy people well? And how can I be one of them?
Wellness is created in the way our immune system interacts with our environment based on our genetics, and modified by our behavior or lifestyle. In order to prevent disease and achieve wellness, we must experience harmony between our world and our immune system.
A good example of harmony with our world occurs with viruses. In medicine we know that viruses exist all around us just as they have always existed. During an epidemic there will be people who never get sick, people that get sick and recover and, unfortunately, people that get sick and die. The difference between these groups has little to do with the nature of the virus. It remains virtually the same in all three cases. The different responses are based on the harmony of each individuals immune system.
Take the Wellness Challenge.
Causes of disharmony, and disease
Four imbalances create disharmony in our immune system. They are
Trauma or injury. Injured tissues limit circulation by blood and lymph. Poor circulation allows waste created by the cells to accumulate and become a cesspool. Toxic waste becomes the target for infection and disease. Fortunately, appropriate exercise can help increase healthy circulation and intense antioxidant nutrition can help restore function to an injured area.
Toxins from inside or outside the body. Toxins and poisons from our environment may also accumulate in our tissues and smolder for decades. These toxins become inflamed. Inflammation creates the matrix for disharmony in the immune system, which may result in disease.
Deficiencies in elements critical for life. Many people are deficient in oxygen though there is an abundance of air surrounding them. Oxygen deficiency causes acidic tissues, acid foments disease. Deficiencies in air, water, sunlight, sleep and nutrients are the most common causes of immune system disharmony. We can restore balance by attending to these basic needs.
Immune-suppressing scourge of emotional distress. Emotional distress is an immediate trigger for immune system discord. As soon as a thought arises in the mind, it is already translated into a posture of the immune system. Fortunately, we can, through an act of will, change our thoughts to positive ones and have a harmonizing effect on our immune system.
Conclusion
We participate in this symphony along with the individual members of the orchestra within our immune system. We are not merely passive observers. Address the four causes of disharmony that result in disease. Take time to learn how to apply the 10 Essentials for Health and Wellness to harmonize your immune system so it works smarter, not harder.
Take Control of Your Health
Enjoy activity daily to reduce the effect of trauma
Insulate yourself against toxins with Healthy Foundation nutrients
Remove toxins passively with Nopalea
Fill up deficiencies
Breathe deeply
Drink pure water
Sleep peacefully
Eat nutritiously
Take Healthy Foundation supplements
Reduce the impact of stress through healthy emotional-spiritual harmony and adaptogens
Take the Wellness Challenge.
Other health related articles.
Posted by
Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
Anti-Inflammatory Product
Anti-inflammatory Product
Are You Nutrient Deficient?
by Brazos Minshew, TriVitas Chief Science Officer
For the first time in recorded history, children born in North America today are not expected to live as long or as well as their parents. This startling trend may have its roots in the nutrition of our parents or grandparents. The trend continues through our generation. Truly, the "sins of the parents" are visited upon their children, grandchildren and even great-grandchildren.
How did we get into this predicament and what can we do to change the trend?
Take the Wellness Challenge.
Poisonous fruit
Along with the advances in agriculture that reduced famines and starvation, the farming practices of the last century produced some pretty scary trends. For example, food grown in mineral-depleted soil has fewer nutrients to offer us. Food processed for increased storage is further reduced in nutrients. Flavor-enhancing additives, such as refined sugar, further impose a burden on our system. It is as if we are over-taxing our personal health resources and the deficit spending of this course is being passed on to our children.
Some scientists recognized this disastrous course 100 years ago. General awareness of the importance of nutrition has increased significantly in the past 50 years. However, commercial and other interests have kept the debate suppressed until recently. A landmark article was published in the Journal of the American Medical Association, JAMA, June 19, 2002. It defined the need for nutrients in disease prevention. Though it was met with resistance, this article clearly opened the door for debate while confirming the truth we have known for a century. A body deprived of nutrients and nurturing will be prone to disease, disability and untimely death.
Further scientific exploration into the link between low nutrient reserves, a shortened lifespan, increased disease and unhealthy children was published that same year in the European Journal of Human Genetics. It clearly detailed the link between poor nutrition in a person and the increase in disease in their children and grandchildren.
The root of poor nutrition has erupted into obesity, heart disease, diabetes and other diseases that extend through generations. Habits and practices of 100 years ago are bearing fruit in our children!
Solutions
With this knowledge, the discussion around human nutrition has never been more important. We simply must change our habits if we are to change our destiny. For example, we must select food grown in mineral-rich soil and endorse farming practices that support ecology.
We must also discipline ourselves to take our nutrients every day. By doing this, we increase the opportunity for having healthier children. And, we must give our children their nutrients as well. If we are past childbearing, taking our nutrients daily will improve our health and give us the opportunity to model responsible behavior for our children and grandchildren. Healthier kids mean a healthier family, a healthy community and even a healthier species.
The power to change the trend is in the choices you make every day.
Take the Wellness Challenge.
Wellavoh and TriVita Kids Multi-Vitamin
Mens and Womens Wellavoh, pronounced wel-lah võh, is a multi-nutrient complex built upon the science of proper nutrition. Wellavoh is constructed to give you the nutrients you need today to help your body change the trend, the trend toward wellness. It contains the classes of nutrients we need to fill in the gaps left by poor diet and foods grown in nutrient-depleted soil.
TriVita Kids Multi-Vitamin was formulated to fill the nutritional gaps increasingly seen in todays children. Without foundational nutrients, children will not have what they need to grow healthy and strong.
Help change the alarming trend of declining health. Make better choices in nourishing and nurturing your and your childrens bodies starting today!
Take Control of Your Health
Learn and live the 10 Essentials for Health and Wellness
Take healthy aging nutrients
Mens and Womens Wellavoh, the multi-nutrient complex
Nopalea
Sublingual Vitamin B-12
OmegaPrime
Vitamin C
A Vitamin D supplement found in VitaCal-Mag D and Bone Growth Factor
Give children the nutrients their growing bodies need with TriVita Kids Multi-Vitamin
Eat organic, locally-grown food when possible
Take the Wellness Challenge.
Other health related articles.
Posted by
Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
Anti-Inflammatory Product
Anti-inflammatory Product
Are You Nutrient Deficient?
by Brazos Minshew, TriVita's Chief Science Officer
For the first time in recorded history, children born in North America today are not expected to live as long or as well as their parents. This startling trend may have its roots in the nutrition of our parents or grandparents. The trend continues through our generation. Truly, the sins of the parents are visited upon their children, grandchildren and even great-grandchildren.
How did we get into this predicament and what can we do to change the trend?
Take the Wellness Challenge.
Poisonous fruit
Along with the advances in agriculture that reduced famines and starvation, the farming practices of the last century produced some pretty scary trends. For example, food grown in mineral-depleted soil has fewer nutrients to offer us. Food processed for increased storage is further reduced in nutrients. Flavor-enhancing additives, such as refined sugar, further impose a burden on our system. It is as if we are over-taxing our personal health resources and the deficit spending of this course is being passed on to our children.
Some scientists recognized this disastrous course 100 years ago. General awareness of the importance of nutrition has increased significantly in the past 50 years. However, commercial and other interests have kept the debate suppressed until recently. A landmark article was published in the Journal of the American Medical Association, JAMA, June 19, 2002. It defined the need for nutrients in disease prevention. Though it was met with resistance, this article clearly opened the door for debate while confirming the truth we have known for a century. A body deprived of nutrients and nurturing will be prone to disease, disability and untimely death.
Further scientific exploration into the link between low nutrient reserves, a shortened lifespan, increased disease and unhealthy children was published that same year in the European Journal of Human Genetics. It clearly detailed the link between poor nutrition in a person and the increase in disease in their children and grandchildren.
The root of poor nutrition has erupted into obesity, heart disease, diabetes and other diseases that extend through generations. Habits and practices of 100 years ago are bearing fruit in our children!
Solutions
With this knowledge, the discussion around human nutrition has never been more important. We simply must change our habits if we are to change our destiny. For example, we must select food grown in mineral-rich soil and endorse farming practices that support ecology.
We must also discipline ourselves to take our nutrients every day. By doing this, we increase the opportunity for having healthier children. If we are past childbearing, taking our nutrients daily will improve our health and give us the opportunity to model responsible behavior for our children and grandchildren. Healthier kids mean a healthier family, a healthy community and even a healthier species.
The power to change the trend is in the choices you make every day.
Take the Wellness Challenge.
Wellavoh
Mens and Womens Wellavoh, pronounced wel-lah voh, is a multi-nutrient complex built upon the science of proper nutrition. Wellavoh is constructed to give you the nutrients you need today to help your body change the trend, the trend toward wellness. It contains the classes of nutrients we need to fill in the gaps left by poor diet and foods grown in nutrient-depleted soil.
Wellavoh is designed for adults and children age 10 and over. Take your nutrients every day and model healthy behavior for your children and grandchildren. Become part of the solution to declining health by making better choices in nourishing and nurturing your body today!
Take Control of Your Health
Learn and live the 10 Essentials for Health and Wellness
Take healthy aging nutrients
Mens and Womens Wellavoh, the multi-nutrient complex
Nopalea
Sublingual Vitamin B-12
OmegaPrime
Vitamin C
A Vitamin D supplement found in VitaCal-Mag D and Bone Growth Factor
Eat organic, locally-grown food when possible
Take the Wellness Challenge.
Other health related articles.
Posted by
Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
Anti-Inflammatory Product
Anti-inflammatory Product
Toxins in Our Air, Water and Food
by Brazos Minshew, TriVitas Chief Science Officer
We have one of the safest food and water supply chains in the world here in North America. That is, our supply chain is safe when we compare it to others that are worse. It is safe when we compare it to how it used to be here in North America. Our food and water supplies are safe when we think of how toxic they could be if we did not have the legislation in place that governs pollution in our food and water.
And yet, every expert recognizes two truths about the safety of our food and water. They are far, far away from how safe they could be, and the toxins in our food and water are getting worse every year.
Take the Wellness Challenge.
Bad water, bad food
According to the World Health Organization, WHO, more than 1.4 million children die each year from diseases related to polluted water. Tragedy for these families could quickly be eliminated if there were only minimum standards of hygiene applied to their drinking water. We enjoy this protection in developed lands. Yet, our drinking water is so polluted that water wells are frequently closed due to contamination.
Do you drink bottled water? Many of us do, and yet, specific toxins called phthalates and parabens contaminate water bottled in plastic containers. Many of these toxins accumulate in our body. The chemicals are so new that science has no idea what the consequences are to human health as time progresses. We are learning that reproductive cancer rates increase when animals and people are exposed to parabens and phthalates over time.
Our food supply is contaminated with these chemicals as well as from pollution in our air and specific toxins used in agriculture. Certain fruits and vegetables are singled out as the most contaminated foods we eat
Strawberries
Spinach
Bell peppers
U.S. cherries
Peaches
Mexican cantaloupe
Celery
Apples
Apricots
Green beans
Chilean grapes
Cucumbers
While we enjoy protection from acute bacterial infections that cause diarrheal diseases, we ultimately pay a price for this protection, a shift toward chronic disease from accumulated toxins.
Take the Wellness Challenge.
Isolation and insulation
To improve our health we should limit our toxic exposure. Obviously, many people do not have the financial resources to implement all of the possible changes we need for truly safe air, water and food. Still, any improvement we make as individuals will benefit our health over time. And, as the old saying goes, we make ourselves either part of the problem or part of the solution by our everyday choices.
Water. We can begin insulating ourselves against toxic water through filtration. Loose-granular carbon filters will remove parabens and phthalates from drinking water. We also need these same interventions for bathing water, as our skin, our largest organ, absorbs chemicals in water. These are often low-cost solutions to water toxicity.
Food. Food, especially the fruits and vegetables listed above, should be grown organically and purchased locally. Try growing your own garden as a source of wholesome, nutritious, pesticide-free food.
Air. Green cleaning supplies can help immensely in cleaning up the air inside your home. More help for keeping your personal space toxin-clean can be found in libraries and on Internet sites, especially ones that end with .org and .gov.
Insulation from toxins is found by keeping our nutrient reserves high and taking nutrients with known anti-toxin benefits. Many toxins are fat soluble, so keeping our good fats high may allow us to pass bad, toxic, fats out of our system. Other toxins can be detoxified by internal body processes with common nutrients like Vitamin B-12, Vitamin C and green tea.
An excellent anti-toxin effect is seen in Betalains, a group of bioflavonoids in the Quercetin family. Betalains help protect healthy cells from certain poisons, help distressed cells return to normal when possible, and drain away toxic waste-water from around healthy tissues.
Conclusion
Health only comes from healthy habits practiced every single day of our life. To achieve the lofty goal of clean air, water and food we must begin with our own home and our own food and water supply. To insulate our fragile internal environment we must keep all of the nutrients on board that detoxify or displace toxic waste. In the end, we must not slip into complacency about the safety of our environment. Instead, we must be vigilant in order to be part of the solution!
Take Control of Your Health
Learn and live the 10 Essentials for Health and Wellness
Take healthy foundation nutrients to
Displace environmental poisons
Detoxify from the inside out
Take Nopalea as excellent protection from toxins
Take the Wellness Challenge.
Other health related articles.
Posted by
Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
Anti-Inflammatory Product
Anti-inflammatory Product
Test Your Risk for Heart Disease
by Brazos Minshew, TriVitas Chief Science Officer
Heart disease is still the number 1 killer in North America. Atherosclerosis is the medical term we use to describe heart disease. Literally, sclerosis means hardening and athero describes the nature of the debris that clogs and hardens arteries, typically the arteries of the heart. Our risk for getting this disease increases slowly over time as we age. Certain risk factors can tell us if we are in danger of developing this disease 10 years from now. These risk factors include
Age
Blood pressure
HDL, good, cholesterol
Total cholesterol
Test your risk
Follow these steps to calculate your risk.
Have the following numbers available, your blood pressure, total cholesterol and HDL.
Click here to access an online risk calculator.
Once on the page, scroll down and click on Health Risk Assessors, Coronary Heart Disease.
Read the instructions and enter your data. The program will automatically display your risk.
Your risk of developing atherosclerosis is a combination of several factors over time. Please understand what this assessment does not mean. It does not tell you if you are going to have a heart attack. Markers in your bloodstream that signal an imminent heart attack include Total Plasma Homocysteine or tHCY, and C-Reactive Protein or hsCRP.
Take the Wellness Challenge.
Heart disease warning signs
Let us review some of the factors that can act as warning signs of heart disease
High blood pressure
Blood pressure measurements are read as two numbers. The higher number, called the systolic pressure, represents the pressure in the artery when the heart beats. The lower number, called the diastolic pressure, represents the pressure when the heart is at rest.
A normal systolic number is 115. If your arteries are stiff, inflexible, inflamed or too narrow, your heart will have to beat harder and this will create a higher systolic number.
A normal diastolic number is 75 or lower. When the diastolic number is too high it can mean that your lungs, kidneys and liver are not properly detoxifying your body.
Some people find that their blood pressure will not go down no matter what they do. This often happens because of Obstructive Sleep Apnea or OSA. With OSA, a person stops breathing during sleep. Sensing the shortage of oxygen, your brain increases blood pressure to compensate.
High total cholesterol
Increased levels of cholesterol in the blood can contribute to atherosclerosis, which is the gradual build-up of cholesterol, fat and fibrous debris along the walls of your arteries. This build-up, called plaque, can accumulate enough to narrow the artery and stiffen the arterial wall. If the plaque is severe enough, it can impair blood flow past the blockage. A normal, healthy cholesterol level is 170 mg dL or lower.
Low HDL good cholesterol
High density lipoproteins, HDL, absorb cholesterol and take it back to the liver for disposal. A normal, healthy HDL level is over 60 mg dL. HDL cholesterol rises with moderate to intense exercise. We simply must make peace with daily exercise if we are to increase our HDL and reduce our risk of heart disease.
Take the Wellness Challenge.
Heart attack warning signs
As mentioned earlier, cholesterol levels and blood pressure alone do not serve us very well as determinants of heart attack risk. Homocysteine levels are much more accurate in predicting who is at risk and C-Reactive protein, CRP, is the best predictor for heart attack, as well as many other really bad conditions.
Elevated homocysteine levels can be reduced with certain nutrients called methyl donors. TriVitas HCY Guard is rich in methyl donors and proven to help the body reduce elevated HCY. C-Reactive protein has been reduced quite consistently with Essential Fatty Acid supplements and Quercetin-like Betalain bioflavonoids such as OmegaPrime, one to six grams daily, and Nopalea.
Learning to listen
High blood pressure as well as high cholesterol levels and low HDL levels should be viewed as warning signs from our body. Elevated homocysteine sounds a louder alarm and high C-Reactive protein levels sound the loudest siren of all. We can translate these alarms into valid communication by learning what each lab value means and how to address them in terms of nutrients and nurturing.
Take Control of Your Health
Regularly check your blood pressure
Have an annual medical check-up
Test cholesterol, HDL and LDL
Test homocysteine and C-Reactive protein
Reduce stress and increase nutrients
Increase methyl-donors for HCY reduction
Increase Omega-3 and Betalains for CRP reduction
Exercise 30 minutes most days of the week
Take the Wellness Challenge.
Other health related articles.
Posted by
Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
Anti-Inflammatory Product
Anti-inflammatory Product
Wellness from the Inside Out
by Brazos Minshew, TriVitas Chief Science Officer
The average person in North America lives about 77 years.
Imagine building a skyscraper that was 77 stories tall. How sound would it be at the top floor if a beam were mislaid in the foundation? Healthy aging means that we build a structure, us, that is sound, habitable and healthy, right to the very top floor. This life-long building process begins at the foundation, our DNA.
How cells work
There may be trillions of cells in the human body. Cells are like tiny factories. Each one has a function and a product to produce. Our DNA orchestrates the production of tiny proteins that are made into enzymes, hormones and other products of the cell.
Under extreme circumstances the cell will alter its production of basic, life-sustaining proteins and produce whatever is necessary to meet a crisis. For example, when we are under stress our adrenal glands produce large amounts of adrenaline. They do not normally produce much adrenaline. They usually produce mineral corticoids that help us build healthy bones. Under stress they change their function.
Under stress our cells stop producing the things that build us up, anabolism, and start producing things that tear us down, catabolism. Your body does this because the message of stress is that it must sacrifice healthy function, healthy aging, for a time to produce energy needed to ensure our safety. This is an acceptable trade if we are using the energy to get out of oncoming traffic! It is a poor way to deal with constant, chronic, daily stress.
The DNA is sensitive to signals of stress because it is designed to help us survive. We must be very careful of the physical, emotional and mental signals we send our cells. According to Candace Pert, Ph.D., author of the book, Molecules of Emotion every thought we think, every food we eat or drink, and every breath we take washes over our DNA as information. Our DNA responds by either building us up, anabolism, or tearing us down, catabolism, to sacrifice on the altar of chronic stress. Adaptogens carry information that helps our DNA select anabolism to build us up, even under extreme stress.
Take the Wellness Challenge.
Building healthy cells
Healthy cells make healthy tissues. Healthy tissues of different types are collected together as organs. For example, your liver consists of many hundreds of different types of cells all collected together to make up your liver. Organs work within systems, for example, your digestive system, immune system, etc. Systems combine to form a healthy, functioning body. Still, the basic unit of life is the cell and the basic conductor, orchestrating the function of the cell, is the DNA.
In order for our DNA to accomplish the task of building healthy cells we must provide the necessary nutrients every day. We have specific requirements for health, fats and proteins, carbohydrates and water, oxygen, minerals and vitamins, etc. If we are missing even a single nutrient at the critical moment it is needed, our cells will not be able to carry out their work of creating healthy proteins. Incomplete proteins are produced, cells become toxic and these become the focus for inflammation and disease.
We simply must provide our cells with the nutrients they need every day.
Toxic DNA
It is important to know that your DNA never produces disease. Instead, it produces proteins with the raw materials it has at that moment and in response to information it receives. That information comes in the form of nutrients and toxins from both inside and outside our body. Healthy application of the 10 Essentials for Health and Wellness and daily healthy foundation nutrients send positive, anabolic, messages to your DNA. Trauma, toxins, deficiencies and stress send negative, catabolic, messages to your DNA.
Trauma, toxins, deficiencies and stress damage your DNA and cause it to produce incomplete, toxic proteins. These proteins become the source of inflammation and disease. Many nutrients help repair the DNA. A special antioxidant polyphenol called ECGC found in green tea and concentrated in Energy Now! takes the lead in antioxidant DNA repair. CoEnzyme Q-10 (CoQ-10) adds fuel to the repair process and works in concert with ECGC.
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Conclusion
Like a healthy building, we need a solid foundation. The difference between our health and the health of a building is that our cells renew periodically. They are not fixed when manufactured. Therefore, we can correct any building errors by applying sound, healthy essentials. We can improve our health by building healthy cells at any age. We are literally one choice away from improving healthy cellular function. The choice to live the 10 Essentials.
Take Control of Your Health
Make a strong commitment to being healthy
Think positive thoughts
Give and receive love
Be forgiving
Practice gratitude
Develop acceptance
Attend to your physical needs daily
Breathe deeply
Drink pure water
Sleep peacefully
Eat nutritiously
Enjoy activity
Develop your spirituality
Take healthy foundation supplements daily
Add Adaptogen 10 Plus to help combat stress
Add Nopalea to help reduce inflammation
Add Energy Now! and CoEnzyme Q-10 to help repair DNA
Take the Wellness Challenge.
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Terry L. Allison, Sr., #13134349 1 Star
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Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
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Hot Flashes
I receive more questions about the distressing symptoms associated with menopause than perhaps any other single situation. Usually, the concerns are about how to stop the hot flashes. In this Weekly Wellness Report we will discuss some of the more disturbing signs associated with abnormal menopause and what they mean. Hopefully, we can map out a strategy that will work for you and work soon!
Taking a look at the symptoms
Menopause Symptoms
Rate your menopause symptoms on a scale of 0 to 5 with 5 being the most severe.
Signs of low estrogen
Hot Flashes
0 1 2 3 4 5
Night Sweats
0 1 2 3 4 5
Low Energy
Mental/physical
0 1 2 3 4 5
Low Moods
No emotional energy
0 1 2 3 4 5
Bladder Urgency
Including incontinence when you cough or sneeze
0 1 2 3 4 5
Signs of low progesterone
Ache in joints
Hips, low back, knees, fingers, etc.
0 1 2 3 4 5
Allergies getting worse
0 1 2 3 4 5
Wide mood swings
Anxious, tense, irritable
0 1 2 3 4 5
Brain fog
Often unable to think clearly
0 1 2 3 4 5
General inflammation
0 1 2 3 4 5
Signs of low testosterone
Low motivation/increased apathy
0 1 2 3 4 5
Low libido
Sexual interest
0 1 2 3 4 5
Reduced strength/muscle tone
0 1 2 3 4 5
Shorter attention span
0 1 2 3 4 5
More unsure of yourself/frightened
0 1 2 3 4 5
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Hormone basics
Although the three hormones that affect menopause most directly are estrogen, progesterone and testosterone, this is not the whole hormone picture. In fact, they represent broad categories of hormones that may encompass hundreds of other hormones. There are at least 35 different estrogens alone. Also, they interact with each other in such a way that a relative excess in one hormone may make another hormone seem deficient even though blood tests say it is normal.
Balancing hormones is simple, though it is not always easy
Make them
Use them
Detoxify them
This is the cycle of balanced hormones. The vast majority of women using this procedure achieve balanced hormones in just a few months. Over half of these women find substantial symptom relief in their first month using this approach.
Make them, use them, get rid of them!
Estrogen, progesterone and testosterone are examples of trophic hormones. They are made of the same substance, cholesterol. If your body is unable to convert cholesterol into these hormones you may see your blood levels of cholesterol rise while the hormone levels drop. You can bring your cholesterol down and your low hormones up by using nutrients to help convert cholesterol to hormones.
Make them. We make good hormones from good cholesterol. We make good cholesterol from good fats. OmegaPrime contains fish oil, flax oil, Evening Primrose oil and Perilla seed oil to help convert cholesterol to any of these hormones that may be low. You may find that you need to take more OmegaPrime every day to properly support converting cholesterol into hormones.
Use them. Balanced Woman helps your body make and use the hormones it needs. Then, the hormones may complete their important work of building up the body and mind. Most of the distressing symptoms will disappear during this make them, use them phase.
Get rid of them. Finally, the hormones must be excreted from your body to prevent them from building up to toxic levels. We must get rid of them or smoldering fires of inflammation will begin. Inflammation from hormone toxicity is one reason for the distressing symptoms associated with menopause. To find relief we MUST detoxify the hormones. This is where Balanced Woman really shines!
Hormones are detoxified through the liver. Detoxification enzymes in the CYP family account for clearing almost all toxins from our body, including toxic hormones. This may include so-called xenoestrogens, the estrogen-like substances that come from plastics, solvents and other chemicals in our environment. The Branched Chain Amino Acids, or BCAA, support detoxification. Balanced Woman contains BCAA to up-regulate hormone detoxification. You may need to take more Balanced Woman capsules daily during detoxification.
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Conclusion
One final note. Imbalanced hormones can cause uncomfortable symptoms, which can create stress. Stress all by itself creates hormone imbalances. Add the insult of a toxic world to the daily traumas, nutrient deficiencies and stresses from inside and outside our bodies and we have a recipe for disaster. The 10 Essentials for Health and Wellness replenish our reserves through nutrients and nurturing. Embrace the 10 Essentials and practice them daily for a healthy mind, body and spirit.
Take Control of Your Health
Increase good fats. Avoid bad fats
Take OmegaPrime
Take Balanced Woman to help make, use and get rid of hormones
2 capsules daily with juice on an empty stomach for maintenance
You may need to take more during detoxification
Consider Nopalea to help the body reduce inflammation and Adaptogen 10 Plus to block stress
Eat meals that are protein, carbohydrate, fat and fiber balanced
Take the Wellness Challenge.
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Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
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Building and Restoring Your Memory
by Brazos Minshew, TriVitas Chief Science Officer
What do you remember?
Earlier this year I wrote a Weekly Wellness Report on how to make a memory. Do you remember the key points from that article? To recap, occasional memory lapses usually indicate you are distracted by stress. Rehearsing things you want to remember will help and practicing new things that you have learned will help as well. Because new behaviors create new pathways in your brain, learning something new such as a new language or musical instrument can improve your overall memory.
Stress kills your memory. Nutrients such as Omega-3, Vitamin B-1 and anti-inflammatory antioxidants such as those found in Nopalea help rebuild and restore your ability to remember. With all of these tools at your disposal you have access to the power of a healthy memory.
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New data!
In my research on how to build or improve your memory, I found three articles in the medical literature that were impressive to me. Let me tell you about them.
The first article discussed the attempt to reduce heart disease by reducing homocysteine with Vitamin B-12. Now, the form they used was not even close to our HCY Guard formula. It was an oral form. They did not deliver the supplement sublingually nor use the critical nutrient Biotin to complete the B-12 family, as found in Dr Libby's original, patented Sublingual B-12, B-6 and Folic Acid. So, they did not achieve the level of homocysteine reduction they could have if they were using the complete B-12 family of nutrients and delivering them either sublingually or by injection.
Still, the results against homocysteine were adequate. The formula did not change the heart attack risk. But, it had an unintended benefit in that Vitamin B-12 improved the memory of the senior adults that took it. The study conducted at the University of Oxford demonstrated that people taking Vitamin B-12 had better memory, less brain atrophy or shrinkage, and less white matter damage as well.
Hooray for B-12!
Another study published in the Food and Nutrition Bulletin measured levels of Vitamin B-12 in women during pregnancy and the mental status, occurrence of mental illness, and cognitive functioning in their children nine years later. The results were clear. The better the B-12 status in mom, the better the brain in the child! Pregnant women need Vitamin B-12 if they want smart babies!
The third study focused on the 16 percent of 70-year-olds that have cognitive impairment. Half of those with measureable impairment at age 70 will go on to have full-blown Alzheimers disease. In this group, they found that the impairment could be improved with Vitamin B-12 therapy and that the cognitive decline toward Alzheimers disease could be slowed.
Hooray for B-12!
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Foundations for a healthy brain and memory
We have developed a package of nutrients that we call the Healthy Foundation Pack. It contains Sublingual B-12, OmegaPrime, a multi-nutrient complex and Vitamin C. Each of these nutrients has direct application to creating a healthy brain at any age.
We have just discussed the impact of Vitamin B-12 on healthy memory. OmegaPrime contains the Omega-3 essential fatty acid DHA, docosohexanoic acid. Two-thirds of a healthy brain is made of fat and three-fourths of the fat in the brain is DHA. That means that half of your brain is DHA. OmegaPrime contains the stuff your brain is made of!
A multi-nutrient complex is an important foundation of health for the entire human body. But did you know that specific studies have shown cognitive improvement with a multi-nutrient complex? Three blinded studies of children show significant differences between kids who take their multi and kids who do not. That data applies to adults as well.
Finally, Vitamin C is important to protect the brain from oxidation and stress. Oxidation occurs when there is not enough oxygen to parts of the brain, such as with seizures, migraines or snoring. Stress directly damages the hippocampus, the memory-forming and memory-retrieval area of the brain. Vitamin C protects against that damage and helps the injured brain repair.
Conclusion
Building a healthy memory and protecting what you have is within your power. Take control of your health and enjoy the benefits of a good memory your entire life!
Take Control of Your Health
Reduce stress
Increase physical activity and mental activity
Learn something new
Rehearse before an important event
Practice and review the things you want to remember
Learn something new. Yes, I know I repeated this, but repetition is the mother of retention
Nourish your memory with
Sublingual B-12
OmegaPrime
A multi-nutrient complex
Vitamin C
Take the Wellness Challenge.
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Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
Anti-Inflammatory Product
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Want Healthy Joints? Keep On Moving!
by Brazos Minshew, TriVita's Chief Science Officer
The most common diagnosis in North America, more common than the common cold, is arthritis. This condition begins when old cartilage cells are cleared away faster than they are replaced with new ones. This deficit of new cells can be likened to spending just a little more money than you deposit each month. Sooner or later, your account will be empty. With arthritis, old cells are taken from a joint faster than new cells are added. Sooner or later, the joint becomes dry.
Healthy joints
Joint spaces are filled mostly with water. There are small, magnetic proteins embedded in collagen that constantly push each other apart. This suction creates a vacuum that is soon filled with water and nutrients. Every time you move the joint, some of this water is squeezed out along with waste from the joint cells. Between movements, when the joint is at rest, it once again draws in water and nutrients.
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Sick joints
Many different things can interfere with the balance of cell life and death, like trauma to the joints, toxins from infections and our environment, nutrient imbalances that create a deficit in the structure of joint cells, and stress that suppresses new joint cell formation. All of these influences can slow the production of new cartilage cells and hasten the death of existing cells.
When a person lacks sufficient nutrients to make complete, healthy cells, immature and imbalanced cells will be produced instead. These may function for a time, however, sooner or later they will shatter and splinter into fractions of protein in your joint capsule. These act like slivers of broken glass. As they slice through certain guardian cells, called mast cells, large amounts of histamine are released and inflammation sets in. You can often hear the grinding in your joints when they become inflamed.
Joint Damage
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Nutrient rescue
To make sure our joints remain healthy we all need the right nutrients in the right amounts and at the right times. These nutrients include joint-specific proteins such as glucosamine, chondroitin and hyaluronic acid, minerals including magnesium and potassium, and special fats that reside specifically in your joints. But there is another essential element to joint health, movement.
Movement is key
Remember, joints are made of living cells. Each cell must get nutrients in and waste out. But the cells have no blood supply. They have to get their nutrients by the gentle action of movement. Think of a sponge in a pail of water. If you want circulation in the sponge, you must squeeze and release it. If you want healthy joints you must move them to squeeze out the waste and draw in the nutrients. For good joint health you must move.
Your body was made to move. By moving more you will enjoy greater flexibility and less pain. So, keep moving every day for healthy joints.
Take Control of Your Health
Stretch before exercise. Make sure your joints are ready.
Use both warm up and cool down exercises to preserve joint health.
Exercise for at least 30 minutes most days of the week.
Drink pure water to moisten your joints.
Use sulfur-bearing nutrients for joint hydration, Glucosamine sulfate, Chondroitin sulfate, and MSM.
Use Essential fatty acids to stabilize the joint cells.
Use enzymes and plant substances to reduce inflammation.
Take the Wellness Challenge.
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Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
Anti-Inflammatory Product
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Top 10 List To Better Heart Health
by Brazos Minshew, TriVita's Chief Science Officer
What an amazing organ our heart is! It beats for an entire lifetime without stopping for a break. With every heartbeat, about a third of a cup of oxygen-rich blood is pumped out to your body. This means that between 1,500 and 2,000 gallons of blood are pumped through your heart every day. The average heartbeat is 72 times per minute. In the course of one day it beats over 100,000 times. In one year the heart beats almost 38 million times, and by the time you are 70 years old, on average, it beats 2.5 billion times! That makes me tired just thinking about it.
The heart has a lot of work to do, so how can we help it stay healthy throughout life?
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Heart Health Top 10
1. Eat a high-fiber diet
Dietary fiber is often classified into two categories, soluble and insoluble.
Soluble fiber draws water into the bowel and can help slow digestion. Soluble fiber can help reduce bad cholesterol, triglycerides and elevated glucose or blood sugar. Examples include
Oatmeal
Oat bran
Beans
Peas
Rice bran
Barley
Citrus
Strawberries
Apple pulp
Insoluble fiber speeds digestion and can add bulk to the stool. Examples include
Whole wheat breads
Wheat cereal
Wheat bran
Rye
2. Eat healthy fats
Most of us have heard about how fats are bad for us, but this is not always the case. Some fats are very good for our ongoing well-being. Two of these fats are Omega-3 and Omega-6. Not only are they good for us, they are actually indispensible, which is why they are also called Essential Fatty Acids or called EFAs.
There are two reasons why these omega fatty acids are considered essential
By nourishing our heart, brain, skin, glands and joints and by helping the process that produces our hormones, these two EFAs play crucial roles in helping us sustain vibrant good health, from early adulthood development on up through healthy aging in the senior years.
Because our bodies cannot make them internally, we have to get omega fatty acids from outside sources, such as diet and supplements.
3. Reduce salt
If you have high blood pressure or are at risk of developing it, cutting back on salt could reduce your risk of a heart attack by 25 percent or more. Your goal should be less than 2,300 mg of sodium a day, which is about a teaspoon of salt.
4. Lose the gut
Even if you are not significantly overweight, carrying extra fat around your middle is bad for your heart. It raises blood pressure, adversely affects blood lipids, causes insulin resistance and produces inflammation. No amount of crunches can reduce belly fat. The only way to get rid of it is to lose weight overall.
5. Increase activity
Updated recommendations from the American Heart Association call for at least 30 minutes of moderate-intensity aerobic activity most days of the week. Strength training, in addition to improving overall fitness, improves fat-burning capacity by increasing muscle mass. If you are over 45, already have some kind of cardiovascular problem, or have not exercised regularly for years, see a doctor before lacing up your workout shoes.
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6. Calm down
Stress triggers the release of hormones that can threaten your heart. Curbing negative emotions is almost as good for your heart as proper diet and exercise. For stress, try deep breathing and regular aerobic exercise.
7. Drink a little, if at all
Drinking a little bit of alcohol can raise HDL (good) cholesterol and reduce inflammation and blood clots. But too much can cause heart problems.
8. Do not smoke
As for smoking, do not. Cigarette smokers have twice the heart attack risk of nonsmokers. If you can not quit on your own, get help. It is essential for heart health that you do not smoke!
9. Know your numbers
Elevated levels of C-reactive protein, LDL cholesterol, homocysteine, glucose or blood sugar, and triglycerides are associated with poor heart health. Know your numbers and work to keep them under control.
10. Stay in touch with family and friends
Love and gratitude are the emotions most closely connected with the heart, and science has shown that people who experience and express love have healthier hearts. Conversely, people that never form heartfelt attachments with others, and those who never make room for love have the shortest life spans and highest death rates from all causes.
So, take care of your heart through nutrients and nourishment. Learn to love and accept love from others and be grateful. Be grateful for all the wonders in your life, large and small, and be grateful for your heart, a small organ with a huge impact on your health and happiness.
Take Control of Your Health
Learn and live the 10 Essentials for Health and Wellness
Take healthy foundation supplements
Achieve an optimum body weight
Consider Adaptogen 10 Plus for stress management
Consider Nopalea to help your body reduce inflammation
Try HCY Guard to help reduce elevated homocysteine
Get your essential fatty acids from OmegaPrime
Take the Wellness Challenge.
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Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
Anti-Inflammatory Product
Anti-inflammatory Product
Arthritis, More Common than the Common Cold
by Brazos Minshew, TriVitas Chief Science Officer
What is the most common medical diagnosis in North America? Arthritis!
Arthritis literally means joint, arthro, and inflammation, itis. Indeed, there is often inflammation around a diseased joint. But, did you know that arthritis is a disease of dehydration? Yes, long before the joints swell and inflame, the water-rich lining of the joint begins to dry out. That is why most doctors have changed the diagnosis from arthritis to Degenerative Joint Disease. To effectively care for degenerating joints we need to find a way to get fluid, especially water, back into its proper place.
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Inflammation
Have you ever put two north pole magnets together? Notice how they repel each other? A similar phenomenon occurs in your joints. Thousands of positively charged proteins called GAGs push each other apart and create a vacuum in your joint space. But nature does not like a vacuum. So your body will fill this space with a nutrient-rich soup made of minerals, fats and water. In degenerative joint disease, GAGs are lost and the vacuum collapses. No water gets in and your joints dry out and become inflamed.
Inflammation occurs when a special cell in your joint bursts and releases acids and histamines. This cell is called a mast cell. When a mast cell is damaged by trauma or toxins, or is weakened by nutrient deficiency or other stress, it pops like a water balloon and its contents flood out to neighboring cells.
Even healthy cells cannot resist this flood of chemicals and they will join in spreading inflammation. Within a short time, all of the joints in a region can become inflamed with arthritis because of dehydration in one joint. Mast cells also exist in your skin. So the area around a diseased joint will become red and warm to the touch.
The solution to this immediate problem is really quite simple.
Replace the nutrients found in the soup of your joints. The most important nutrients to put into your joints are mineral protein complexes. Glucosamine, chondroitin, and methyl-sulfonyl methane or referred to as MSM, are three good representatives of this family of protein-mineral complexes. Also, basic minerals like magnesium and boron are very important to joint health. These nutrients are pumped in and out of your joints by movement. So, keeping your joints mobile and active is critical.
Stabilize the mast cell so it does not pop. Mast cells are surrounded by healthy fats. Dietary fats from certain fish and nuts can help reduce inflammation. Also, supplemental fats like Perilla seed oil, fish oil, and cetyl myristoleate or referred to as CMO, create healthy, robust mast cells.
Clean out any debris left over from the inflammation. Finally, you must clean out all of the fractured proteins to prevent more cell damage in the future. These proteins are like broken glass inside your joints. The enzyme Bromelain is very effective at reducing these fractured proteins and inflammation.
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The results
Numerous studies from such renowned researchers as Navarro, Ressel and Bucci have all demonstrated that joints can be re-hydrated by following these recommendations. Just imagine what this means, we may not have found a cure for the common cold but we have found a way to help repair the most common crippling degeneration we face in North America.
Take Control of Your Health
Take glucosamine and other joint-health nutrients. TriVitas physician-formulated Joint Complex provides the nutrients that have been shown to help re-hydrate joints.
Increase essential fatty acids. OmegaPrime from TriVita contains healthy fats that can help stabilize mast cells.
Keep your joints clean with enzymes. Enzymes such as Bromelain can help reduce inflammation. Bromelain is an ingredient in TriVitas Joint Complex.
Drink pure water. Divide your weight, in pounds, by 2. This is the number of ounces of water you should drink every day.
Get daily exercise. Try to get 30 minutes of exercise per day for optimum health.
Take the Wellness Challenge.
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Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
Anti-Inflammatory Product
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Test Your Risk for Heart Disease
by Brazos Minshew, TriVita's Chief Science Officer
Heart disease is still the number one killer in North America. Atherosclerosis is the medical term we use to describe heart disease. Literally, sclerosis means hardening and athero describes the nature of the debris that clogs and hardens arteries, which is typically the arteries of the heart. Our risk for getting this disease increases slowly over time as we age. Certain risk factors can tell us if we are in danger of developing this disease 10 years from now. These risk factors include
Age
Blood pressure
HDL or the good cholesterol
Total cholesterol
Test your risk
Follow these steps to calculate your risk.
Have the following numbers available, your blood pressure, total cholesterol and HDL.
Click here to access an online risk calculator.
Once on the page, scroll down and click on Health Risk Assessors, Coronary Heart Disease.
Read the instructions and enter your data. The program will automatically display your risk.
Your risk of developing atherosclerosis is a combination of several factors over time. Please understand what this assessment does not mean. It does not tell you if you are going to have a heart attack. Markers in your bloodstream that signal an imminent heart attack include Total Plasma Homocysteine or tHCY, and C-Reactive Protein or hsCRP.
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Heart disease warning signs
Let us review some of the factors that can act as warning signs of heart disease
High blood pressure
Blood pressure measurements are read as two numbers. The higher number, called the systolic pressure, represents the pressure in the artery when the heart beats. The lower number, called the diastolic pressure, represents the pressure when the heart is at rest.
A normal systolic number is 115. If your arteries are stiff, inflexible, inflamed or too narrow, your heart will have to beat harder and this will create a higher systolic number.
A normal diastolic number is 75 or lower. When the diastolic number is too high it can mean that your lungs, kidneys and liver are not properly detoxifying your body.
Some people find that their blood pressure will not go down no matter what they do. This often happens because of Obstructive Sleep Apnea, often called OSA. With OSA, a person stops breathing during sleep. Sensing the shortage of oxygen, your brain increases blood pressure to compensate.
High total cholesterol
Increased levels of cholesterol in the blood can contribute to atherosclerosis, which is the gradual build-up of cholesterol, fat and fibrous debris along the walls of your arteries. This build-up, called plaque, can accumulate enough to narrow the artery and stiffen the arterial wall. If the plaque is severe enough, it can impair blood flow past the blockage. A normal, healthy cholesterol level is 170 mg/dL or lower.
Low HDL good cholesterol
High density lipoproteins, HDL, absorb cholesterol and take it back to the liver for disposal. A normal, healthy HDL level is over 60 mg-dL. HDL cholesterol rises with moderate to intense exercise. We simply must make peace with daily exercise if we are to increase our HDL and reduce our risk of heart disease.
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Heart attack warning signs
As mentioned earlier, cholesterol levels and blood pressure alone do not serve us very well as determinants of heart attack risk. Homocysteine levels are much more accurate in predicting who is at risk and C-Reactive protein, CRP, is the best predictor for heart attack, as well as many other really bad conditions.
Elevated homocysteine levels can be reduced with certain nutrients called methyl donors. TriVitas HCY Guard is rich in methyl donors and proven to reduce elevated HCY. C-Reactive protein has been reduced quite consistently with Essential Fatty Acid supplements and Quercetin-like Betalain bioflavonoids such as OmegaPrime, one to six grams daily, and Nopalea.
Learning to listen
High blood pressure as well as high cholesterol levels and low HDL levels should be viewed as warning signs from our body. Elevated homocysteine sounds a louder alarm and high C-Reactive protein levels sound the loudest siren of all. We can translate these alarms into valid communication by learning what each lab value means and how to address them in terms of nutrients and nurturing.
Take Control of Your Health
Regularly check your blood pressure
Have an annual medical check-up
Test cholesterol, HDL and LDL
Test homocysteine and C-Reactive protein
Reduce stress and increase nutrients
Increase methyl-donors for HCY reduction
Increase Omega-3 and Betalains for CRP reduction
Exercise 30 minutes most days of the week
Take the Wellness Challenge.
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Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
http://terryallison.com
Anti-Inflammatory Product
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Do Not Take Fatigue Lying Down
Valuable tips for fighting exhaustion
If you are feeling tired all the time, you are not alone. Fatigue is one of the most common complaints that people bring to their healthcare providers. Several studies say that people who see their doctor have suffered silently with fatigue for a long time, anywhere from six months to several years. Sadly, many people have become resigned to the fact that they will always be tired. What is causing this fatigue epidemic? Ask many medical experts and they will tell you that the true cause of this widespread problem is modern life itself. Some of the most common life stressors that can bring on fatigue include
Depression or anxiety
Relationship issues, family conflict, loneliness and social phobias
Job or financial stress
Poor eating habits
Substance abuse, such as caffeine, alcohol, cigarettes and drugs
Side effects from medication
Chronic disease and pain
Specific medical causes for fatigue can include congestive heart failure, hyperthyroidism or diabetes. Fatigue may also be a result of sleep disturbances caused by menopause or physical changes that accompany aging. If you feel that your fatigue may be caused by a medical condition, consult your healthcare provider. Another important stressor is physical inactivity. Our bodies were not designed for a sedentary lifestyle. While many of us struggle to exercise one hour a day, previous generations often had eight hours of daily exercise. Today, too few of us make an effort to get off the couch and get moving. While fatigue may seem inescapable, there are several easy-to-follow strategies to help you regain the physical and mental energy you need to enjoy life to its fullest.
Take the Wellness Challenge.
Start with a healthy, balanced diet
If you fuel your body with junk foods and sugary drinks you will pay the price. Any short-term energy surge will soon be replaced by an overwhelming sense of fatigue. Here are several suggestions to keep your energy level high
Eat the right kinds of food to help prevent fatigue. Simple sugars found in many fruits can give you a quick lift, while other foods, such as whole grains and healthy unsaturated fats, supply energy reserves for the entire day.
Eat small, frequent meals for sustained energy. It is better to eat small meals and snacks every few hours, instead of three large meals a day. You will feel less fatigued because your brain, which has very few energy reserves of its own, benefits from a steady supply of energy.
Take a daily multivitamin to get the necessary vitamins and minerals.
Pass up the so called energy drinks. The short-term surge from these caffeine and sugar-heavy drinks make you even more tired.
Take the Wellness Challenge.
Reduce the stress in your life
Here are some easy-to-implement techniques which can help reduce fatigue
Engage in regular, low intensity exercise, including aerobic exercise or a leisurely walk. Exercise acts directly on the nervous system to increase energy and reduce fatigue.
Meditation, yoga and tai chi.
Progressive muscle relaxation which involves systematically tightening and releasing sets of muscles.
Do not neglect such fundamentals as enjoyable work, healthy relationships and adequate recreation. Many of the 10 Essentials For Health and Wellness will also help reduce fatigue and increase energy. Remember, regardless of your age you have many options to get that energetic feeling back in your life. If you are vigorous you are much more likely to enjoy life to its fullest.
Take the Wellness Challenge.
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Posted by
Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
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Help Stop Allergies Before They Stop You
by Brazos Minshew, TriVita's Chief Science Officer
On the cusp of the new millennium we saw an explosion in allergy suffering. Since 1991 numerous studies in Allergy News have cited the following increases among children and adults worldwide
Hay fever increased from 9.8 percent to 10.1 percent
Eczema increased from 13 percent to 16 percent
Asthma increased from 18.4 percent to 20.9 percent
These increases were global, from North America to Western Europe, from South Africa to Iran, from the UK to New Zealand. Everyone everywhere is becoming allergic, sensitive, or reactive to almost everything!
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What are allergies?
At first, allergies may just seem like an annoyance. However, over time this irritation becomes chronic inflammation. Inflammation may turn to infection. People that suffer from respiratory allergies have an increased tendency for ear infections, sinus infections, frequent sore throats, lung infections, and bronchitis. Additionally, people with allergies suffer from increased headaches, fatigue, and irritability. Similar outcomes affect people with skin reactions, food allergies and intolerance, and chemical sensitivity.
Allergies occur when a plant or animal protein or a synthetic substance contacts your mucous membrane and your immune system reacts to reject this irritant. These irritants can include
Mold
Pollen
Dust
Animal dander
Many other irritants
A normal, healthy immune system may react very little when exposed to these irritants. A form of barrier protection called passive immunity prevents irritants from getting inside of you and triggering your active immune system.
There are small hair-like structures called cilia that form the protective aspect of passive immunity. These move the irritant away from the contact area. Imagine tall stalks of wheat blowing in the wind. This gives you a mental picture of the gentle way your body should deal with irritants. Allergy problems begin when this ciliary action fails and the irritant requires a more persuasive approach to leave the area. Your active immune system is summoned and an allergic reaction results.
When your immune system senses one of these irritants it creates an antibody. The antibody protein is rushed to the site of irritation by your bloodstream and lymph system. It immediately pops a balloon-like mast cell in the region of this irritation. Mast cells contain histamines that cause your body to flood the area with liquid. This excessive liquid attempts to wash the irritant from the area. This is why you get watery eyes and a runny nose and other symptoms. This is your body attempting to wash away an irritant.
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Boost your immune system to help reduce allergies
Many medications exist to block histamines and the irritation, discomfort, and damage they cause. But, think about this. Is it the histamines that need to be corrected or your immune system? Put another way, the histamines are like the fruit on a tree. You will never get rid of the tree by simply picking the fruit. You must attack the tree at the roots if you are to rid yourself of the fruit. In the same way, you must address allergies at the level of the immune system if you are to be successful in resolving the problem of seasonal allergies.
Health only comes from healthy habits. A healthy immune system is built moment by moment from the choices you make. One of the choices you make is the food you eat. If you eat healthy foods, such as fruits, vegetables, and low-fat sources of protein, you will build a healthy immune system. The same goes for the rest of the 10 Essentials for Health and Wellness. For instance
Breathing deeply reduces stress and strengthens your immunity
Drinking pure water flushes your system of toxins and encourages the delivery of nutrients to your cells.
Peaceful sleep is very important in correcting allergies, as the kind of immune cells that inappropriately trigger allergies are higher in people that do not get enough sleep.
To have a healthier immune system and fewer allergies, make better health choices.
Take Control of Your Health
Additional tips for minimizing allergic reactions
There are certain enzymes that neutralize allergy proteins. The most important of these enzymes is called protease. As an allergic protein enters your body, protease traps and breaks down the protein. Some of these enzymes can be found in pineapple and unripe papaya.
During allergy season, many local news stations will give allergen level reports, like mold, mildew, etc. If the levels are high, try to avoid going outdoors if at all possible. If you do venture out, wear a simple dust mask to help keep the irritants out of your system.
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The Link Between Diet And Your Energy Level
by Brazos Minshew, TriVita's Chief Science Officer
How is your energy level?
The World Health Organization, often called WHO, states that Health is a state of complete physical, mental and social well-being and not merely the absence of disease or infirmity. It is the ability to lead a socially and economically productive life.
Does that describe you? Or, like many people in North America, are you just too tired to think about being socially and economically productive?
The scope of the problem
If you feel too tired to do much more than read this article, thank you very much. I appreciate your time and I will hopefully give you a few good ideas on how to increase your energy. You do not have to feel alone. Up to 85 percent of the people who visit a doctor for any reason also complain of being chronically tired. It seems that we are in the middle of an energy crisis that has nothing to do with petroleum production!
When we talk about energy we need to distinguish between the ability to survive and the feeling of being energetic. We must admit that even the sickest person is converting nutrients to energy in order to survive. Yet, we want to do more than survive. We want to feel energetic. We want to thrive! We want to have the energy to dream and then have the energy to live those dreams. We want to feel our best every day.
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Food and energy
As I mentioned, energy comes from the way our body burns nutrients. Nutrients such as fats, protein and carbohydrates must be metabolized. The word metabolism is from a Greek word that describes the process of burning wood to create heat. It also describes creating energy from food. So, an energetic life is possible with a healthy diet and healthy metabolism.
This description outlines the two-steps needed to create and sustain an energetic feeling. Improve our burn rate, which is metabolism, and improve our fuel source, or diet.
Polyphenols increase metabolism. Polyphenols are extremely rare nutrients found in certain foods and concentrated in Energy Now!. Energy Now! increases the burn-rate of the food we eat. A balanced diet must include
7 to 9 servings of fruit and vegetables for adults
30 plus grams of high quality protein
20 to 35 grams of fiber daily
However, when it comes to providing energy, fat is the undisputed champion.
Sugar from the foods we eat provides us with ready energy, but it does not last very long. Proteins are converted to energy at a much slower pace and provide us with a more stable supply of energy, which is five times as much energy per gram as sugar. Fats provide us with stamina. Healthy fats burn slowly and steadily up to eight times longer than sugar. So, for stamina that lasts all day and into the evening hours, select foods high in good fats and take an EFA supplement.
Many experts say that we should get as much as 30 percent of our total calories per day from fat. This may mean more than 70 grams of fat for a 2,200 calorie per day diet. That is a lot of fat! But do not reach for the French fries just yet. You see, all foods contain fat. Fat is as important for plants as it is for humans. So, select fats from foods that are known for high energy, such as vegetables, seeds, nuts, legumes and certain types of fish.
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A note on metabolism
Metabolism occurs inside the cell in a tiny energy factory called mitochondria. Other cell functions are dependent on DNA, with half of the DNA coming from your mother and half from your father. Mitochondria have their own DNA, inherited only from your mothers side of the family. Your energy level will likely be similar to your mothers energy level.
The mitochondria DNA is very easily damaged and very slowly repaired. The antioxidant ECGC is shown to repair mitochondria DNA damaged by stress, deficiency or toxins. Energy Now! is a concentrated source of ECGC.
With the proper nutrients, you can help restore both the energy of metabolism and the feeling of being energetic!
Take Control of Your Health
Eat a diet high in good fats
Take Omega EFA supplements every day
Eat high quality proteins daily
Supplement LPA or L-Phenylalanine, and Tyrosine
Eat a diet low in refined sugar
Use GlucoManage to curb carb cravings
Reduce your stress
Take adaptogens to bolster your resistance
Reduce exposure to toxins
Nopalea drains toxins from your body
Load up on antioxidants and polyphenols
Focus on Energy Now!
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Introducing Wellavoh
A daily multi-nutrient complex that provides superior day and night health support
No matter where you live, your core health, or foundational health, can now draw its strongest support from the extreme conditions of the Sonoran Desert. Altogether 17 different tribes thrive in the Southwestern region of North America, and the people who prosper in this environment have lessons for the rest of the world. It was here that we at TriVita found the inspiration for Nopalea, the astonishing wellness drink, and now we draw on the secrets of this region again to bring you Wellavoh.
Wellavoh, pronounced wel-lah vo¯h, is derived from the Native American language of the Sonoran Desert. It means Wellness Harvest. These people regard the Sonoran Desert as a wellspring of wellness. Their concept of wellness is a belief that individuals can be healthy only within a healthy community. The skills and wisdom they have developed over many generations have produced a nearly illness-free society. We have included many plants indigenous to the Sonoran Desert in our Sonoran Bloom multi-nutrient complex, Wellavoh. These same plants are used as health-promoting foods by the people of the region.
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Vitamins and minerals are essential for human health
If we have the nutrients we need at the moment we need them, we will thrive! Conversely, if we do not have the proper nutrient base in our system every day, we will suffer loss of energy, poor mental performance and increased risk for disease. All experts agree that the best way to get the nutrients we need is from whole foods. Most experts agree that the best way to ensure that you absorb your vitamin supplements is to take them with food. Wellavoh is designed with whole-food complexes containing virtually every nutrient known to science. This exceptional formula feeds your body the nutrients it desires and lacks, every day, to avoid any potential gaps in nutrition. It provides you with hard-to find healthful nutrients that go far beyond an ordinary multi-vitamin.
Wellavoh is a multi-nutrient complex that offers complete nutrition both day and night.
Different needs for different times
Have you ever looked at a restaurant menu and wondered why certain foods are breakfast foods while others are preferred at supper? Well, restaurant owners followed the requests of their customers. Customers followed the cravings of their body. Our body craves certain nutrients in the morning to support energy throughout the day. The morning serving of Wellavoh concentrates energy-producing nutrients for greater vitality. Now, think of the foods we crave for supper. Typically, heavier, more mineral-rich foods are preferred in the evening. The evening serving of Wellavoh supports what you need most, like rest, repair and rejuvenation. These easy-to-swallow soft-gel capsules provide improved absorption for maximum benefit. Wellavoh vitamins are also individually packaged for easy on the go use.
Targeted nutrition for men and women
The nutrient needs for men and women are different. For example, the mens formula supports optimal prostate, cholesterol and blood sugar health. The Wellavoh womens formula supports optimal bone, skin, hormone and breast health.
What is more, Wellavoh contains four exclusive blends of rare nutrients from herbs, plants, fruits, oils and more, combined to deliver essential health benefits using soft gels. These blends include the Sonoran Blend with healing plants from the Sonoran Desert, Heart Healthy Oil Complex, Digestive Blend and Whole Food Blend.
Wellavoh also includes six essential nutrient classes that make it a complete multi-nutrient complex
Vitamins are for vitality and health.
Macro and trace minerals are to maintain healthy bones, muscles and heart.
Phytonutrients are whole food concentrates for better absorption.
Enzymes are to support metabolism at the cellular level.
Essential Fatty Acids are for heart and brain health.
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The importance of supplements
The word supplement means an addition to something to make up for a deficiency. All supplements are in addition to a healthy diet. They make up for the deficiency we face because of poor nutrient density in our foods.
They also help out when we miss the mark of diet perfection.
Supplements will not make up for bad dietary choices. We created Wellavoh to fill in the gaps of a healthy diet. As you review your diet for the past week, ask yourself, Did I eat the right amount of fruits and vegetables every day? And that is 5 servings for children, 7 servings for women and 9 servings for men. If you can say, yes, congratulations! If you are like most people you did not reach that goal. And, if you are like most of us, you did not eat all of your fruits and vegetables from an organic source, so, the fruits and vegetables may have been of low nutrient value.
Staying on top of our nutrient reserve is important. Our body makes millions of new cells every day, like heart cells, brain cells, bone and blood cells. Every time a cell dies, it should be replaced. If you do not have the right amount of nutrients to construct a new cell you will either make an incomplete cell or none at all. The outcome is bad in either case, so, we really need to keep all nutrients on board at all times. This is why we suggest Sonoran Bloom Wellavoh, because it gives you the nutrients you need at the moment you need them.
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Loneliness and Heart Health
by Brazos Minshew, TriVita's Chief Science Officer
Can loneliness kill you? According to medical science, yes it can!
As humans, we need each other. Children die when they are deprived of human contact and even young adults have significantly higher blood pressure if they feel lonely. This high blood pressure can follow them into middle age where they are far more likely to suffer from heart attacks, strokes, obesity, and diabetes.
Adults cope better, especially women, but the diseases of emotional famine disable many people. Conditions that have been linked to loneliness include
Chronic back pain
Ulcers
Migraine headaches
The good news is that many of these problems subside when a person feels connected to a community. Indeed, it is only in community that you can experience life in its robust diversity.
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Loneliness and the heart
Emotional turmoil causes an inflammatory reaction in the circulatory system. The blood vessels stiffen and your heart has difficulty pumping blood. Blood pressure increases and the increase damages delicate organs, such as the lungs, kidneys, eyes, and especially the blood vessels themselves. That is why heart attacks and strokes are so common among lonely people.
Interestingly, the illnesses suffered by lonely, bored, and emotionally starved people are the same as those experienced by people under great emotional stress, such as those engaged in active combat in war. Both extremes, too much stimulation and too little, trigger the, fight or flight, mechanism. This emergency or survival mechanism interferes with the enzymes that block inflammation. Inflammation is like a heavy burden on an over-taxed system, the weakest link is sure to break!
Many people in North America have weakened their hearts with high salt or high fat foods, a sedentary lifestyle, poor sleep, and chronic stress. Loneliness adds a burden that is just too much for the human body to take, the proverbial straw that breaks the camels back, and a heart attack, stroke, or other crisis becomes inevitable. That is the medical description for the impact of loneliness. How can we prevent this chain of events from killing us?
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Women save humanity, once again!
Interestingly, the amount of time spent alone does not determine the degree of loneliness. For instance, undergraduate students rated their loneliness and then reported on their social interactions and other habits throughout the school year. Those most lonely and those least lonely did not spend significantly more or less time in social contacts with others. The lonely students did, however, perceive that their social contact made demands of them that they simply could not meet.
The same report shed light on an interesting phenomenon. Spending time talking with women, and that is for both sexes, provided protection from feelings of loneliness. Many theories have been advanced to explain this but consensus from scientists appears elusive. Communication styles differ between men and women. Men seem to prefer transactional conversations while women typically exemplify negotiation, compromise, empathy, and forgiveness.
When feelings of loneliness are eliminated, high blood pressure is reduced. For instance, normal systolic blood pressure is about 120 mm hg. Chronically lonely people typically experience an increase in blood pressure that may take them above 150 mm hg. The danger zone is any systolic pressure above 140 mm hg. Social integration yields a reduction in blood pressure of 10 to 30 mm hg. As a comparison, achieving a weight loss of 25 pounds or more for the obese can reduce their blood pressure by 5 to 20 mm hg and regular physical exercise reduces blood pressure by 4 to 9 mm hg.
It is even as Robert McAfee Brown noted, How does one keep from growing old inside? Surely only in community.
Take Control of Your Health
Increase Your Social Support. Meet others to help reduce loneliness. Take a class at a community college, volunteer, or join a church, or community group.
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Strength Training for Optimum Wellness
by Brazos Minshew, TriVita's Chief Science Officer
Essential number 5 of TriVitas 10 Essentials for Health and Wellness tells us to Enjoy Activity. Many of us enjoy long walks on the beach or through the forest. Others like square dancing or ballroom dancing. Some enjoy swimming, tennis or bowling. I personally like bicycling through the vineyards of Napa Valley.
When it comes to strength training, enjoy is not a word you hear often. How can you find joy in strength training? The answer may not be so much in what you do as why you do it!
Benefits of strength training
The benefits of strength training include increased bone density, improved heart functioning, better blood sugar control in people with type 2 diabetes, and even reduced depression, according to Miriam Nelson, Ph.D., associate chief of the Human Nutrition, Exercise Physiology and Sarcopenia Laboratory at the USDA Human Nutrition Research Center on Aging at Tufts University. The greatest benefit, however, may be strength trainings ability to build muscle.
Starting in our 30s and 40s, people start to lose a quarter-pound of muscle every year, explains Dr. Nelson, author of the best-selling book Strong Women Stay Young. We believe that much of this loss can be stopped or reduced with simple strength training.
Other conditions that might benefit include back pain, recovery from surgery and even mild high blood pressure.
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Methods of strength training
Strength training may or may not include lifting weights. In fact, weight-bearing exercises include stair climbing and calisthenics such as push-ups and chin-ups. And rather than using metal weights, many prefer to use elastic tubing. Still, you should not be intimidated by metal weights, or by muscle-bound weight lifters!
If you have not lifted weights before, make an appointment with a certified athletic trainer to help you develop a safe strength-training program. You can find a trainer at a local gym or through a referral from your doctor or a friend.
Tips for getting started
Begin each exercise with very low weights and minimal repetitions.
Slowly increase weight, never adding more than 10 percent in a given workout.
Do strength-training exercises 2 to 3 times a week. Allow at least one day between each workout for your bones and muscles to rest and restore themselves.
Gradually increase the intensity of your workout. Try to work up to 2 or 3 sets of 8 to 10 repetitions with a rest period of 30 to 60 seconds between sets.
Although stiffness the day after exercise is normal, you will know if you did too much if you are in pain. Decrease the intensity or the duration of your exercise next time.
The joy of strength training
As mentioned earlier, you can enjoy the activity of strength training with a simple survey of your life. For example, would you like to
Prevent bone loss
Improve heart function
Improve blood pressure
Achieve better blood sugar control
Help reduce depression
If so, strength training is for you!
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How long do you plan to live? Pick a number and look at people that age. You will see a broad spectrum of vitality, from those that are home-bound or have confined mobility to those competing in marathons and skydiving! Which group do you want to be in? Strength training can help you maintain vitality and flexibility, it can help you recover from injury and can improve your energy at any stage of life.
Do you have purpose in your life? Meeting those purposes requires health. Strength training helps you achieve and maintain the wellness you need to be effective in your life purposes: to be there for those you love, to accomplish the great works inside you, to enjoy your leisure knowing you are healthy enough to do whatever your heart demands. Strength training helps you have more to give, and giving is the truest source of happiness.
So go ahead, enjoy the activity of strength training!
Note. Consult with your doctor before starting any type of exercise program.
Take Control of Your Health
First, decide why you want to do strength training
Get professional help when needed
Start slowly, progress wisely
Warm up, stretch and breathe deeply
Know good pain from bad pain
Allow 48 hours for recovery
Increase energy with Sublingual B-12
Boost flexibility with OmegaPrime
Reduce inflammation with Nopalea
Lose unwanted weight with Leanology
Take Bone Growth Factor to re-grow bone
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Dietary Supplements for Osteoarthritis
Osteoarthritis, or OA, is by far the most common form of arthritis. You may already show signs, though you probably do not know it. It is not until later in life that OA becomes one of the leading causes of chronic pain and disability.
Joint Wear and Tear
Degenerative joint disease, another term for OA, is a better description of the process of wear and tear that gradually softens and breaks down the joint cartilage that normally prevents bones from rubbing together. X-rays of osteoarthritic joints often show narrowing of the joint space and destructive changes in the adjacent bone.
Patients with OA generally complain of joint pain and stiffness, particularly after physical activity. The hips, knees, ankles, and spine are most susceptible to OA, since they absorb the brunt of gravitational forces.
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Cartilage Health
Joint cartilage is made up of cells, called chondrocytes, embedded in a substance called the extracellular matrix. One of the primary components of this matrix is a material called proteoglycan. This material helps cartilage absorb the forces of friction.
With normal aging, the proteoglycan content of the matrix decreases. This decrease can be accelerated by injury, excessive mechanical force or joint deformity. This explains why certain occupations, like dockworkers and professional football players, become disabled from OA sooner than the rest of us. It also explains why obesity, which adds considerable stress to joints of the lower extremities, greatly increases the risk of OA, particularly in the knees.
Even after OA begins to set in, there is evidence that regular exercise can delay or prevent the onset of pain and disability. Aerobic activity protects against obesity, while weight training enhances the strength and flexibility of the muscles, tendons and ligaments around the joints, which improves joint stability and resilience. Keep in mind that acute injuries and repetitive strain increase the risk of OA. Therefore, exercise is only beneficial to joint health if it is done gradually, and with proper preparation, like stretching, and equipment, like quality footwear.
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Treating Osteoarthritis
Standard treatments for symptomatic OA include
Physical therapy to increase the strength and flexibility of affected joints
Prescription or nonprescription pain medication, most commonly nonsteroidal anti-inflammatory drugs, or NSAIDs for short
Injections of more powerful anti-inflammatory steroid medication into the joint
Joint replacement surgery
Although often effective at relieving pain, these interventions do nothing to slow or reverse the deterioration of cartilage. Therefore, researches have turned their attention to two natural constituents of human cartilage thought to preserve, or even enhance, cartilage integrityglucosamine and chondroitin.
Glucosamine and Chondroitin
Glucosamine and chondroitin are thought to stimulate the production of proteoglycan and stop its breakdown. Glucosamine is derived from the exoskeletons of shrimp, lobster and crabs. Chondroitin is manufactured from natural sources, such as shark and bovine cartilage.
Numerous clinical studies have evaluated the effectiveness of these supplements in treating OA of the knee and hip. Some studies have shown glucosamine and/or chondroitin to be moderately more effective than a placebo, with no significant side effects.
Other Supplements for OA
Many other dietary supplements are purported to benefit OA patients. These supplements include
S-adenosylmethionine or SAMe, which is an analgesic or anti-inflammatory
Vitamins C and E, and beta-caroteneantioxidants
Vitamin Dessential to normal bone and cartilage metabolism
Avocado or soybean oil extracts may stimulate chondrocyte activity
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RESOURCES
Arthritis Foundation
http://www.arthritis.org/
National Center for Complementary and Alternative Medicine
National Institutes of Health
http://nccam.nih.gov/
REFERENCES
Osteoarthritis. EBSCO Natural and Alternative Treatments website. Available at http://www.ebscohost.com/thisTopic.php?marketID=15topicID=114. Updated February 2010. Accessed June 21, 2010.
This content is reviewed regularly and is updated when new and relevant evidence is made available. This information is neither intended nor implied to be a substitute for professional medical advice. Always seek the advice of your physician or other qualified health provider prior to starting any new treatment or with questions regarding a medical condition.
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The Secret Of Nopalea's Amazing Betalains
These powerful and protective healing nutrients are essential to detoxification
By Brazos Minshew, TriVita Chief Science Officer
Sure, Nopalea tastes great and it offers many astonishing benefits. However, you may not know about one of Nopalea's very special secrets. This breakthrough wellness drink contains a unique class of nutrients called Betalains. Betalains are bioflavonoids in the Quercetin family. A bioflavonoid is a vitamin-like substance that works alongside antioxidants like Vitamin C. They are useful in helping us make collagen so our skin looks young and in strengthening blood vessels so we do not easily bruise. Bioflavonoids help us resist allergies and infections from bacteria and viruses. They are also anti-inflammatory.
How Quercetins help fight deadly toxins
Quercetins are found in foods we eat every day such as apples and onions. They are important in medical science because high intake of Quercetin-containing foods results in low incidence of cancer and heart disease. Betalains are grandchildren of Quercetin. But Betalains are orphans. None of the plant species related in their development exist anymore. They have all gone extinct except beets, rainbow Swiss chard and Nopal fruit, plants that are not even distant cousins in the world of fruits and vegetables.
However, all 24 known Betalains are very important for human health. That is especially true today because they are all anti-toxin and anti-inflammatory. Would you not agree that our world is becoming more and more toxic? Environmental experts report dramatic increases in disease-producing toxins in air, water and soil. Toxins produce inflammation, and most of the diseases we face start with inflammation, like Alzheimer's, cancer, heart disease, etc.
Betalain content develops in response to the environment in which the plant grows. The more extreme the climate, the more protective Betalains the plant needs to survive, and the more benefits we get when we eat them! So, while we may get a few precious Betalains from beets and rainbow Swiss chard, we get the greatest abundance, all 24, from the specific Nopal fruit found in the Sonoran Desert.
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Beta xanthines key role
One of the most important Betalains for detoxification is beta xanthine. Beta xanthine participates in detoxification in the liver and kidneys. It makes detoxification much easier for our body.
Human bodies burn food to create energy. This is called metabolism, which is the breaking down the food in basic components called catabolism and using those building blocks to build up our health called anabolism. This makes us healthy and energetic. However, we must contend with toxins along the way, toxins from outside our body, like exotoxins from air, water and food, and even toxins created inside our body called endotoxins. One of these endotoxins is called uric acid. High levels of uric acid are poisonous and high levels have been associated with heart disease, diabetes, metabolic syndrome, kidney stones and gout.
Uric acid is neutralized in the liver by enzymes. Interestingly, the same liver enzymes that detoxify uric acid may also detoxify many other poisons. So, improving liver detoxification of uric acid with the help of Betalain beta xanthine may improve your ability to detoxify many other poisons. It is like getting a bonus every time you drink Nopalea!
You will not be able to complete this detoxification process entirely if your liver is fatty, sluggish or toxic. Uric acid is excreted by the kidneys. The kidneys are easily damaged by dehydration, too much protein or sugar in your diet, toxic metals like mercury or other toxins like aspirin. In fact, the kidneys are so delicate that they can even be damaged by temperature extremes in our environment, especially heat.
Beta xanthine helps protect the liver and kidneys by neutralizing toxins such as uric acid, by increasing liver detoxification enzymes that clean up both exotoxins and endotoxins and may even reduce the shock our kidneys face from excess heat.
Betalains, including beta xanthine, are anti-inflammatory and anti-toxin, just what we need in a toxic, inflamed world! And just like their grandfather Quercetin, Betalains are beneficial for improving our health and daily performance. Beta xanthine takes its place among all of the health-promoting bioflavonoids as an antioxidant that harmonizes with all of the other beneficial nutrients that are truly gifts to us from the Sonoran Desert.
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Understanding Degenerative Joint Disease
Osteoarthritis is the breakdown of cartilage in the joints. This is followed by chronic inflammation of the joint lining. Healthy cartilage is a cushion between the bones in a joint. Osteoarthritis usually affects the hands, feet, spine, hips, and knees. People with osteoarthritis usually have joint pain and limited movement of the affected joint.
Causes
Osteoarthritis is associated with aging. The exact cause is unclear. As osteoarthritis develops, you experience loss of cartilage, bone spurs around the joint, and muscle weakness of the extremity.
Risk Factors
A risk factor is something that increases your chance of getting a disease or condition.
Risk factors include
Obesity
Genetic factors
Injury to the joint surface
Occupations and physical activities that put stress on joints
Neuromuscular disorders like diabetes.
Symptoms
Symptoms include
Mild to severe pain in a joint, especially after overuse or long periods of inactivity, such as sitting for a long time
Creaking or grating sound in the joint
Swelling, stiffness, limited movement of the joint, especially in the morning
Weakness in muscles around the sore joint
Deformity of the joint.
Diagnosis
The doctor will ask about your symptoms and medical history, and perform a physical exam.
Tests may include
X-rays of the affected joints
Blood tests
Arthrocentesis
Treatment
There is no treatment that stops cartilage loss or repairs cartilage that is damaged. The goal of treatment is to reduce joint pain and inflammation and to improve joint function.
Treatments may include
Dietary Supplements
There is some evidence that glucosamine and chondroitin may relieve pain and/or decrease osteoarthritis progression. Talk with your doctor before taking any herbs and supplements.
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Alternative Treatments
Some doctors report that acupuncture has been successful in reducing the pain of osteoarthritis, although the evidence is not consistent.
While more studies are needed, balneotherapy or referred to as hot water therapy, relaxation therapy, exercise, yoga, and tai chi may be helpful.
Mechanical Aids
Shoes with shock-absorbing soles can provide some relief while you are doing daily activities or exercising. Splints or braces help to properly align joints and distribute weight. Knee and wrist joints may benefit from elastic supports. A neck brace or corset may relieve back pain, and a firm mattress may help chronic back pain. Canes, crutches, walkers, and orthopedic shoes also can help those with advanced osteoarthritis in the lower body.
Weight Reduction
Losing weight can lessen the stress on joints affected by osteoarthritis. Losing five pounds can eliminate at least 15 pounds of stressful impact for each step taken. The more weight lost, the greater the benefit.
Exercise and Physical Therapy
Strengthening the muscles supporting an arthritic joint, particularly the knee, lower back, and neck, may decrease pain and absorb energy around the joint. Swimming and water aerobics are good because they do not put stress on the joint.
Assist Devices
If you are having difficulty getting around due to arthritis pain, your doctor might recommend that you install handrails and grips throughout your home. These are useful in the bathroom and shower. You may need elevated seats, including toilet seats, if you are having difficulty rising after sitting.
Heat and Ice
Applying heat, with hot water bottles, heating pads, hot paraffin, helps joints and muscles move more easily. It can also lessen pain. Using ice packs after activity can also help.
Steroids
Corticosteroid injections to the inflamed joint may be given if other pain medicines do not work. Because repeated cortisone injections can be harmful to the cartilage, they are reserved for those with severe symptoms.
Surgery
Surgery can
Reposition bones to redistribute stress on the joint
Replace joints
Remove loose pieces of bone or cartilage from joints
Prevention
To reduce your chance of getting osteoarthritis
Maintain a healthy weight.
Do regular, gentle exercise, including walking, stretching, swimming, and yoga.
Avoid repetitive motions and risky activities that may contribute to joint injury, especially after age 40.
With advancing age, certain activities may have to be dropped or modified. But, you should continue to be active.
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RESOURCES
American College of Rheumatology
http://www.rheumatology.org/
The Arthritis Foundation
http://www.arthritis.org/
CANADIAN RESOURCES
The Arthritis Society
http://www.arthritis.ca/
Seniors Canada On-line
http://www.seniors.gc.ca/
REFERENCES
American College of Rheumatology Subcommittee on Osteoarthritis. Recommendations for the medical management of osteoarthritis of the hip and knee. 2000 update. Arthritis Rheum. 2000 43 1905-1915.
Arthritis. National Institute of Arthritis and Musculoskeletal and Skin Disorders website. Available at
http://www.niams.nih.gov/Health_Info/Osteoarthritis/default.asp. Published July 2002. Updated May 2006. Accessed June 9, 2008.
Jordan K, Arden N, Doherty M, et al. EULAR recommendations 2003, an evidence based approach to the management of knee osteoarthritis, report of a task force of the Standing Committee for International Clinical Studies Including Therapeutic Trials, or ESCISIT. Ann Rheum Dis. 2003 62 1145-1155.
Osteoarthritis. EBSCO Publishing Health Library, Natural and Alternative Treatment website. Available at http://healthlibra.... Accessed March 4, 2008.
van den Berg WB. Pathophysiology of osteoarthritis. Joint Bone Spine. 2000 67 6 555-6.
2/7/2008 DynaMeds Systematic Literature Surveillance http://www.ebscohost.com/dynamed/what.php Underwood M, Ashby D, Cross P, et al. Advice to use topical or oral ibuprofen for chronic knee pain in older people: randomised controlled trial and patient preference study. BMJ. 2008 336 138-142. Epub 2007 Dec 4.
This content is reviewed regularly and is updated when new and relevant evidence is made available. This information is neither intended nor implied to be a substitute for professional medical advice. Always seek the advice of your physician or other qualified health provider prior to starting any new treatment or with questions regarding a medical condition.
Copyright © 2008 EBSCO Publishing All rights reserved.
Edits to original content made by TriVita.
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Is Inflammation The Cause Of Obesity?
Research points to a connection that's gaining awareness
If we could reduce inflammation, could we also reduce the problem of excess weight? There is growing evidence of a connection between the two conditions, and mounting excitement over the possibility of easing both.
For several years, medical science has turned its eye toward inflammation as the main issue behind a number of health problems, from joint pain to allergies, high blood pressure to ulcers, and even cancer and heart attacks. As early as 2004, TIME magazine called chronic inflammation, The Secret Killer. Continuing research suggests that obesity might be added to the list of conditions caused, at least in part, by inflammation.
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The brain, inflammation and excess weight
Researchers recently found that weight could be lowered or managed by reducing inflammation in a certain part of the brain. Just over a year ago, a study published in the journal Cell indicated that inflammation could be a key factor in obesity.
Obesity is known to increase inflammation throughout the body. But could the inflammation be a cause, not an effect, of the obesity? A study based at the University of Wisconsin, Madison and the University of California, San Diego zeroed in on two areas
The hypothalamus, a brain region that regulates the bodys energy balance.
A so-called master switch of inflammation that is usually turned off.
In lab tests on mice, that so-called master switch of inflammation turned on in the brains of mice on a high-fat diet. With that master switch turned on, the mice gained weight.
Next, the scientists used genetic engineering to flip that master switch off in the hypothalamus of other mice. Those mice were significantly protected from becoming obese, even on a high-fat diet, the researchers wrote. It is important to note that inflammation alone is not a bad thing: it is a vital tool for the body to fight off infection. It is when the bodys defense switch gets stuck in the, on, position that we have chronic inflammation. The researchers concluded that finding out how to control that switch in the hypothalamus might open the door to fighting obesity and related diseases.
Obesity as chronic low-level inflammation
More connections between obesity and inflammation were found by Dutch researchers writing in the journal PPAR Research. The article, which looks at the complex relationship between fat storage, insulin resistance and secreted proteins, comes to a provocative conclusion.
After studying the affect of obesity on tissue in body parts including the liver, the scientists said that their findings feed a growing recognition that obesity represents a state of chronic low-level inflammation.
Adding diabetes to the story
Because our bodies are so complex, some of the research into obesity and inflammation takes an extra step to understand. In the case of diabetes, for example, a connection between body fat and diabetes has pointed a finger at inflammation as the root problem.
Researchers at the University of California, San Diego, School of Medicine published findings of a study in the journal Cell Metabolism, that can be summed up in four words, Inflammation is the key. The research found that obesity, in animals or people, leads to increased fat in the liver, called steatosis. Steatosis, in turn, leads to liver inflammation and insulin resistance, which can result in diabetes.
Problem, Inflammation. A solution, Nopalea
As research continues into the relationship between inflammation and excess weight, there is a way to help your body reduce inflammation, Nopalea. This breakthrough wellness drink is helping people across North America enjoy optimal wellness, because with daily use it helps your body
Reduce inflammation
Detoxify
Achieve optimal cellular health
Protect against premature aging
Nopalea can help you feel better, feel healthier and thrive.
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Inflammation: Scourge Of Our Time
TriVita Sublingual B-12 and Nopalea pack a powerful anti-inflammatory 1, 2 punch
by Brazos Minshew, TriVita Chief Science Officer
How many of your friends suffer from inflammation? Not just the kind that comes with a sore throat or swollen finger, but the inflammation that is causing an explosion in asthma, allergies, digestive problems, insomnia, autoimmune disorders and other reactions around the world? More important, what are some possible answers to the problem of inflammation?
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Forming histamines
Humans have been exposed to pollen since we first walked the earth. It is the same with foods that trigger allergies in many people. Yet, the sensitivity to pollens and all other proteins is increasing, it seems, almost daily. Since people, pollens and proteins have peacefully coexisted for many generations, the problem must be something new in our environment that is causing us to become more inflamed. Potential causes of the increase in autoimmune disorders could include
The toxins in our environment
The emotional distress we endure daily
Deficiency in vital elements such as nutrients and sleep
The damage of a sedentary life
Each of these sources of stress has been implicated in the release of inflammatory histamines in our body. Histamines form more readily in a B-12 deficient environment because B-12 blocks THF, which is an enzyme that creates histamine. Once histamines are released into your system they are extremely inflammatory. Nopalea quenches inflammation through anti-inflammatory Betalains.
Histamine disorders
We probably only think of hay fever when we think of histamine, like itchy, watery eyes, sneezing, difficulty breathing, etc. These are allergy symptoms connected with histamine release on an H-1 receptor in the upper airways. Yet, histamines are released on 4 different receptors
H-1 in the airways pertains to allergic rhinitis or referred to as hay fever, asthma, watery eyes, scratchy throat, bronchitis.
H-2 in the digestive system pertains to acid indigestion, gastric reflux, irritable bowel syndrome, colitis.
H-3 in the brain pertains to insomnia, anxiety, depression, attention deficit disorder, bipolar disorder, Alzheimers.
H-4 in the immune system pertains to rheumatoid arthritis, systemic lupus, chronic fatigue syndrome, fibromyalgia.
Histamines are inflammatory. They start a fire in one or more of these body systems and we produce symptoms. The fires origination may be determined because of heredity, environment and lifestyle. The so-called match ignites the firestorm may be pollens or proteins, toxic poisons or healthy foods or just about anything you can imagine. In the end, the inflammation is always caused by histamines!
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The dynamic duo
As I mentioned, Sublingual B-12 protects against much of the excess histamine formation by blocking the enzyme THF. This is especially true of TriVita Super Sublingual B-12 because it contains three milligrams of both biologically active forms of B-12. Once histamine is released, it creates inflammation that actually feeds on itself in a storm of irritation. Nopalea helps break the cycle of inflammation and anti-inflammatory Betalains help quench the firestorm.
So pollens are not inherently "bad" and proteins in foods are not either, although, I must admit that sometimes they seem that way! In combating inflammation we may benefit from a simple two-step approach. We need to isolate ourselves from the allergen until our immune system can be reprogrammed and insulate ourselves with proper nutrients and nurturing every single day. Insulation begins with B-12 and Nopalea.
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Stress, Inflammation and Aging
Breaking the toxic cycle, regaining wellness balance
By Dr. Linda Wright
If you feel more stressed than you did, say, five years ago, about half the population is with you. Whether the stress is mental, physical, emotional or environmental, it brings with it inflammation that can lead to premature aging. Stress in general contributes to poor relationships, affecting work and damaging health. First, it is important to know the real physical effects that stress can have on our bodies. Over time, stress can lead to
Heart disease
Glucose intolerance
Nervous conditions
Immune system disorders
Acute respiratory disease, such as asthma
Susceptibility to colds and flu
Diabetes
Allergies
Depression
Osteoarthritis
Digestive problems... and several other ailments
Stress in and of itself is not a bad thing. As humans, we are designed to respond to it every day, sometimes with temporary bursts of energy that are natural and normal, like the flight or fight response involved when hormones are released into our bloodstream. However, when chronic stress keeps us in a constant state of readiness, the body can become weakened and susceptible to disease.
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Cells overwhelmed by inflammation
A certain amount of inflammation is actually necessary for healing, whether the damage is from injury, illness, toxins, nutritional deficiencies or stress. Think of what happens when you cut your finger. You may have redness, in which increased nutrients and proteins are carried by an increased blood supply to the injury site, swelling, in which additional plasma and healing proteins are brought to the site, pain, in which is our signal to be careful of that area, and heat, in which white blood cells defend damaged tissue from microbes.
This cut finger example demonstrates homeostasis in action. In this way, the body tries to get all its systems back in balance by remodeling damaged cells. The redness, swelling, pain and heat gradually disappear. Once the healing process is complete, homeostasis returns the body to a natural, healthful state of balance. However, when the body is overloaded with chronic stress and excess inflammation, it can be literally worn down by the constant demands. Cells may become damaged beyond repair, and we can literally become old before our time, falling victim to both mental and physical problems.
Controlling stress and inflammation
Sometimes, we can be overwhelmed by the various types of stress that come with everyday life. These include mental stress, such as over-work, physical stress, such as exercising more than usual, emotional stress, as when we are having relationship problems, and environmental stress from pollutants in our environment and food supply.
Let us look at just one type of stress, emotional, to see how the brain and body respond. Suppose you get a letter from the government tax office saying you owe 40,000 dollars. Even if you have that kind of cash lying around, you are going to feel stressed. Your brain will release chemicals called catecholamines that trigger inflammatory processes. One might be the release of insulin, a pro inflammatory hormone.
Too much stress over an extended time period will cause insulin resistance, which is associated with obesity. That obesity, which itself creates inflammation, triggers the body to produce another pro inflammatory hormone called cortisol, which creates more stress, and so on and so on. Clearly, then, controlling stress will help break this cycle of inflammation, and help the body return to its natural, balanced state.
Keys to stress management
The first step toward managing stress is to identify the things in your life that are causing it, like marital problems, work pressures or illness in the family. Once you identify and understand these stressors, you can begin to find ways to change your environment and manage them. Support groups, exercise and certain nutritional supplements may help modify the levels of stress hormones and help the mind and body to rebalance. Try these techniques to help reduce stress
Practice the 10 Essentials for Health and Wellness.
Enjoy physical activity every day.
Eat nutritiously, emphasizing fruits, vegetables, whole grains and lean protein.
Seek out friends to talk to, or take steps to build your social support network.
Take time out each day to sit quietly and peacefully.
Try relaxation techniques such as yoga and deep breathing.
Avoid excess alcohol.
If stress continues to be a problem despite your best efforts, do not hesitate to ask your healthcare provider for help. After all, controlling stress, inflammation and the wear and tear they create are key to enjoying health and life for as long as possible.
Take the Wellness Challenge.
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Headache Pain? Inflammation and fat could be to blame
What is the connection between migraine headaches, inflammation, and body fat?
By Dr. Joshua A. Tobin
I am a neurologist, which means that I diagnose and treat disorders of the brain, spinal cord, nerves and sometimes muscles. Since the brain is the body part that recognizes pain, much of my practice involves treatment of painful conditions, such as headaches.
Inflammation is the bodys attempt to remove harmful stimuli and initiate healing. Inflammation is an extremely important process because without it, our bodies could not fight infection, and our wounds would not heal. For example, if my immune system could not cause inflammation in my foot, my foot sprain would never heal, and I would be stuck using crutches for the rest of my life!
However, too much inflammation is harmful. Inappropriate inflammation is a major contributing factor to many Western diseases, such as heart attacks, strokes and also to headaches.
Migraines
Migraine is a specific type of headache that afflicts 12 percent of all Americans. Its hallmarks are a moderate to severe throbbing pain on one side of the head that is worse with physical activity, lasts for hours to days, and is associated with nausea, vomiting, or light and noise sensitivity.
Medications often used for migraines include NSAIDS, which stands for non steroidal anti-inflammatory drugs, and corticosteroids.
Estrogen has many effects, one of which is suppression of the immune system. Women are more likely to have migraines around the time of menstruation, when their estrogen levels are low, and are less likely to have migraines when they are pregnant, when their estrogen levels are high.
An important change that takes place during a migraine is called neurogenic inflammation, which is the swelling of the blood vessels of the brain, possibly with leakage of bloodstream proteins into brain tissue. Many successful migraine treatments work by counteracting this blood vessel swelling, including caffeine, a group of medications called the triptans, and another group of medications called ergots.
Cytokines are small proteins that most cells in the body produce to communicate with other nearby cells. One cytokine that triggers blood vessel swelling in neurogenic inflammation is called CGRP, which stands for calcitonin G related peptide. CGRP also stimulates the production and release of more inflammatory cytokines with names such as TNF alpha or tumor necrosis factor alpha, IL 1 beta or interleukin 1 beta, and IL 6 or interleukin 6 from special white blood cells called lymphocytes. While the names of all these cytokines can seem a little technical, just remember that they are all small proteins that allow communication between nearby cells.
Scientists gave TNF alpha to volunteers, who subsequently developed headaches. In another study, an anti-inflammatory cytokine called IL 10 or interleukin 10 decreased pain levels in volunteers. Studies have shown increased levels of the proteins TNF alpha, IL 1 beta, and IL 6 in the blood draining away from the head in the first few hours after a migraine attack.
A potential new class of migraine medications works by preventing CGRP from signaling the blood vessels to dilate. These CGRP receptor antagonists are still in development.
While neurogenic inflammation is a localized process of the brains blood vessels, migraine might also involve systemic inflammation, or inflammation of the rest of the body. Two studies found that migraine sufferers had elevated levels of many inflammatory molecules in their blood both during headaches, TNF alpha, IL-1 beta, and IL 10, and perhaps more importantly, even in between headaches, TNF alpha and IL 1.
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Headaches, inflammation, well being and fat
Simply put, headaches make us feel lousy. Migraine sufferers especially tend to feel tired and achy. Inflammation relates to these feelings. When scientists studied the blood of volunteers who felt tired, irritable, achy, feverish and who could not concentrate, they found that a particular group of white blood cells called mononucleocytes produced more IL 1 and IL 6 in these afflicted volunteers than in other volunteers who felt good.
If you have migraines, your fat may have something to do with your headaches, possibly because your fat cells secrete an anti-inflammatory protein, cytokine, called adiponectin. Interestingly, the less body fat you have, the more adiponectin your fat cells produce. In other words, thin people have high adiponectin levels, and overweight people have low adiponectin levels. Adiponectin protects against diabetes, high cholesterol and atherosclerosis, otherwise know as hardening of the arteries.
Two important types of dietary fat are the omega 3 fatty acids and omega 6 fatty acids. In general, omega 6 fatty acids promote inflammation, and omega 3 fatty acids oppose inflammation. While your body does need some omega 6 fatty acids, the typical Western diet contains up to 30 times too much. Therefore, decreasing dietary fat intake is normally expected to reduce the amount of inflammatory omega 6 fatty acids.
Does this mean that people can cure their headaches by losing body fat? We dont know for sure, but we do know that obese people with headaches are more likely to find their headaches worsening. If you have headaches, you may want to ask your doctor if decreasing your fat intake or altering the types of fat you consume is worthwhile.
Joshua A. Tobin, M.D., is a board certified neurologist at 21st Century Neurology in Phoenix, AZ. He especially enjoys caring for patients with headaches, fibromyalgia and sleep disorders.
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Enjoying Wellness From The Inside Out
Improve your health by rejuvenating your cells
By Brazos Minshew, Chief Science Officer
There may be trillions of cells in the human body. Each cell is like a tiny factory... and they all have a function and a product to produce. Our DNA orchestrates the production of tiny proteins that are made into enzymes, hormones and other products of the cell.
Under extreme circumstances the cell will alter its production of basic, life sustaining proteins and produce whatever is necessary to meet a crisis. For example, when we are under stress, our adrenal glands produce large amounts of adrenaline.
Under stress, these same cells change function. They stop producing the things that build us up, anabolism, and start producing things that tear us down, catabolism. Your body does this because the message of stress is that it must sacrifice healthy function, which we call healthy aging, for a time to produce energy needed to ensure our safety. This is an acceptable trade if we are using the energy to get out of oncoming traffic! It is a poor way to deal with chronic, daily stress.
The DNA is sensitive to signals of stress because it is designed to help us survive. Adaptogens carry information that helps the health of our DNA, even under extreme stress. TriVita has a product called Adaptogen 10 Plus that provides not only the necessary adaptogens to cope with the stress, but also antioxidants to counter the damage and boost your immune system.
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Building healthy cells
Healthy cells make healthy tissues which in turn are collected together as organs. Organs work within systems, for example, your digestive or immune system. Systems combine to form a healthy, functioning body. Still, the basic unit of life is the cell and the basic conductor of orchestrating the function of the cell is the DNA.
In order for our DNA to accomplish the task of building healthy cells, we must provide the necessary nutrients every day. If we are missing even a single nutrient at the critical moment it is needed, our cells will not be able to carry out their work of creating healthy proteins. Incomplete proteins are produced, cells become toxic and these become the focus for inflammation and disease.
Toxic DNA
It is important to know that your DNA never produces disease. Instead, it produces proteins with the raw materials it has at that moment and in response to information it receives. That information comes in the form of nutrients and toxins from both inside and outside our body. Healthy application of the 10 Essentials for Health and Wellness and daily healthy aging nutrients send positive (anabolic) messages to your DNA. Trauma, toxins, deficiencies and stress send negative, catabolic, messages to your DNA.
Trauma, toxins, deficiencies and stress damage your DNA and cause it to produce toxic proteins. These proteins become the source of inflammation and disease. Nopalea helps your body neutralize its inner toxins and reduce its inflammation. A special antioxidant polyphenol called ECGC found in green tea and concentrated in Energy Now takes the lead in antioxidant DNA repair. CoEnzyme Q 10, or CoQ-10, adds fuel to the repair process and works in concert with ECGC.
We can improve our health by building healthy cells at any age. We are literally one choice away from improving healthy cellular function, the choice to live the 10 Essentials.
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Nopalea defends your body against dangerous toxins that ...threaten cellular health
...lead to inflammation
...and trigger a whole host of diseases
Here is how it helps the body thrive.
The power of Betalains
Harnessing the power of Betalains, a rare and potent class of antioxidants that flourish in the Nopal cactus, Nopalea delivers scientifically proven health benefits.
Detoxify your body
Every day, we are exposed to toxins in our air, water and food, and even toxins created by our own bodies. Nopalea combines its Betalains with other antitoxic ingredients to combat these poisons where they strike us first, right inside the trillions of cells in our bodies.
By increasing the activity of CYP 2E1, a special enzyme that neutralizes daily toxins, Nopalea protects your cells and vital organs, especially your liver, against the carcinogens, hormone disruptors, respiratory toxins, developmental toxins and neurotoxins that are responsible for one quarter of all the worlds diseases.
Reduce inflammation
When toxins assault your system, or when injury or infection strikes, your body responds with a complex biological process commonly referred to as inflammation. If this inflammation goes unchecked, it can lead to a wide variety of disorders, from stroke to arthritis to heart disease.
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Nopalea specifically targets signs of inflammation in your body and reduces them quickly. Its Betalains and other anti-inflammatory ingredients work directly on the fluid surrounding your cells. There, they draw off the toxins and excess water to reduce inflammation and rebalance the cellular environment.
Protect against premature aging
Your skin is a miraculous covering that protects you from harm. Pollution, toxins, radiation and other potentially damaging influences are kept out of your body by your skin, in which vital organs are protected inside. One of the first signs of aging is thin, sagging, withered skin that is easily damaged.
Nopalea rushes to these damaged areas to shore up your protective layer. The Betalains in Nopalea fill in the gaps of your cells, including the cells in your skin, and return them to the firm, robust nature of young cells, at any age. By providing a healthy environment for the cell, Betalains keep it from withering.
More health benefits
Want even more reasons to drink Nopalea? Scientific research shows that Nopalea also helps the body to
Increase energy
Boost the immune system
Protect against fluid retention
Neutralize free radicals
Nopalea ... drink it and thrive. I did. Anti-Inflammatory Product
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How Nopalea aids the body in healing
Its Betalains, come to the rescue
Betalains, pronounced bay ta lins, are a rare and potent class of antioxidants that flourish in the Nopal cactus fruit. Nopalea harnesses the power of this desert Superfruit and its Betalains to bring you scientifically proven health benefits.
These Betalains have been scientifically proven, in hundreds of studies, to help the body detoxify itself and reduce inflammation.
More about those amazing Betalains
Betalains are the pigments that give the Nopal cactus fruit its vibrant pink color. But that is just the beginning. They are also natural antioxidants, and they are found only in a few of the worlds plants. And among these plants, the Nopal fruit is the leader, by far, as it contains one of the highest amounts of Betalains in all of nature.
How Betalains help with your wellness
When you drink Nopalea, its Betalains enter your system and begin to restore your bodys vitality at the cellular level. They do this by helping your body reduce the toxins surrounding its cells, which allows more essential nutrients to reach each cell. As a result, your cells are better fed and energized to repair and replace damaged tissues and reduce the reactive inflammation, keeping it from becoming chronic and leading to disease.
Scientific research shows that Betalains help to
Reduce the risk of blood clots. Betalains protect the thin lining of your blood vessels. This helps reduce the inflammation that makes your blood sticky and leads to clots.1
Reduce bad cholesterol. Betalains strongly reduce oxidized LDL cholesterol.2
Protect cells from toxins. Betalains protect many types of cells, especially brain cells, from toxins known to trigger tumors.3
Protect your liver. Betalains provide significant protection from toxins that directly affect your liver.4
But getting those precious Betalains can be difficult.
That is why I take an inflammation fighter. Take the Wellness Challenge
The average U.S. or Canadian diet is typically devoid of Betalains. The main reason for this is that Betalains are only available from a few types of plants, like the Nopal cactus, beets, Swiss chard and a few weeds and fungi.
Furthermore, not all Betalain producing plants are equal. Plants produce Betalains to protect themselves from harsh environments, so the harsher the environment, the greater the Betalain production. That is why, among all of the worlds plants, the Nopal cactus has the highest concentrations of Betalains. It lives in the brutally inhospitable conditions of the Sonoran Desert.
So if inflammation is the problem, then Nopalea is a natural solution.
1.Antioxidant Betalains from cactus pear, Opuntia ficus-indica, inhibit endothelial ICAM 1 expression. C Gentile, L Tesoriere, M Allegra, M A Livrea, P DAlessio Dipartimento Farmacochimico, Tossicologico e Biologico, Università di Palermo, Italy.
2.Allegra M, Tesoriere L, Livrea MA. Free Radic Res. 2007 Mar 41 3 335 through 341.
3.Lee MH, Kim JY, Yoon JH, Lim HJ, Kim TH, Jin C, Kwak WJ, Han CK, Ryu JH. Phytother Res. 2006 Sep 20 9 742 through 747.
4.Galati EM, Mondello MR, Lauriano ER, Taviano MF, Galluzzo M, Miceli N. Phytother Res. 2005 Sep 19 9 796 through 800.
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Chronic Inflammation
It is long been a secret problem,
now scientist are discovering it is the cause of so many different kinds of pain and serious disease
Chronic inflammation is linked to a wide variety of conditions, including many types of pain, heart disease, diabetes, cancer, Alzheimers and even gum disease!
For the longest time, chronic inflammation remained hidden and unknown as an extremely serious health problem. It was not until not too long ago that it was discovered to be so dangerous. So much so that TIME Magazine even published a story about it on its cover. Now, scientists are finding more and more links between chronic inflammation and a wide variety of conditions including,
Many types of pain
Heart disease
Diabetes
Cancer
Alzheimers disease
Gum disease
Although inflammation has not been pinpointed as the cause of all these conditions, it has been well documented as playing a part in them, often intensifying the symptoms and effects.
So what exactly is inflammation, how can it affect you and how can you help reduce it?
First things first. What is inflammation?
Inflammation is your immune systems response to damage. This damage can arise from trauma, bacterial, viral or parasitic infection, stress, genetic abnormalities, metabolic disorders and a host of other sources. Certain lifestyle conditions can also contribute to inflammation, such as poor diet, stress, being overweight, a sedentary lifestyle and smoking. Inflammation can cause redness, swelling, heat, pain and loss of function.
When you are injured, the inflammatory response immediately moves into action. White blood cells rush to the scene of the damage and begin to destroy the damaged cells, while sending out chemical signals that call for more help. Part of this response process creates free radicals, which attack the damaged area and help correct the problem. Finally, at a certain point, the body overcomes the damage, repairs the tissues, and equilibrium is restored.
However, if the body can not overcome the damage and restore equilibrium, then the inflammation continues unabated. Those free radicals, instead of stopping, continue attacking the bodys tissues, and now start damaging healthy cells. This new damage leads to yet the continuation of inflammation, which mistakenly causes more damage, which results in further inflammation, and so on. This is the cycle of chronic, never ending inflammation. And it is what causes all the serious trouble.
Battle inflammation with an anti-inflammatory product before it gets worse.
How chronic inflammation worsens your health over time
Though you may not see or even feel chronic inflammation, it could be silently causing trouble within your body right now. Over time, it can result in two kinds of damage, first, to the immediate area of your body thats chronically inflamed, and second to your overall health as well. Common problems can include,
Heart Problems. Chronic inflammation is believed to contribute to the formation of plaque in blood vessels, as well as the formation of blood clots. When these blood clots break free into the blood, they can block blood flow to the brain or heart, resulting in a heart attack or stroke.
Brain Problems. Chronic inflammation plays a role in Alzheimers disease, yet scientists are still uncertain what that role is. However, one theory is that inflammation kicks into gear because of the plaques and tangles in the brains of Alzheimers patients. In trying to solve the problem, inflammation just makes matters worse.
Joint Problems. Chronic inflammation of the joints can result in destroyed ligaments and tendons, damage to joint cartilage and bone and even bone erosion. This leads to pain, deformity and an inability to perform daily tasks, drastically affecting quality of life.
Mouth and Gum Problems. Dental researchers once thought bacterial infections caused gum disease, but now it is thought that some of the more severe symptoms of gum disease are attributable to chronic inflammation. The National Institute of Dental and Craniofacial Research, part of the National Institutes of Health, report that inflammation can even break down bone and connective tissue that keep the teeth in place.
Emotional Health Problems. Chronic inflammation may even play a role in your emotions. Scientists at the University of Illinois, Champaign/Urbana, discovered that an enzyme secreted by the immune system caused inflammation related, depression-like symptoms in mice. Because inflammation is linked with conditions often accompanied by depression such as diabetes, cancer and heart disease, researchers expect that this study will provide insight into chronic inflammations role in depression.
Cancer Problems. Although researchers have not discovered the exact mechanism of chronic inflammations role in cancer, they believe it encourages cancer growth. According to the American Cancer Society, inflammation creates just the right conditions for cancer cells to grow and multiply.
Terry L. Allison, Sr., #13134349 1 Star
Independent TriVita Affiliate Member
Skype: allisonmarketinggroup
Phone: 859-858-9246
Anti-Inflammatory Product
Anti-Inflammatory Product
Anti-Inflammation
TIME Magazine called it, The Secret Killer
...and here is how to help protect against it
In 2004, TIME Magazine ran an astonishing story about inflammation and its destructive effect on the bodys health.
In the years following TIMEs story, medical science went on to find even more links between chronic inflammation and highly debilitating conditions, including allergies, chronic aches and pains, IBS and others.
These links were dumbfounding, because so many different conditions can all stem from just one problem chronic inflammation.
And the type of chronic inflammation that is being studied is not just that sore, swollen muscle and joint kind that so many naturally think of. It also includes the deeper, internal types of inflamed tissues affecting vital body systems, such as,
Chronic cardiovascular inflammation in the heart and arteries
Chronic pulmonary inflammation in lungs and airways
Chronic digestive inflammation in the stomach, esophagus and intestines
Chronic inflammation in the other major organs, such as liver, kidneys, etc., and glands
Chronic widespread body cell inflammation existing throughout the body
All of these different types of chronic inflammation can lead to many different kinds of severe health problems, such as,
Ongoing, never ending pain in parts of the body
Allergies and asthmatic reactions
High blood pressure and deteriorating heart and blood vessel health
Ulcers and Irritable Bowel Syndrome
Constant, overall tiredness and lethargy
Normal inflammation is good
Whenever your body is subject to threatening elements or events, it may counter these attacks with one of its defense mechanisms such as inflammation. This is normal.
The threats that could trigger the bodys inflammatory response could be little things, such as an injury like a pulled muscle. Or, the threat could be a bacterial intrusion. Stressful feelings and events can also trigger inflammation to flare up in any number of your bodys tissues. And, nutritionally deficient diets can lead to inflammatory flareups.
Finally, one of the biggest causes of inflammation could be todays world, which relentlessly exposes your body to an overwhelming flood of microsized dangers, such as toxins, pollutants, bacteria, viruses and chemicals from ... the air you breathe ... the water you drink ... the foods you eat ... and even the things you touch.
But chronic inflammation is very bad
Due to all of the causes of inflammation, it is highly likely that right now, as you read this, your body has many sites that are inflamed. This is not the problem, though. The problem is all of sites in your body where, for a variety of reasons, your inflammation is not being turned off. Instead, the inflammation just keeps going and going. This is chronic inflammation.
There are several factors that can keep your body from turning off its inflammation response, but three factors are especially prevalent,
Chronic Stress. It keeps your body constantly revved up, wasting nutrient stores and impairing its ability to stop inflammation from becoming chronic.
Chronic Nutritional Deficiencies. Without the right nutrition, on a daily basis, your body may not have the right resources to put a halt to ongoing inflammation.
Chronic Toxin Overload. In todays world, your body is constantly fighting off toxins, pollutants and contaminants from so many sources, that it simply can be too overwhelmed to stop the never ending, triggered inflammation.
You will notice that there is one thing in common with all three of the above factors. Chronic. When these adverse factors are chronic, meaning constant, it greatly increases the chance that your bodys inflammation will be chronic, too. And it is exactly this type of inflammation, the chronic kind, that the TIME Magazine story warned about because it can be so damaging to your health.
Some common examples of how you could be suffering from various kinds of chronic inflammation and their related health problems include,
Muscle, joint and bone inflammation, causing ongoing body pain
Respiratory inflammation, causing allergies and breathing difficulties
Arterial inflammation, causing heart health problems
Digestive tract inflammation, causing ulcers and IBS
Widespread body cell inflammation, causing overall fatigue.
A superior solution to chronic inflammation
If chronic inflammation is the problem, Nopalea is a solution. It is your premier wellness partner in your bodys neverending, daily battle for good health. With its amazing Betalains, Nopalea works in two vital ways: it helps neutralize your bodys inner toxins and it helps reduce its chronic inflammation.
Learn more about
Nopaleas amazing Betalains
Nopaleas phenomenal health benefits
Nopalea helps give your body the great relief it needs today, while helping to protect it against debilitating health conditions from manifesting tomorrow.
Nopalea... it is a powerful health solution for todays unhealthy world
Reposted by:
Terry L. Allison, Sr.
Independent TriVita Affiliate Member 13134349
Anti-Inflammatory Product
Anti-Inflammatory Product
Anti-Inflammatory Product
Anti-Inflammatory Product
Market Potential
In the U.S. alone, 1.3 million people suffer from rheumatoid arthritis (RA) according to the National Institute of Arthritis and Musculoskeletal Skin Diseases (NIAMS).i Overall, the prevalence in North America and the European Union is expected to increase until at least 2010, due to the aging population. With significant unmet clinical need and the progressive introduction of higher value and more effective biopharmaceuticals, the rheumatoid arthritis market is expected to more than double in value to 27 billion dollars by 2015.ii
As of 2007, 23.6 million Americans, 7.8 percent of the population have diabetes, of which an estimated 5.7 million people are undiagnosed. Type 1 Diabetes (T1D), which can be fatal if untreated, usually strikes children and young adults, although it can strike at any age. In adults, T1D accounts for 5 to 10 percent, 0.9 million to 1.8 million people, of all diagnosed cases of diabetes in the U.S. alone. Risk factors for T1D may be autoimmune, genetic, or environmental. No known way to prevent type 1 diabetes exists.iii
There are over 1 million ulcerative colitis patients in the world, with seven major markets in the U.S. Japan, France, Germany, Italy, Spain and the UK.iv Colitis, a chronic digestive disease characterized by inflammation of the colon, is an Inflammatory and auto-immune condition affecting the tissue lining both the large and small intestines. Colitis is an inflammatory bowel disease, IBD, as opposed to an irritable bowel syndrome, IBS.
Stage of Development
Phase: I, single ascending dose, SAD, and multiple ascending dose, MAD, studies in healthy volunteers complete. Conducted by SNBL Clinical Pharmacology Center, Inc.
Purpose: To evaluate the safety profile, tolerability and pharmacokinetics in healthy subjects following SAD up to 800 mg and MAD of up to 200 mg twice a day
Study Type: Safety and pharmacokinetics
Study Design: Randomized, double-blind, Subject, Investigator, placebo controlled
Study Start Date, September 2008
Status, Study completed
For more information, www.clinicaltrials.gov Identifier, NCT00760396
Commercialization
Drug, Licensed from Ganial Immunotherapeutics, Inc.
Out-license agreement, TBD.
Technical
Rheumatoid Arthritis, RA
Autoimmune disorder: inflammatory disease leading to irreversible joint damage, deformity and disability
Affects 2.5 million Americans
50,000 people develop RA each year; more common in females
Increased mortality compared to the general population
Cause of RA is unknown
Ref. www.niams.nih.gov
VGX, 1027
Small Molecule drug candidate for the treatment of RA
Orally bioavailable
Novel mechanism of action
Preclinical efficacy against various inflammatory diseases: RA, TID, and colitis
Type 1 Diabetes
Autoimmune disease that results in the permanent destruction of insulin producing beta cells in the pancreas.
TID is usually diagnosed in children and young adults, and was previously known as juvenile Diabetes.
TID is treated with insulin replacement therapy, usually by injection or insulin pump, diet modification, exercise, and careful monitoring of blood glucose levels using Glucose meters.
Untreated diabetes can lead to one form of diabetic coma, diabetic ketoacidosis, and death.
There is no cure for Type 1 diabetes and insulin treatment must be continued indefinitely.
5-10 percent of North American diabetics have T1D.
in Mice
Mechanism of action of VGX 1027 against T1D
In T1D, pro-inflammatory cytokines, such as TNF unknown, interleukin 1 help to destroy the unknown cell in pancreas.
unknown cell destruction causes inhibition of generation and secretion of insulin.
This results in T1D.
i What People With Rheumatoid Arthritis Need to Know About Osteoporosis. November 2006. National Institutes of Health Osteoporosis and Related Bone Diseases.
ii Rheumatoid Arthritis Market Expected to More than Double in Value to US 27 Billion dollars by 2015. Business Wire. . FindArticles.com. 04 Dec. 2008.
iii National Diabetes Statistics, 2007. The National Diabetes Information Clearinghouse, NDIC.
iv DATAMONITOR Commercial Insight inflammatory Bowel Disease. 11/2006. Reference Code, DMHC2260. Page 19.
via Inovio to Products to Anti-Inflammatory Drugs.
Posted by:
Terry L. Allison, Sr.
Independent TriVita Affiliate Member 13134349
Anti-Inflammatory Product
Work At Home
Work at home offers many great opportunities. The first, of course, is making money. For money people, this alone makes people want to try. But we really need to look beyond the money, and look at some other aspects of a home business.
The first that comes to mind is freedom. If you work for a company, you are selling or renting your time to make someone else rich, so they can live their dream. Hopefully, you have your own dreams to live out. But sometimes, people loose their dreams or get stuck in rut, and start thinking that they could never have their own business. If you find yourself thinking this way, you are absolutely right. As the old saying goes, 'if you think you can, and if you think you can't, you are right either way'. The reality is if you are willing to learn and do the work, you can build your work at home business.
If you are teachable and put in the effort, there are people who will help you. There are people who have the marketing system and expertise to help you to profit in your business, but you will have to do your due dilligence in finding the right business for you. I found my work at home business. I can help you with yours, every step of the way.
Posted by:
Terry L. Allison
Work at Home
Work At Home
Work at Home
Will 2011 be a turning point for the economy?
By Tom Petruno Market Beat
With much of the public expecting so little from the economy, the mood could easily brighten if the job market were to rack up a few months of decent numbers.
The U.S. economy keeps climbing out of the deep hole left by the financial crash and the Great Recession that followed.
But the recoverys benefits have been dispensed unevenly, to say the least, which is why many Americans do not believe things have improved, and lack faith that 2011 will bring better times.
Those doubts, however, could have a silver lining. The bar is low for what might constitute good news that could feed on itself and give the economy significant momentum.
As 2010 ends, though, the sharp disparities of this recovery are what stand out.
Profits boomed at major corporations this year while countless small businesses struggled to stay afloat.
The financial health of most banks continues to improve, but at the expense of diligent savers who are earning virtually nothing on their money as short-term interest rates are held near zero.
Strong sales at luxury retailers like Tiffany and Company and Coach Incorporated have driven their stocks to record highs, even as the number of Americans on food stamps has reached a record 43 million.
Most distressing of all is the employment picture, of course. Despite five straight quarters of economic growth, the U.S. jobless rate, currently 9.8 percent, is down just slightly from its peak of 10.1 percent in October 2009.
The greatest challenge facing the economy in 2011 is clear. The job market must turn up, and meaningfully. If that does not happen, American pessimism could become self fulfilling.
The employment crisis is what drove Federal Reserve Chairman Ben S. Bernanke in 2010 to take on a role that would have been alien to his predecessors. In his public comments, the 57 year old Fed chief, a PhD economist who grew up in small-town South Carolina , tried to show that he understood the pain of average families.
While partisanship deepened the divide in Congress for much of the year and the publics faith in President Obamas economic policies dwindled, Bernanke donned the mantle of responsibility for bolstering growth and spurring job creation.
On its current economic trajectory, the U.S. runs the risk of seeing millions of workers unemployed or underemployed for many years, he said in a speech last month. As a society, we should find that outcome unacceptable.
That was his primary defense of the Feds controversial commitment Nov. 3 to purchase an additional 600 billion dollars of U.S. Treasury securities through mid 2011. The Feds goal in buying bonds from banks and private investors is to hold down longer-term interest rates and to funnel cash into the financial system, and from there into the real economy.
The central message of Bernankes policies is that the Fed wants growth, and they want a lot of it, said Joe Carson, an economist at money manager AllianceBernstein in New York.
But critics see the new bond purchase program as potentially ruinous. They deride it as a money printing campaign that risks a severe erosion of foreigners confidence in the dollar and could fuel massive inflation down the road.
Its just going to make a bubble that could burst later on, said Robert Auerbach, an economics professor at the University of Texas. He accuses the Fed of malpractice.
Indeed, Bernanke has become the favorite target of the doomsday crowd, which taunts him relentlessly in Internet forums. That camp sees the combination of a ballooning federal budget deficit and the Feds continued easy-money policies as assuring a new financial system crash and the next Great Depression.
Even some of Bernankes supporters simply doubt that the U.S. economy can make sustained progress, given still-depressed home prices, the reluctance of many banks to lend, and looming state and local government budget cuts.
And with many European countries in austerity mode because of their government debt crises, and China and other Asian nations trying to slow growth to head off rising inflation, the global economy may be a head wind rather than a tail wind for the U.S. in 2011.
At the moment, however, even the Feds detractors have been forced to admit that the recoverys pace has picked up in recent months, sweeping away the double dip recession fears that dominated last summer.
Retail sales this holiday season have substantially exceeded expectations. A monthly measure of manufacturing activity has signaled expansion of the sector for more than a year, and a comparable index for the far-larger services sector last month reached a six month high.
And with Congress extension of the 2001 and 2003 tax cuts that were set to expire Dec. 31, the fear that consumer and business spending would hit a wall Jan. 1 has dissipated.
Real gross domestic product, the governments inflation adjusted measure of the economys total output, is expected to hit a new high either this quarter or next, more than recovering the last of what was lost in the recession.
Yet U.S. nonfarm employment remains 7.4 million jobs short of the record high of 137.9 million people on payrolls in December 2007. So far this year, net job creation has totaled just 951,000 positions.
Many economists, though dead wrong about job growth in 2010, believe that 2011 will be the turning point. They are betting that plenty of company owners and managers can justify adding staff with sales reviving and with a key reason for not hiring, uncertainty about the tax cuts, now resolved.
Joseph LaVorgna, chief U.S. economist at Deutsche Bank Securities in New York, predicts that once hiring kicks in, it will be pretty much everywhere in the economy because the losses were so broad during the recession.
Wishful thinking? Maybe. But at many companies, the outlook for staffing has definitely brightened.
Among chief executives of major U.S. firms, optimism about the economy is at its highest since 2006, according to the Business Roundtable. The group, which surveys its CEO members quarterly, found in the fourth quarter survey that 45 percent expect their U.S. employment rolls to increase in the next six months, up from just 19 percent a year ago.
Importantly, the mood also has improved among smaller businesses, a crucial engine of job creation.
The National Federation of Independent Business said its optimism index gained 1.5 points to 93.2 in November. Although still depressed by historical standards, the index was up for a fourth straight month to its highest reading since December 2007.
Saunders Manufacturing, a Readfield, Maine, company whose 100 employees produce plastic clipboards, aluminum ring binders and other specialty office products for sale here and abroad, counts itself in the ranks of companies that are on the cusp of hiring, said CEO John Rosmarin.
After the company cut employees average workweek to 32 hours in 2009, many workers this year have been restored to 36 hours and some to a full 40 hour week, he said.
If business picks up from here, we're going to have to add people, Rosmarin said.
What is more, the company has been relocating some of the production work it was doing in China to its U.S. plants because of rising labor costs in the fast-growing Asian economy, he said.
It is still a little more expensive here, but China is going to be getting more expensive as the country's standard of living rises, Rosmarin said.
Yet even as businesses sound more upbeat about the economy, a large swath of Americans are not buying it. A Pew Research Center poll of 1,500 adults this month found that 48 percent believe that a recovery is a long way off.
Asked about the year ahead specifically, 55 percent said they thought it would be better than 2010, but that was down from the 67 percent who said in January that they expected 2010 to be better than 2009.
With much of the public expecting so little from the economy, the mood could easily brighten if the job market were to rack up a few months of decent numbers.
LaVorgna, who thinks the economy will add an average of 200,000 jobs a month next year, said that level of growth could have a cascading effect by encouraging employers on the fence about hiring to push the button.
It is a confidence game, he said. Someone moves, and then someone else moves.
That is what the Fed is hoping for. Bernankes legacy now is tied to pulling unemployment down, although it almost certainly will be a slow process.
As for critics who say the central bank is about to inflate another economic bubble by keeping money too cheap for too long, the Fed clearly has made a choice. It would rather take the chance of facing a future bubble and higher inflation than risk allowing the economy's current momentum to reverse and fuel a new downward spiral.
Reposted by:
Terry L. Allison, Sr.
Work at Home
Work From Home
For Immediate Release
Work from home jobs increasingly popular among the unemployed, and unemployable of the nation.
Work from home is not just A way, but THE way to face the uncertain times found in today's economy. According to sources, unemployment is now reaching 9.8% and growing with each passing month. People are looking, but not finding jobs, and the US economy seems to be slipping under the current Administration.
Big business and multi-national corporations seem to be literally draining the little guy and gal of valuable resources, as well as hope for the future. The only positive move to be made today is the work from home business on the Internet.
With multiple advantages both in tax savings, and income potential, it would seem that people are constantly being drawn to some type of work from home business model.
Though the general consensus of inexperienced Internet users, work from home businesses are not only present, but are growing steadily. This new upsurge is good news for existing work from home experts, and they predict a banner year for 2011.
Most of the problems associated in this industry come from the simple fact that most are unsavvy about the inner workings of promoting effectively on the Internet. It is necessary to have access to those who thrive in this field, and certainly, finding the perfect work from home business model that provides mentoring is an added plus.
Work At Home
2 Million People Have Lost Their Unemployment Benefits
Today's news is not all that positive. Over 2 million people have lost their unemployment benefits because the system is simply breaking down. I have a question for my readers. What does this mean? It simply means that finding a good paying job today is getting harder than ever before. Folks, its time to face the music. The ONLY safe haven for people today in finding work is on the Internet. Its the last bastion of safety in a crazy and unsafe world. Today's economic climate does not mean that there are not possibilities. There are indeed, rich possibilities for people who are seeking to find a full time work at home business that will sustain their income for the future of their families. Where else will you look for work?
Is A College Education the Answer?
Obviously, if that were the cure for the ailments of this economy, we would not be in the situation that we are in now. Used to be, the parents told their kids, "go to college, get a good education, get a good job, and all will be well with your life." Now, if you have a college degree, you will be really lucky to find a waiter's job, or even become a greeter at Wal-Mart. Now, there is nothing wrong with those jobs, but honestly, the income will never be substantial.